How to register for Union bank ussd and activate

The Union bank USSD services are crucial in modern banking as they provide immediate access to account information, funds transfer, bill payments, and more, without the need for internet access. This convenience empowers customers to manage their finances on the go.

This service allows customers to perform a variety of transactions such as checking account balances, transferring funds, paying bills, and even accessing mini statements directly from their mobile phones. This service is accessible to all Union Bank customers and is available 24/7, making it easy and convenient for customers to manage their finances anytime, anywhere.

The service requires customers to use personal identification numbers (PINs) for authentication, ensuring that only authorized users can access and use their accounts. This helps to protect customers’ funds and personal information from unauthorized access or fraud, giving them peace of mind when conducting transactions through the USSD service.

Union Bank’s USSD code, *826#, offers a wide range of features and benefits for its customers, making banking accessible and convenient:

Also read: How to register for Standard Chartered Bank Nigeria USSD

Features of Union Bank USSD (826#):

Account Management:
- Check Account Balance
- View Mini Statement (last 5 transactions)
- Block ATM Card
- Check BVN
- Change/Reset USSD PIN
Transfers:
- Transfer within Union Bank
- Transfer to Other Banks
Bill Payments:
- Pay Electricity Bills
- Pay Cable TV Bills
- Other Bill Payments (e.g., school fees)
Airtime Purchase:
- Buy airtime for self
- Buy airtime for others
Other Services:
- Generate OTP for transactions
- Request Account Statement
- Locate Union Bank Agents
- mCash Merchant Payments (unique USSD code for payments)

*Benefits of Union Bank USSD (826#):

Convenience:
- Access services without needing an internet connection.
- Conduct transactions anytime, day or night.
- Simple and straightforward menu options.
Accessibility:
- Can be used on basic feature phones as well as smartphones.
- Available to all Union Bank customers with a registered mobile number.
Security:
- Transactions are secured with your unique PIN.
- Allows you to quickly block your card in case of loss or theft.
Cost-Effectiveness:
- No need to worry about data consumption.
- Most transactions have low or no fees.
Additional Benefits:
- Self-Service: Empowers customers to manage their accounts independently.
- Agent Locator: Helps find nearby Union Bank agents for cash deposits and withdrawals.
mCash Merchant Payments: Union Bank is the first bank in Nigeria to have its own unique USSD code for mCash merchant payments, making it even easier for customers to pay for goods and services.

Read: How to register for Stanbic Ibtc ussd and transfer

Table of Contents

Required information to register for union bank

To register for Union Bank USSD banking (*826#), you need:

An active Union Bank account: You should have an existing account with Union Bank.
A mobile phone number linked to your account: Ensure the phone number you intend to use for USSD transactions is registered with your Union Bank account. This is the number you’ll use to access the service.

How to register for union bank USSD

To register for Union Bank USSD banking (*826#), you don’t need to go through a separate registration process. Simply dial *826# from the phone number linked to your Union Bank account. The registration is automatic the first time you dial this code.

Here’s a quick guide:

*Dial *826#: Using your registered phone number, dial *826#.
You will be guided through an initial setup process, where you might be asked to create or confirm your PIN.
You will receive a confirmation message indicating that your registration is complete. You can now use *826# for various banking transactions.

You can also read; Polaris bank ussd: How to register and transfer money

How to Check union bank account balance

To check your Union Bank account balance using USSD, follow these steps:

Dial *826*4# on your mobile phone. This is the specific code for checking your balance.
Enter your PIN: You will be prompted to enter your 4-digit UnionMobile PIN. If you haven’t set up a PIN yet, you’ll be asked to create one.
View Your Balance: Your account balance will be displayed on the screen, and you will also receive an SMS notification with your balance details.

Read: Keystone Bank’s USSD: How to register and transfer money

How to Buy airtime from union bank

Union Bank offers several convenient ways to buy airtime:

*1. USSD Code (826#):

For self:
Dial *826*Amount# (e.g., *826*500# for ₦500 airtime) from your phone number linked to your Union Bank account.
For others:
Dial *826*Amount*MobileNumber# (e.g., *826*5000*8012345678#) from your phone number linked to your Union Bank account.

Read: How to register and activate First City Monument Bank (FCMB) ussd

How to Transfer money from union bank

Union Bank offers two methods to transfer money using USSD (*826#):

1. Using the USSD Menu:

Dial *826# on your registered mobile phone.
Select 1 for “My Bank” and then 1 again for “Transfer Funds.”
Choose the type of transfer:
- 1 for Union Bank to Union Bank transfer
- 2 for transfer to other banks
Enter the recipient’s 10-digit account number.
Enter the amount you want to transfer.
Confirm the details and enter your 4-digit PIN to authorize the transaction.

2. Using Quick Codes:

Union Bank to Union Bank: Dial *826*1*Amount*Account Number# (e.g., *826*1*5000*1234567890# to transfer ₦5,000).
Other Banks: Dial *826*2*Amount*Account Number# (e.g., *826*2*5000*1234567890#) and follow the prompts to select the recipient’s bank.

Also read: How to register and activate First bank USSD

How to block Union bank card

There are several ways to block your Union Bank card in case of loss, theft, or suspected fraud:

1. Using the USSD Code:
- Dial *826*911#From your registered phone number
- Select the option to block your card and follow the instructions.
2. UnionMobile App:
- Open the UnionMobile App and log into your account.
- Go to “Services” > “Cards & Wallets” > “Card Management.”
- Select the card you want to block and tap on “Block.”
- Confirm your request.
3. UnionOnline Internet Banking:
- Access UnionOnline through the Union Bank website.
- Go to the “Card Management” section.
- Select the card you want to block and follow the instructions.
4. Contacting Customer Care:
- Call: 0700 700 7000 or +234-1-2716816
5. Visit a Branch:
- Go to your nearest Union Bank branch and request the staff to block your card.*

Read: How to Register for Ecobank USSD Code and transfer money

How do I reset union bank ussd PIN

You have two primary methods to reset your Union Bank USSD PIN:

*Method 1: Using the USSD Code (826#):

Dial *826*5# from your registered phone number.
Follow the on-screen instructions to reset your PIN. You’ll likely need to enter your account number and potentially other details for verification.

Method 2: Visiting a Union Bank Branch:

Locate your nearest Union Bank branch.
Inform the customer service representative that you need to reset your USSD PIN.
Present a valid form of identification (e.g., national ID, driver’s license, international passport).
The bank staff will guide you through the necessary steps to reset your PIN.

Read: How to register for sterling bank ussd and other transaction

How to Request a loan from union bank

Union Bank offers a specific loan product accessible through USSD, called Payday Loan. Here’s how to request it:

Eligibility Check:
- Ensure you meet the criteria:
  - Minimum monthly salary of ₦15,000
  - Salary has been domiciled with Union Bank for at least 3 months
- Understand that the maximum loan amount is 50% of your salary.
USSD Code:
- Dial *826*41# from your registered mobile number with Union Bank.
- Follow the on-screen prompts. You’ll likely be asked to confirm your eligibility, choose the loan amount, and review the terms.

How to pay bills from union bank via ussd

To pay your bills from your Union Bank account using USSD, follow these steps:

Dial the USSD code:
- Using your registered mobile number, dial 8263#.
Select Biller Category:
- You will be presented with various biller categories (e.g., Electricity, Cable TV, Internet, etc.).
- Choose the category that corresponds to the bill you want to pay.
Select Biller:
- A list of available billers within the chosen category will be displayed.
- Select the specific biller you want to pay (e.g., Ikeja Electric, DSTV, Spectranet, etc.).
Enter Details:
- You’ll be prompted to enter the required details for bill payment. These typically include:
  - Customer ID or Account Number (this depends on the biller)
  - Amount to be paid
Confirm Payment:
- Carefully review the details you have entered to ensure they are correct.
- If everything is in order, confirm the payment.
Enter PIN:
- Enter your 4-digit Union Bank USSD PIN to authorize the transaction.
Transaction Successful:
- You will receive a confirmation message on your screen once the bill payment is successful. You might also receive an SMS confirmation.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.