How to transfer money from United Bank for Africa (UBA)

United Bank for Africa (UBA) offers a range of convenient options for its customers to transfer funds both within the bank and to other financial institutions.

UBA Money Transfer is an innovative and convenient way to send and receive money across the globe. With the bank Money Transfer, customers can securely and instantly transfer funds to family and friends  without the hassle of visiting a physical bank branch.

Transferring money from United Bank for Africa (UBA) is a straightforward process that can be done quickly and conveniently using various methods. One of the most common ways to transfer money is through online banking.

This allows customers to easily send money to  accounts with just a few clicks. To do this, customers need to log in to their UBA online banking account, select the transfer option, enter the recipient’s details, and confirm the transaction.

In this guide, we will explain  the various methods available for transferring money from UBA, including  online banking, initiating intra-bank transfers, sending money to other banks.

Pay Attention: How to register for UBA Internet banking and Mobile App

Features

How to activate your USSD code for UBA?

To activate your UBA USSD code, you can follow these steps:

1. On your mobile device, dial *919#. This USSD code is the gateway to activating the UBA mobile banking service
2. After dialing *919#, you will be presented with a menu of options. Choose the option to sign up or activate the service.
3. Choose between registering with your UBA account or prepaid card.
4. Enter your UBA 10-digit account number or prepaid card number, depending on your previous choice.
5. You will be asked to provide your account details and create a 4-digit PIN.  
6. Make sure to choose a PIN you can remember easily, as it will be required for all future transactions.
7. After submitting your details, you will receive a confirmation message indicating that your UBA USSD code has been successfully activated

Read: How to register for UBA ussd code and transfer money

How to transfer money from UBA

To transfer money from UBA to UBA and other banks using the UBA USSD code (*919#), follow these steps:

Transferring Money to Another UBA Account:

1. Dial *919*3Account Number*Amount# from the phone number you registered with UBA, then follow the simple steps
2. For example, to transfer ₦5,000 to account number 1234567890, dial *919*3*1234567890*5000#.
3. Follow the prompts to confirm the transaction by entering your PIN.

How to send money to a UBA Prepaid Card

Dial *919*32# from the phone number you registered with UBA

OR

• Dial *919# on your mobile phone.
• Select the option for “Funds Transfer”
• Choose the option for “Transfer to UBA Prepaid Card”.
• Enter the 16-digit card number of the recipient’s UBA Prepaid Card.
• Enter the amount you want to transfer.
• Confirm the transaction details.
• Enter your 4-digit PIN to authorize the transfer.

Rea: How to check UBA account balance-Different methods

Transferring Money to Other Banks:

1. Dial 919*4*Account Number*Amount#. 
2. For example, to transfer ₦5,000 to an account number 9876543210 in another bank, dial *919*4*9876543210*5000#.
3. Follow the prompts to select the receiving bank and confirm the transaction by entering your PIN.

How to Send Money to Microfinance Banks, Fintechs & Other institutions

To send money to microfinance banks, fintechs, and other institutions using the UBA USSD code (*919#), follow these steps:

1. Dial *919*6# on your mobile phone. This is the specific code for sending money to other financial institutions

2. Choose the institution you want to send money to from the list displayed.

3.  Carefully input the correct account number of the recipient. Double-check to avoid errors.

4. Input the amount of money you wish to send.

5.  Review the transaction details, including the recipient’s name (if displayed), account number, institution, and amount. Ensure everything is accurate.

6. Enter your 4-digit UBA USSD PIN to authorize the transaction.

7. You will receive a confirmation message indicating whether the transaction was successful or not.

Transfer money with UBA Mobile App:

To transfer money with the UBA Mobile App, follow these steps:

1. Open the UBA mobile app and log in with your credentials.

2.  Tap on the “Transfer” option, usually located on the home screen or within the main menu.

3. Select the recipient’s bank (UBA or other banks) and enter their account number.

4. Input the amount you want to transfer and add a description (optional).

5.  Review the transaction details carefully to ensure accuracy.

6.  Enter your PIN or use biometric authentication to authorize the transfer.

Transfer money with UBA Online Banking:

To transfer money with UBA Online Banking, follow these steps

1.  Visit the UBA internet banking website and log in with your user ID and password.   

2.  Navigate to the “Transactions” section and choose “Fund Transfer.”

3. Select the appropriate transfer type (UBA to UBA, local transfer to other banks, international transfer).

4. Input the recipient’s account number and bank details.

5. Input the amount you want to transfer and add a description (optional).

6. Review the transaction summary and confirm the details are correct.

7.  Enter your secure pass or token code to authorize the transfer.

How can I check my UBA account balance with the code?

To check your UBA account balance using the code, follow these steps:

1. Dial *919*00# on your mobile phone.
2. Enter your 4-digit UBA USSD PIN.
3. Your account balance will be displayed on your screen.

2. UBA Mobile App:

• Log in to the UBA Mobile Banking app.
• Your account balance will be displayed on the dashboard or home screen.

3. UBA Internet Banking:

• Log in to your UBA Internet Banking account on the website.
• Your account balance will be visible on the dashboard or account summary page.

4. ATM:

• Visit any UBA ATM.
• Insert your card and enter your PIN.
• Select “Balance Inquiry” from the menu.
• Your balance will be displayed on the screen.

5. Leo on WhatsApp/Facebook Messenger:

• Send “balance” to Leo on WhatsApp or Facebook Messenger.
• Authenticate with your PIN when prompted.
• Leo will provide your account balance

Read: How to block UBA account and ATM Card

UBA Cardless Withdrawal: Can I withdraw cash from ATM without a card?

Yes, you can absolutely withdraw cash from a UBA ATM without your card using UBA’s Cardless Withdrawal feature. It’s a convenient option when you don’t have your physical card with you or want to enhance security.

Methods for Cardless Withdrawal:

• USSD Code (*919#): 

  1. Cardless ATM Withdrawal – UBA | Africa’s Global Bank
  1. Dial *919*30*Amount# from your registered phone number.
  2. Select the ATM Cashout option.
  3. You’ll receive a Cashout PIN.
  4. Go to a UBA ATM, select ‘Cardless Withdrawal’, enter the code, and follow the prompts to withdraw your cash  

• UBA Mobile App:

  1. Log into the UBA Mobile Banking App.
  2. Select ‘Cardless Withdrawal’.
  3. Enter the desired amount and generate a one-time code.
  4. Go to a UBA ATM, choose ‘Cardless Withdrawal’, enter the code, and follow the prompts.

• Biometric Verification at ATM:

  1. On the UBA ATM, select ‘Cardless’ then ‘Biometric Option’.
  2. Choose your transaction (Balance Inquiry or Withdrawal).
  3. Place your right thumb on the fingerprint scanner for 5 seconds.
  4. Enter your UBA account number.
  5. Select the withdrawal amount and collect your cash

How do I buy airtime from UBA with a USSD code

To buy airtime from UBA using a USSD code, follow these steps:

Buy Airtime for yourself

1. Dial *919*Amount# on your mobile phone.
2. You’ll be asked to confirm the amount and the number you want to recharge.
3. Input your 4-digit UBA USSD PIN to authorize the transaction.
4. Your airtime will be credited to your phone number instantly.

Buy Airtime for Others

To buy airtime for others using the UBA USSD code, follow these steps:

1. Dial *919*Phone Number*Amount# on your mobile phone.

   • For example, to buy ₦500 airtime for the phone number 08012345678, dial *919*08012345678*500#.

2.  Double-check the phone number and amount to ensure they are correct.

3.  Enter your 4-digit UBA USSD PIN to authorize the transaction.

4.  The airtime will be credited to the recipient’s phone number instantly.

2. UBA Mobile App

•  Open the UBA Mobile app and log in with your credentials
• Look for the “Airtime & Data” option, usually on the home screen or under “Payments” or “Services.”
• Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the amount.
• Confirm: Review the details and confirm the purchase.

3. UBA Internet Banking 

• Access UBA’s internet banking platform using your login credentials.
• Look for the “Airtime Purchase” or “Buy Airtime” option under the payments or services section.
• Choose the network provider, enter the phone number, and select the airtime amount.
• Review the details and authorize the transaction.

Read Also: Guide on how to transfer money from Union Bank

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.

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