In today’s digital world, banking services have become more accessible and efficient due to innovations like USSD banking.

Ecobank’s USSD service allows customers to quickly and easily conduct financial transactions using their mobile phones, all without needing an internet connection.

The service offers a simple way to access banking services directly from your mobile device. No more waiting in queue at the bank— with Ecobank USSD, you can complete transactions with just a few taps on your phone.

This article will guide you through the steps to register for Ecobank’s USSD service, detailing the requirements and benefits involved.

Read: How to register for Access bank internet banking and mobile App

Read; How to block first bank ATM card and Account

Table of Contents

What are requirements to register for ecobank ussd

To register for the Ecobank USSD code (*326#), you’ll need:

1- An existing account with Ecobank.

2.- A registered phone number linked to your Ecobank account.

3.- An Ecobank debit card (optional): Although it’s not required, having your Ecobank debit card can make the registration process easier.

How to activate and create Eco bank ussd

Good news! There’s no need for a separate activation process for Ecobank’s USSD code. If you have an Ecobank account and your phone number is registered, you can start using it immediately.

To get started for the first time:

1. Dial *326# on your mobile phone (this works on both smartphones and feature phones).

2. You will be asked to set up a 4-digit PIN. This PIN will be required for all your future USSD transactions, so choose something memorable but not easily guessed.

3. Enter your PIN again to verify it. You’re all set! You can now use the *326# service to carry out various banking transactions.

How to block first bank ATM card and Account

How to transfer money with Eco bank ussd

Transferring money with Ecobank’s USSD code (*326#) is quick and easy. Here’s a step-by-step guide:

Transferring to an Ecobank Account:

Dial *326# from your registered mobile number.
Enter your 4-digit PIN.
Select ‘Transfer Money’.
Choose ‘Ecobank Account’.
Enter the recipient’s 10-digit Ecobank account number.
Enter the amount you want to transfer.
Confirm the transaction details.
Enter your PIN to authorize the transfer.

Transferring to Other Banks:

Dial *326# from your registered mobile number.
Enter your 4-digit PIN.
Select ‘Transfer Money’.
Choose ‘Other Banks’.
Select the recipient’s bank from the list.
Enter the recipient’s account number.
Enter the amount you want to transfer.
Confirm the transaction details.
Enter your PIN to authorize the transfer.

How to buy airtime with Eco bank ussd

Buying airtime with Ecobank USSD is incredibly convenient. Here’s how you can do it:

For Yourself:

Dial *326# from your registered mobile number.
Enter your 4-digit PIN.
Select ‘Airtime Top-up’.
Choose ‘Self’.
Enter the amount you want to recharge.
Confirm the transaction details.
Enter your PIN to authorize the purchase.

For Others:

*Dial *326# from your registered mobile number.
Enter your 4-digit PIN.
Select ‘Airtime Top-up’.
Choose ‘Others’.
Enter the recipient’s phone number.
Enter the amount you want to recharge.
Confirm the transaction details.
Enter your PIN to authorize the purchase.

Read: How to block Fidelity bank ATM Card and account

How to check ecobank account balance using ussd code

To check your account balance using the USSD code, just follow these steps:

Dial*326*0# from the phone number associated with your Ecobank account.
Input your 4-digit PIN.
Your account balance will be shown on your screen once you complete these steps.

How to pay bills with Eco bank Nigeria ussd

Paying bills with USSD code (*326#) is a convenient way to settle your utilities and other expenses without needing internet access. Here’s how:

1. Dial *326# from your registered phone number.

2. Enter your 4-digit PIN.

3. Select “Pay Bills.

4. Choose the type of bill you want to pay.

Utilities: Electricity (e.g., Eko Electricity Distribution Company, Ikeja Electric), water, etc.
Cable TV: DSTV, GOTV, Startimes, etc.
Internet Service Providers: Spectranet, Smile, Swift, etc.
Telecommunication: Airtel, MTN, Glo, 9mobile postpaid lines.
Other services: Depending on the available options, you might find options for school fees, insurance, or other payments.

5. Provide the required details. This will vary depending on the biller. You might need to enter:

Customer ID or Account Number: The unique identifier for your account with the biller.
Smartcard number or Phone number: For services like cable TV or telecommunication.
Amount: The amount you want to pay.

6. Confirm the transaction details. Double-check that all the information is correct.

7. Enter your PIN to authorize the payment.

Conclusion

In conclusion, signing up for the Ecobank USSD code service offers a convenient and secure method to manage your bank account directly from your mobile phone. By following the steps provided in this guide, you can quickly register for the service and begin reaping the rewards of mobile banking.

Make sure to keep your PIN confidential and never share it with anyone to safeguard your account against unauthorized access.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.