Guide on how to transfer money from Union Bank

How to register for union Bank ussd

To register for Union Bank USSD banking (*826#), follow these simple steps:

1. *Dial 826# from your registered mobile phone number with Union Bank.

2. Select “Register” from the menu options.

3.  You’ll be asked to enter your Union Bank account number and create a 4-digit PIN.

Read: How to register for Union Bank internet banking and mobile app

How to transfer money Using Union bank

Union Bank offers various methods for transferring money, both domestically and internationally. Here’s a breakdown of the common methods:

1. UnionMobile App:

This is the most convenient option for transfers on-the-go.

• Log in: Open the UnionMobile app and log in using your credentials.

• Look for the “Transfers” or “Send Money” section.

• Choose Transfer Type: Select the appropriate option:

  • Union Bank to Union Bank
  • Other Banks (NIP transfers)

• Provide the recipient’s account name, account number, bank name (if applicable), and any other required details.

• Input the transfer amount.

•  Review the details carefully and confirm the transfer. You may need to enter your transaction PIN or use biometric authentication to authorize the transaction.

2. UnionOnline (Internet Banking):

Ideal for transfers from your computer or laptop.

• Visit the Union Bank website and log in to your UnionOnline account.
•  Find the “Transfers” or “Send Money” section.
• Select the transfer type, enter recipient details, and the amount.
•  Use your hardware token or other security measures to confirm the transfer.

*3. USSD Code (826#):

Useful for quick transfers without needing internet access.

• *Dial 826# from your registered Union Bank mobile number.
• Select the option for transfers.
•  Select “Transfer money to Union Bank” or “Transfer money to other banks.”
• Provide the recipient’s account number and bank code (if transferring to another bank).
• Input the transfer amount.
• Review the details and enter your 4-digit PIN to authorize the transfer.

4. ATM Transfers:

• Visit a Union Bank ATM.
• Insert your card and enter your PIN.
• Select “Transfers” or “Quickteller” from the menu.
• Follow the on-screen instructions to enter the recipient’s details and the transfer amount.

5. In-Branch Transfers:

• Visit any Union Bank branch.
• Fill out a transfer form with the recipient’s details and the transfer amount.
• Submit the form along with a valid ID.
• The bank staff will process your transfer.

Read Also: How to block and unblock Union bank account/ Atm Card

1. All Union BankUSSD Banking Codes
   

   FUNCTION	CODE
   Transfer money to the account	*826*1*Amount*Account No#
   Transfer to other banks	*826*2*Amount*Account no#
   Check account balance	*826*4#
   Request for loan	*826*41#
   Buy airtime	*826*Amount#
   Buy airtime for others	*826*Amount*3rd party mobile Number#
   Purchase data	*826*9#
   Data capture after enrollment	*826*3*account number#
   To block an account on your phone number	*826*6#
   To block accounts on other person’s phone line	*826*6*mobile number#
   Pay merchant (mCash)	*826*22*merchantcode*amount#
   Request for ATM card	*826*21#
   Cardless withdrawal	*826*7*amount#
   Card management (Block or Unblock)	*826*21#
   Limit increase	*826*8#
   Locate Union direct agent	*826*19#

Read: How to register for Union bank ussd and activate

How to block union Bank ATM card

Union Bank provides USSD codes to block your account, effectively blocking both your USSD code and card:

1. Block Your Account from Another Phone Number:

• Dial *826*6*Your Registered Phone Number# from any phone.
• Follow the prompts to confirm and complete the blocking process

2. Using UnionMobile App

If you have the UnionMobile app installed on your phone:

• Log into the app
• Go to “Card Management”
• Select the card you want to block
• Choose “Block Card” or “Report Lost/Stolen” and follow the prompts

3. Using UnionOnline (Internet Banking)

If you prefer using a computer:

• Log in to UnionOnline
• Go to the “Self Service” section 
• Select “Block/Unblock Debit Card”

4. Calling Customer Service

• Call Union Bank customer care at 07007007000
• Provide your card details and request a card block

5. Visiting a Branch

• Go to the nearest Union Bank branch
• Inform a customer service representative that you need to block your card
• Provide necessary identification and account details
• They will block your card and guide you on getting a replacement

How to buy Airtime from Union Bank

Union Bank offers two main ways to buy airtime:

1. Using the USSD Code (*826#) 

This method is the quickest and easiest, especially if you don’t have internet access.

• For self-recharge: Dial *826*Amount# (e.g., *826*500#) from your registered Union Bank phone number. 
• To recharge another number: Dial *826*Amount*Mobile Number# (e.g., *826*500*08012345678#) from the mobile number linked to your Union Bank account. 

2. UnionMobile App:

• Open the UnionMobile app and log in with your credentials.
•  Look for the “Airtime & Data” option, typically on the home screen or within the “Payments” or “Services” section.
•  Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the desired airtime amount.
•  Review the details and confirm the purchase.

How To Check Account Balance On Union Bank

Union Bank offers several convenient methods for you to check your account balance:

*1. USSD Code (826#):

• The quickest and most accessible way, requiring no internet connection.
• Simply dial *826# from your registered mobile number and follow the prompts to check your balance.
• A one-time charge of N20 may apply for first-time users. Subsequent balance inquiries are typically free.

2. UnionMobile App:

• If you have the Union Bank mobile app installed on your smartphone:
  • Log in to the app using your credentials.
  • Your account balance will be displayed on the app’s home screen or dashboard

3. UnionOnline (Internet Banking):

• If you prefer using a computer:
  • Visit the Union Bank website and log in to your UnionOnline account.
  • Your account balance will be shown on the account summary or dashboard page.

4. ATM:

• You can check your balance at any Union Bank ATM.
• Insert your debit card and enter your PIN.
• Select the “Balance Inquiry” or “Check Balance” option from the menu.
• Your balance will be displayed on the screen. You can also choose to print a mini-statement.

5. Customer Care:

• If you need assistance or prefer to speak to someone, you can call Union Bank’s customer care line
• Call the number provided on the bank’s website or your bank statement.
• Follow the prompts to reach the balance inquiry option.
• Provide your account details and any necessary verification information.
• The customer care representative will inform you of your balance.

Choose the method that is most convenient for you based on your access to the internet and your preference for digital or in-person banking.