How to transfer money from keystone Bank

Last Updated on June 12, 2025 by admin

Keystone Bank provides a range of convenient money transfer options designed to meet the varied needs of its customers. Whether transferring funds domestically, customers can choose from several methods to ensure their money moves safely and efficiently.

One of the most commonly used options is the electronic funds transfer, which allows customers to send money quickly and securely through the bank’s online banking platform.

This method is ideal for those who prefer to manage their transactions digitally and offers the added flexibility of completing transfers outside traditional banking hours

For customers who appreciate a more hands-on approach, Keystone Bank’s physical branches offer over-the-counter money transfer services.

At any branch, knowledgeable bank staff can assist with transfers, whether they are between accounts within the bank or to accounts at other financial institutions.

Pay Attention: How to check keystone bank account balance

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what can you do with keystone bank ussd

The Keystone Bank money transfer code is *7111#. This USSD code allows you to perform a variety of banking transactions directly from your mobile phone—no internet required.

With Keystone Bank’s USSD code *7111#, you can handle a wide range of banking tasks right from your mobile phone—no internet needed. Here’s what you can do:

Send funds to Keystone accounts or other Nigerian banks.
Recharge your own line or others.
Pay for services like DSTV, GOTV, PHCN, and more.

Check your balance:

View transaction history
Request account statements
Engage your account officer

Block your account if your phone is lost
Reset or change your USSD PIN
Request a cheque book

How to register for keystone bank ussd

To register for Keystone Bank’s USSD service (*7111#), all you need is a mobile phone and the number linked to your Keystone Bank account. Here’s how to get started:

Dial *7111*0#
- Use the phone number registered with your Keystone Bank account.
Enter your 10-digit Keystone Bank account number when prompted.
Provide Personal Details to confirm your date of birth or other identifying info.
Create a 4-Digit PIN that will be used to authorize all future USSD transactions.
Confirm Your PIN by Re-enter the PIN to complete your registration.
You’ll get a success message once registration is complete.

Once registered, you can use *7111# to transfer money, buy airtime, pay bills, check your balance, and more—no internet required

How to transfer money from keystone bank

You can transfer money from your Keystone Bank account using several easy methods—whether you prefer USSD, mobile app, or internet banking. Here’s a quick guide:

1. Using USSD Code (*7111#)

To transfer money to any Nigerian bank: Dial *7111*Amount*AccountNumber# Example: *7111*5000*0123456789# to send ₦5,000.
Follow the prompts: Select the recipient’s bank and confirm the name.
Enter your 4-digit USSD PIN to authorize the transaction.
Receive a confirmation SMS once the transfer is successful.

2. Using the Keystone Mobile App

Download the app from the Google Play Store or App Store.
Log in and tap “Transfer”.
Choose the recipient’s bank, enter the amount and account number.
Confirm with your PIN or biometric.

3. Using Internet Banking

Visit Keystone Bank’s online portal.
Log in with your credentials.
Navigate to “Transfers”, fill in the recipient details, and confirm.

Pay Attention: Guide on How to Transfer Money From FCMB

You may also read: Keystone Bank’s USSD: How to register and transfer money

How to block keystone bank ussd code and card

If your phone or debit card linked to Keystone Bank is lost or compromised, you can block both your USSD access and ATM card quickly to protect your funds. Here’s how:

To Block Your Keystone Bank USSD Profile

Dial *7111*911# from any phone.
Follow the prompts to block your USSD access and account temporarily.
This is especially useful if your phone is stolen or your SIM is compromised.

To Block Your Keystone Bank ATM Card

You have a few options:

1. Via USSD

Dial *7111# and select the option to block card (if available).
Follow the prompts and confirm with your USSD PIN.

2. Via Mobile App

Open the Keystone Mobile App.
Go to the “Cards” section.
Select your card and choose “Block” or “Hotlist”.

3. Contact Customer Support

Call 0700 2000 3000 or visit any Keystone Bank branch.
Provide your account details and request to block your card or USSD access.

Blocking your USSD and card access immediately helps prevent unauthorized transactions

Read: How to Buy Airtime and Data from first bank

How to buy Airtime from keystone bank

Buying airtime from Keystone Bank is super easy and can be done in seconds using your phone. Here are your options:

1. Using USSD Code

To recharge your own line: Dial *7111*Amount# Example: *7111*1000# to buy ₦1,000 airtime for yourself.
To recharge another number: Dial *7111*Amount*PhoneNumber# Example: *7111*500*08012345678# to send ₦500 to someone else.
Confirm with your 4-digit USSD PIN.

2. Using the Keystone Mobile App

Download and open the Keystone Bank app from the Google Play Store or App Store.
Log in with your credentials.
Tap “Airtime Recharge”.
Enter the amount and phone number (yours or someone else’s).
Confirm with your PIN or fingerprint.

Both methods are available 24/7 and work with all major Nigerian networks

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.