How to check Union Bank of Nigeria account balance

How to check Union Bank of Nigeria account balance: In today’s fast-paced digital world, staying on top of your finances is essential. One crucial aspect of managing your finances is regularly checking your account balance to track your transactions and ensure financial stability.

Union Bank of Nigeria is one of the leading financial institutions in Nigeria, providing a wide range of banking services to its customers. One of the most important features of Union Bank is the ability to check account balance using different ways ranging from mobile banking apps to USSD codes and ATMs.

By regularly monitoring their account balance, customers can ensure they have enough funds to cover their expenses and avoid unnecessary fees.

This article will guide you through the different ways you can check your Union Bank account balance, providing step-by-step instructions and tips for secure and efficient monitoring of your financial status.

Pay Attention: How to block and unblock Union bank account/ Atm Card

Table of Contents

About Union Bank of Nigeria

Union Bank of Nigeria is one of the oldest and most established commercial banks in Nigeria. It was founded in 1917 as Colonial Bank and later became known as Barclays Bank of Nigeria before rebranding and becoming Union Bank in 1979. With over a century of experience in the banking industry, Union Bank has built a reputation for providing reliable and innovative financial solutions to its customers.

The bank offers a wide range of products and services including personal and business banking, wealth management, and investment services. Union Bank is known for its commitment to customer service and has a strong focus on building long-term relationships with its clients. The bank also has a strong presence across Nigeria with over 300 branches and an extensive network of ATMs and digital platforms, making it easily accessible to customers across the country.

Union Bank is also committed to corporate social responsibility and sustainability initiatives, supporting various community development projects and environmental conservation efforts. The bank has received several awards and accolades for its contributions to the society and dedication to environmental sustainability. With its long history, strong financial performance, and dedication to customer service and community development, Union Bank of Nigeria continues to be a leading financial institution in the country

Read: How to register for Union bank ussd and activate

How to Check Account Balance on Union Bank

You have several options for checking your Union Bank account balance:

1. How to check Union bank Account balance using USSD Code:

Dial *826# from your registered mobile number.

You will be prompted to enter your 4-digit Union Bank transaction PIN.
Your account balance will be displayed on the screen.

2. How to check Union bank Account balance via UnionMobile App:

Download and install the UnionMobile app on your smartphone.
Log in with your registered mobile number and password.
Your account balance will be displayed on the app’s dashboard.

Read: How to check Standard Chartered Bank Nigeria account balance

3. How to check Union bank Account balance via UnionOnline:

Visit the Union Bank internet banking website.
Log in with your user ID and password.
Your account balance will be displayed on the account summary page.

4.How to check Union bank account balance using an ATM

Locate any Bank ATM that accepts Union Bank cards.
Insert your debit card into the card slot.
Enter your four-digit Personal Identification Number (PIN) when prompted.
From the menu options, select “Balance Inquiry.
Your account balance will be displayed on the screen.
You can choose to print a receipt if you need a physical copy.
After viewing your balance, select “Exit” or “Cancel”
To complete the transaction and retrieve your card.

5. How to check Union bank account balance using POS vendors

Find a POS vendor nearby. They are usually located in shops, markets, or along busy streets.
Inform the vendor that you want to check your Union Bank account balance.
Provide the vendor with your Union Bank debit card.
When prompted, enter your 4-digit PIN on the POS machine.
Your account balance will be displayed on the POS machine’s screen. You can ask the vendor for a printed receipt if needed.

Read: How to register for Union Bank internet banking and mobile app

How to get union bank of nigeria statement of account

There are several ways to get your Union Bank of Nigeria statement of account:

UnionOnline (Internet Banking):

Log in to your UnionOnline account.
Go to the “Accounts” or “Statements” section.
Select the account and period for which you want the statement.
Click on “View” or “Download” to get your statement in PDF or Excel format.

UnionMobile App:

Open the UnionMobile app and log in.
Go to the “Accounts” section.
Select the account and period for which you want the statement.
Tap on “View Statement” to see it within the app or “Download Statement” to save it on your phone.

Read: How to check Sterling Bank account balance

Email Request:

Send an email to Union Bank customer service requesting your statement of account. Include your account number, the period you want the statement for, and your preferred format (PDF or Excel).

Bank Branch:

Visit your nearest Union Bank branch and request a statement of account from the customer service representative. You may need to provide identification and account details.

Frequently Asked Questions

1. What are the ways to check my Union Bank account balance?

You can check your Union Bank account balance through multiple channels:

USSD code: Dial *826# from your registered mobile number.
Mobile app: Log in to the UnionMobile app and view your balance on the dashboard.
Internet banking: Log in to UnionOnline through the bank’s website and check your balance.
ATM: Visit any Union Bank ATM and use your debit card to check your balance.
Customer care: Call Union Bank’s customer care line and request for your balance after verification.

2. Do I need internet access to check my balance using USSD code?

No, you don’t need internet access to use the USSD code (*826#). It works on any mobile phone with network coverage

3. Is there a charge for checking my balance via USSD?

A one-time charge of N20 may apply for first-time users of the USSD code. Subsequent balance inquiries are usually free.

4. Can I check the balance of multiple accounts using the USSD code?

Yes, you can check the balances of all your linked Union Bank accounts using the USSD code by following the prompts.

5. Do I need to download the UnionMobile app to check my balance?

Yes, you need to download and install the UnionMobile app on your smartphone to check your balance through the app.

6. Can I check my balance on the UnionMobile app without internet access?

No, you need an active internet connection (mobile data or Wi-Fi) to access the UnionMobile app and view your balance.

7. How do I log in to UnionOnline to check my balance?

You need to register for UnionOnline first. Once registered, you can log in using your User ID and Password on the bank’s website.

8. What if I forget my UnionOnline password?

You can use the “Forgot Password” option on the login page to reset your password.

9. Can I check my balance at any ATM?

You can check your Union Bank account balance at any Union Bank ATM using your debit card.

10. What if I need further assistance with checking my balance?

If you have any difficulties or need further assistance, you can contact Union Bank’s customer care through their helpline or visit any branch

Remember, regularly checking your account balance helps you stay on top of your finances and detect any unauthorized transactions.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.