How to block Ecobank atm card and account

How to block Ecobank atm card and account– Are you an Ecobank customer who has misplaced their ATM card or suspects unauthorized activity on your account? If yes, you need to quickly  block your card and account to safeguard your finances and personal information

There are various reasons why individuals may need to block their Ecobank ATM card and account. One of the major reasons could be that the card has been lost or stolen. This can pose a serious threat to the individual’s financial security, as unauthorized individuals could potentially use the card to make fraudulent transactions. In such cases, blocking the card and account immediately is crucial to prevent any further unauthorized transactions and safeguard the individual’s funds.

Another reason to block an Ecobank ATM card and account could be if the individual suspects any suspicious activity on their account. This could include unauthorized withdrawals or transfers, unusual account activity, or any other signs that indicate potential fraud. By blocking the card and account in such situations, individuals can protect themselves from falling victim to financial fraud and ensure that their funds are secure.

In this article, we will walk you through the necessary steps to block your Ecobank ATM card and account, ensuring that you mitigate the risks associated with lost or stolen cards. By following these procedures promptly, you can prevent unauthorized transactions and protect yourself from potential financial losses and identity theft.

Benefits:

  1.  If you suspect unauthorized access or fraudulent activity on your account, blocking it immediately can prevent further financial losses.

  2.  If your debit or credit card is lost or stolen, blocking your account can help protect your funds from being misused.

  3. In case of a transaction dispute, blocking your account can help prevent further transactions until the issue is resolved.

  4.  If you have concerns about the security of your account, blocking it temporarily can provide an added layer of protection while you investigate or take further action.

Features:

  1. Ecobank offers multiple channels to block your account instantly, including the mobile app, USSD code, customer service hotline, and branch visits.

  2.  You can choose to block specific features like ATM withdrawals or online transactions while keeping other services active.

  3.  You can block your account temporarily until you resolve the issue or permanently if you no longer need the account.

  4.  Once the issue is resolved, you can easily reactivate your account by contacting Ecobank customer care or visiting a branch.

  5. Ecobank customer care is available 24/7 to assist you with blocking and unblocking your account.

Read: How to register for Ecobank internet banking and mobile App

How to block Ecobank atm card and account

There are several ways to block your Ecobank ATM card and account if you suspect it’s been compromised or lost:

1. Using the Ecobank Mobile App:

This is the quickest and most convenient method if you have the app installed.

  • Log in to your Ecobank Mobile App.
  • Navigate to the “Cards” or “Card Management” section.
  • Select the card you wish to block.
  • Choose “Block Card” or a similar option.
  • Confirm your action.

Pay Attention How to block and unblock Union bank account/ Atm Card

2. Contacting Ecobank Customer Service:

  • Call the Ecobank customer support hotline  on +23412772904 
  • Follow the voice prompts to reach the appropriate department for card blocking.
  • Provide your account details and any relevant information about the lost or stolen card.

Also read: How to Register for Ecobank USSD Code and transfer money

3. Visiting an Ecobank Branch:

  • Go to your nearest Ecobank branch during working hours.
  • Bring identification such as your ID card or passport, and any information regarding your account.
  • Talk to a bank officer about your situation.
  • Request the blocking of your ATM card and account if necessary.

How to transfer money from Ecobank

Ecobank offers various options to transfer money, both domestically and internationally. Let’s break down the most common methods: 

1. Ecobank Mobile App:

This is arguably the most convenient and widely-used method for Ecobank customers.

  • Open the Ecobank Mobile app and log in to your account.
  • Navigate to the “Transfers” or “Send Money” section.
  • Choose the transfer type:
    • Ecobank to Ecobank (within Nigeria)
    • Ecobank to other banks (within Nigeria)
    • Rapidtransfer (within Africa)
    • International Transfer (outside Africa)
  • Enter the recipient’s details (account number, bank name if applicable, etc.) and the amount.
  • Confirm the transaction and authenticate with your PIN or biometrics.

2. Ecobank Online:

  • Visit the Ecobank Online banking website and log in to your account.
  • Locate the “Transfers” or “Payments” section.
  • Choose the appropriate transfer type.
  • Provide the recipient’s information and the transfer amount.
  • Authorize the transaction using your token or other security measures.

How to buy airtime from Ecobank

There are several ways to buy airtime from Ecobank:

*1. USSD Code (326#):

This method is convenient and works on any mobile phone, even without internet access.

  • Dial *326# from your registered mobile phone.
  • Select “Airtime Top Up” from the menu.
  • Choose whether to recharge your own line or someone else’s.
  • Enter the amount of airtime you want to purchase.
  • If recharging for someone else, enter their phone number.
  • Confirm the transaction and enter your 6-digit PIN.

2. Ecobank Mobile App:

The Ecobank Mobile App offers a user-friendly interface for buying airtime.  

  • Open the Ecobank Mobile app and log in.
  • Navigate to the “Airtime” or “Buy Airtime” section.
  • Choose the recipient (self or others).
  • Select the network provider (MTN, Airtel, Glo, 9mobile).
  • Enter the phone number (if buying for someone else) and the amount of airtime.
  • Confirm the transaction and authenticate with your PIN or biometrics.

3. Ecobank Online:

You can also purchase airtime through Ecobank Online banking.

  • Log in to your Ecobank Online account.
  • Go to the “Airtime Top-up” or similar section.
  • Choose the recipient, network provider, and amount.
  • Authorize the transaction using your token or other security measure.

How to pay bills from ecobank

Ecobank offers multiple convenient ways to pay your bills:

1. Ecobank Mobile App:

  • Open the Ecobank Mobile app and log in to your account
  • Navigate to the “Payments” or “Bill Payments” section
  • Select the biller category (e.g., Electricity, Cable TV, Internet)
  • Choose the specific biller from the list
  • Enter the required details (account number, customer ID, etc.) and the amount to be paid
  • Confirm the transaction and authenticate with your PIN or biometrics

2. Ecobank Online:

  • Log in to your Ecobank Online account
  • Go to the “Payments” or “Bill Payments” section
  • Select the biller category and the specific biller
  • Enter the required details and the amount to be paid
  • Authorize the transaction using your token or other security measures

*3. USSD Code (326#):

  • *Dial 326# from your registered mobile phone
  • Select “Bill Payment” from the menu
  • Choose the biller category and the specific biller
  • Enter the required details and the amount
  • Confirm the transaction with your PIN

Frequently Asked Questions

Q: How do I block my Ecobank ATM card?

A: You have three options:

  1. Call Ecobank Contact Center: Dial +234 (1) 270 1325 and follow the prompts.
  2. Use Ecobank Mobile App: Temporarily freeze your card through the app under the “Cards” section.
  3. Visit an Ecobank Branch: Go to your nearest branch with your ID and account details.

Q: Can I block my Ecobank ATM card via USSD code?

A: No, Ecobank does not currently have a USSD code specifically for blocking ATM cards.

Q: How do I unblock my Ecobank ATM card?

A: If you find your your card , you can unfreeze via  contact center or by visiting a branch.

Q: What should I do if I suspect fraudulent activity on my Ecobank ATM card?

A: Block your card immediately using one of the methods mentioned above and report the issue to Ecobank customer service.

Q: How long does it take to block an Ecobank ATM card?

A: Blocking your card through the contact center or app is usually instant. If you visit a branch, it may take a bit longer, depending on the queue and processing time.

Q: Will I be charged for blocking my Ecobank ATM card?

A: No, there is no charge for blocking your Ecobank ATM card.

Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.
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About admin

Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.
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