How to Transfer money from Sterling Bank-Easy guide

Sterling Bank money transfer is a convenient and reliable way for customers to send and receive money quickly and securely. With Sterling Bank’s online and mobile banking platforms, customers can easily transfer funds to friends, family, or businesses with just a few clicks. Whether it’s paying bills, splitting expenses, or sending gifts, Sterling Bank money transfer services make it easy to manage your finances from anywhere in the world.

Transferring money is a common financial transaction that many individuals engage in regularly. Sterling Bank offers a variety of options for transferring funds, whether it be domestically or internationally. In this article, we will delve into the various aspects of transferring money from Sterling Bank, providing a comprehensive guide and Understanding the different transfer methods

Pay Attention: How to register for sterling bank ussd and other transaction

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Features:
- Set up future-dated or recurring transfers for added convenience.
- Create and manage a list of frequent recipients for quick and easy transfers.
- Track your transfer history and view details of past transactions.
- Receive instant SMS or in-app notifications for successful transfers.

Benefits of Sterling Bank Money Transfer

Transfer money anytime, anywhere, through various channels (mobile app, internet banking, USSD, or in-branch).
Enjoy fast and often instant transfers, especially within Sterling Bank.
Robust security measures protect your transactions, including two-factor authentication and encryption.
Choose from various transfer options based on your needs and preferences.
Transfer money domestically and internationally.
The OneBank app and Sterling Bank Online platform have intuitive interfaces for easy navigation.
Competitive transfer fees, particularly for transfers within Sterling Bank.
Bulk payments and virtual card payments streamline processes for businesses.

How to register for Sterling Bank ussd

You have two options to register for Sterling Bank USSD banking (*822#):

Option 1: Automatic Registration:

If you are an existing Sterling Bank account holder with a registered phone number, you can automatically register for the service by dialing *822# and following the on-screen prompts. The system will guide you through the registration process, including creating a PIN for secure transactions.

Option 2: Manual Registration:

You can also manually register by dialing a specific code:

Dial *822*1*NUBAN# (replace “NUBAN” with your 10-digit Sterling Bank account number).
This will initiate the registration process, and you will be asked to create a PIN.

Read: How to check Sterling Bank account balance

How to transfer money Using Sterling bank

Sterling Bank offers various ways to transfer money, Here’s a breakdown of the common methods:

1. OneBank Mobile App:

Arguably the most convenient method, allowing you to transfer money on-the-go.
Steps:
- Open the OneBank app and log in using your credentials
- Tap the “Transfers” or “Send Money” section.
- Choose the transfer type:
  - Sterling to Sterling (transfer to another Sterling Bank account)
  - Other Banks (transfer to other banks within Nigeria – NIP transfers)
  - International Transfers
  - Send by Phone Number or Email
  - Send with a Payment Link
- Provide recipient details (account name, account number, bank name if applicable, phone number, or email).
- Enter the transfer amount and any additional details.
- Confirm the details and authenticate the transaction using your PIN or biometrics.

2. Sterling Bank Online (Internet Banking):

Suitable for transfers from your computer or laptop.
Steps:
- Visit the Sterling Bank Online website and log in to your account.
- Navigate to the “Transfers” or “Send Money” section.
- Follow similar steps as in the app to select the transfer type, enter recipient details, and the amount.
- Authenticate the transaction using a hardware token or other security measures.

*3. USSD Code (822#):

Useful for quick transfers without needing internet access.
Steps:
- Dial *822# from your registered Sterling Bank mobile number
- Follow the prompts to select the transfer option.
- Choose the transfer type (Sterling to Sterling or to other banks).
- Provide the recipient’s account number and bank code (if transferring to another bank).
- Enter the amount and confirm with your PIN.

4. ATM Transfers:

Visit a Sterling Bank ATM.
Steps:
- Insert your card and enter your PIN.
- Select “Transfers” or “Quickteller” from the menu.
- Follow the on-screen instructions to enter the recipient’s details and the transfer amount.

5. In-Branch Transfers:

Visit any Sterling Bank branch.
Steps:
- Fill out a transfer form with the recipient’s details and the transfer amount.
- Submit the form along with a valid ID.
- The bank staff will process your transfer.

Pay Attention: How to Register for Sterling Bank internet banking and Mobile App

How to blocK Sterling Bank ussd code and card

To block your Sterling Bank USSD code and card, you have several options:

1. Block Using USSD:

From your registered phone line: Dial 822911#. Follow the prompts to block your account and card.
From any phone: Dial 822911*Account Number#. Enter the phone number linked to your Sterling Bank account and follow the prompts.

2. Use the OneBank Mobile App:

Log into the OneBank Mobile app.
Go to the “Card Services” or “Security” section.
Choose the “Block Card” option and follow the on-screen instructions.

3. Contact Sterling Bank Customer Service:

Call the Sterling Bank customer care line at 07008220000.
Inform them that you want to block your card and/or USSD code.
Provide the necessary details to verify your identity.
Follow their instructions to complete the blocking process.

4. Visit a Sterling Bank Branch:

Go to your nearest Sterling Bank branch.
Inform a customer service representative that you want to block your card and/or USSD code.
Provide your account information and any necessary identification documents.
They will assist you in blocking your card and USSD code.

Read: How to transfer money from Standard Chartered Bank Nigeria

Sterling bank cardless withdrawal

Sterling Bank offers cardless withdrawals through its *822# USSD service. This allows you to withdraw cash from an ATM without needing your physical debit card.

Here’s how it works:

Initiate the Process:

Dial *822# on your mobile phone (linked to your Sterling Bank account).
- Select “Cardless Withdrawal.”
- Enter the amount you wish to withdraw (up to ₦20,000 per transaction).
- Enter a one-time PIN (OTP) that will be sent to your phone.
- You will receive a reference code for your withdrawal.
Withdraw Cash:
- Go to any Quickteller-enabled ATM.
- Select the Cardless Withdrawal option.
- Enter your registered mobile number.
- Enter the reference code you received.
- Enter the amount you specified earlier.
- The ATM will dispense your cash.

Read: How to transfer money From Stanbic IBTC Bank

How to buy Airtime from Sterling Bank

Sterling Bank offers multiple ways to purchase airtime:

*1. Using the USSD Code (822#):

This method is the quickest and easiest, especially if you don’t have internet access.

For self-recharge: Dial *822*Amount# (e.g., *822*500#)
To recharge another number: Dial *822*Amount*Phone Number# (e.g., *822*500*08012345678#)

2. OneBank Mobile App

Open the OneBank app and log in with your credentials

Look for the “Airtime” or “Buy Airtime” section, usually on the home screen or under “Payments” or “Services.”
Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the amount.
Review the details and confirm the purchase using your transaction PIN.

3. Sterling Bank Online (Internet Banking)

Access Sterling Bank’s online banking platform using your login credentials.
Look for the “Airtime Purchase” or “Buy Airtime” option.
Choose the network provider, enter the phone number, and select the airtime amount.
Review the details and authorize the transaction using your transaction password or hardware token.

How to pay bills from sterling bank

Sterling Bank offers multiple convenient ways to pay your bills:

1. Using the USSD Code (*822#)

This method is the quickest and easiest, especially if you don’t have internet access.

Dial *822# from your registered Sterling Bank mobile number.
Select “Payments” from the menu options.
Choose the bill category (e.g., Electricity, Cable TV, Internet).
Select the specific biller from the list.
Enter the required details such as your account/customer ID and the amount you want to pay.
Confirm the details and enter your 4-digit PIN to authorize the payment.

2. OneBank Mobile App:

This option is handy if you prefer using your smartphone for transactions.

Log in: Open the OneBank app and log in with your credentials.
Bill Payment: Look for the “Bills Payment” or similar option, usually on the home screen or under “Payments” or “Services.”
Select Biller: Choose the category of the bill you want to pay.
Enter Details: Select the specific biller from the list. Enter the required details, such as your account/customer ID and the amount.
Confirm and Pay: Review the details and confirm the payment using your transaction PIN or biometrics.

3. Sterling Bank Online (Internet Banking):

Useful if you prefer using a computer.

Log In: Access Sterling Bank’s online banking platform (SterlingPro) using your login credentials.
Bill Payment: Look for the “Bill Payment” option.
Select Biller: Choose the biller from the list or use the search function.
Enter Details: Provide the required information like account/customer ID and amount.
Confirm and Pay: Review the details and authorize the transaction using your secure token or other authentication methods.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.