All zenith bank ussd code for financial transaction

Zenith Bank is a leading financial institution in Nigeria offers a wide range of digital banking solutions to its customers. One of the most convenient features provided by the bank is its USSD code service, which allows customers to access banking services on their mobile phones without the need for internet connection.

The Bank USSD code, *966#, enables customers to perform a variety of transactions such as checking account balance, transferring funds, paying bills, airtime recharge, and more, all from the comfort of their own homes.

The code is available 24/7 and can be accessed from any mobile phone, making banking with Zenith Bank more convenient and hassle-free.

Read: All Stanbic ibtc bank ussd code for transaction

Features of Zenith Bank USSD (966#):

  • Account Management:

    • Check your account balance 
    • View your mini-statement (last 5 transactions)
    • Block your ATM card in case of loss or theft
    • Update your BVN    /      Reset your mobile banking/USSD password or PIN 
    • Deactivate your mobile banking profile
    • Deactivate your account completely (using Protect Code) 
  • Funds Transfer:

    • Transfer money to other Zenith Bank accounts 
    • Transfer money to other banks in Nigeria
    • Send and receive money using mobile numbers
  • Airtime & Bills Payment:

    • Purchase airtime for yourself or others
    • Buy data bundles
    • Pay bills (DSTV, PHCN, and other Zenith Billers)   
  • Other Services:

    • Open an account
    • Apply for loans
    • Locate nearest Zenith Bank branches and ATMs
    • Obtain a Virtual Card for online transactions
  • Convenience:

    • No internet connection needed: Access your account and perform transactions even without internet data.
    • 24/7 Availability: Use the service anytime, anywhere.
    • Quick and Easy: Perform transactions with simple steps and prompts.
  • Security:

    • PIN protection: Transactions are secured with your USSD PIN.
    • 2nd Level PIN for higher transactions: An additional layer of security for transactions above ₦20,000.
    • Account & Card blocking: Quickly block your account or card in case of unauthorized access.
  • Accessibility:

    • Works on any mobile phone: No need for a smartphone or specific app.
    • Available to all Zenith Bank account holders with a registered mobile number.
  • Cost-effectiveness:

    • Minimal or no charges for most transactions.
  • Self-Service:

    • Empowers customers to manage their accounts independently without needing to visit a branch or rely on internet banking.

How to register for zenith bank ussd code

There are two ways to register for Zenith Bank’s USSD code (*966#):

1. For Existing Zenith Bank Account Holders

  • *Dial *966# on your mobile phone linked to your Zenith Bank account. 
  •  You’ll be guided through a series of on-screen prompts.
  • Provide Required Information:
    • You’ll need to enter the last 4 digits of your debit (ATM) card number and your account number.
    • Then, create a 4-digit PIN that you’ll use for USSD transactions.
  •  Once successful, you will receive a confirmation message indicating that your USSD banking service has been activated.

2. For New Zenith Bank Account Holders

  • Dial *966*0# to open a new Zenith Bank account instantly. 
  • You’ll be guided through the account opening process, providing necessary details like your BVN, name, etc.
  • During the account opening process, you will also be prompted to create a 4-digit PIN for USSD transactions.
  •  Upon successfully opening your account, you will automatically be registered for the *966# USSD service.

How to unblock Zenith Bank ATM Card and account

How to contact Zenith Bank customer care for help

Steps and how to Transfer Money From Zenith Bank

How to transfer money 

To transfer money from your Zenith Bank account using USSD, follow these steps:

  • From your registered mobile phone, Dial *966*amount*account number#

2. Select Transfer Option:

  • From the main menu, choose the option for “Transfers”.

3. Choose Transfer Type:

  • You’ll be presented with options to transfer to:
    • Zenith Bank accounts
    • Other banks in Nigeria

4. Enter Recipient Details:

  • If transferring to another Zenith Bank account:
    • Enter the recipient’s 10-digit Zenith Bank account number.
  • If transferring to another bank:
    • Select the recipient’s bank from the list provided.
    • Enter the recipient’s account number.

5. Enter Amount:

  • Input the amount of money you wish to transfer.

6. Confirm Details:

  • Carefully review the recipient’s account details and the transfer amount.
  • If everything is correct, confirm the transaction.

7. Enter PIN:

  • Enter your 4-digit USSD PIN to authorize the transfer.

8. Transaction Successful:

  • You will receive a confirmation message on your screen once the transfer is successful. You might also receive an SMS notification.

How to buy airtime

To buy airtime from Zenith Bank via USSD, follow these steps:

  1. Dial the USSD code:

    • From your registered mobile phone, dial *966*Amount*Mobile Number#
  2. Select Airtime Top-up:

    • From the main menu, choose the option for “Airtime Top-up”.
  3. Choose Recharge Type

    • Select whether you want to recharge your own line or someone else’s.
  4. Enter Phone Number:

    • If recharging for yourself, the system may automatically detect your number. If not, or if you’re recharging for someone else, enter the 11-digit phone number you want to top up.
  5. Select Network Provider:

    • Choose the network provider of the phone number (MTN, Airtel, Glo, or 9mobile).
  6. Enter Amount:

    • Input the amount of airtime you want to purchase.
  7. Confirm Purchase:

    • Carefully review the phone number and amount.
    • If everything is correct, confirm the purchase.
  8. Enter PIN:

    • You will then be asked to enter your 4-digit USSD banking PIN to authorize the transaction.
  9. Transaction Successful:

    • Once the purchase is successful, you will receive a confirmation message on your screen. You might also receive an SMS notification.

Read also: How to check zenith bank account balance with 5 methods

lists of zenith bank ussd code

Here is the list of zenith bank USSD codes.

FUNCTIONS OF Zenith Bank SHORTCODE
Check zenith bank account number *966*0#
Activate USSD banking *966*0#
Update BVN details *966*BVN#
Check account balance *966*00#
Airtime for self *966*amount#
Block Zenith ATM Debit Card *966*60#
Airtime for others *966* Amount*Mobile number#
Deactivate Eazy Banking Profile *966*20*0#
Zenith Bank Payday Loan *966*11#
Cardless withdrawals *966*60#, select “7” the option#
Increase daily transaction limit *966*60#
Retrieve Zenith Bank ATM debit card PIN *966*60#
USSD code for POS *966*000#
Activate agent banking activities *966*66#

How to check zenith bank account balance via ussd

To check your Zenith Bank account balance via USSD, follow these simple steps:

  1. Dial the USSD Code:

    • Using your registered mobile phone, dial *966*00#.
  2. Enter Your PIN:

    • You will be prompted to enter your 4-digit USSD banking PIN.
    • If you haven’t set one up, you’ll need to register for Zenith Bank USSD banking first.
  3. View Your Balance:

    • Once you’ve entered the correct PIN, your account balance will be displayed on your screen.

How To Make Zenith Bank Cardless Withdraw 

You can make cardless withdrawals from Zenith Bank ATMs using the following methods:

1. Using the Zenith Bank Mobile App

  • Log into the Zenith Bank Mobile app.
  • Navigate to the ‘Transfers’ section and select ‘Cardless Withdrawal’.
  • Enter the amount you want to withdraw.
  • Create a 4-digit PIN that the recipient will use at the ATM
  • You’ll receive a transaction code via SMS.
  • Share this code and the 4-digit PIN with the recipient.

*2. Using USSD Code (966#)

  • Dial *966*60# from your registered mobile number.
  • Select option 7 (Cardless Withdrawal)
  • Follow the prompts to create a cardless withdrawal code.
  • You’ll need to enter the amount you want to withdraw and create a 4-digit PIN for the recipient.
  • A transaction code will be sent to your phone via SMS.
  • Share this code and the 4-digit PIN with the recipient.

At the ATM:

  • The recipient should go to any Zenith Bank ATM.
  • Select the ‘Cardless Withdrawal’ option on the ATM screen
  • Enter the transaction code and the 4-digit PIN you provided.
  • The ATM will dispense the cash.

Read: How to block Zenith Bank ATM Card and account

How to buy bill from zenith bank using ussd

To pay bills using Zenith Bank USSD code (966#):

  1. *Dial 966# on your registered mobile phone.

  2. Select “Pay Bills”:

    • From the main menu, choose the option for “Pay Bills.”
  3. Choose Biller Category:

    • You’ll be presented with a list of biller categories (e.g., Electricity, Cable TV, Internet, etc.).
    • Select the category that corresponds to the bill you want to pay.
  4. Select Biller:

    • A list of available billers within the chosen category will appear.
    • Select the specific biller you intend to pay.
  5. Enter Details:

    • You’ll be prompted to provide the required details for the bill payment. This usually includes:
      • Customer ID or Account Number (this may vary depending on the biller)
      • Amount you wish to pay
  6. Confirm Payment:

    • Carefully review all the details you’ve entered to ensure accuracy.
    • If everything is correct, confirm the payment.
  7. Enter PIN:

    • You will then be asked to enter your 4-digit USSD banking PIN to authorize the transaction.
  8. Transaction Successful:

    • Once the payment is successful, you will receive a confirmation message on your screen. You might also receive an SMS notification.

OR

To pay your DStv and PHCN bills, simply dial; *966*7*Amount*Customer ID# on your mobile phone and follow the on-screen prompts.

To pay other Zenith Billers, simply dial; *966*6*Biller code*Amount# on your mobile phone and follow the on-screen prompts.

Pay attention: How to register for Zenith bank ussd code

How to reset zenith bank ussd pin

To reset your Zenith Bank USSD PIN, you can follow these steps

  1. Dial *966*60# from your registered mobile number.
  2. Select Option 3: This is typically labeled as “PIN Reset.”
  3. Follow the Prompts: You’ll be guided through the process, which may involve entering your account number, debit card details, or other verification information.
  4. Create a New PIN: Once verified, you’ll be able to create a new 4-digit USSD PIN.

 

How to open zenith bank account via ussd code

To open a Zenith Bank account via USSD code, you can follow these steps:

  1. Dial *966*0# from your mobile phone.

  2. Provide Required Information:

    • You will be prompted to enter your Bank Verification Number (BVN).
    • Then, you’ll be asked to provide some personal details like your full name and date of birth.
    • Make sure you enter all information correctly.
  3. Select Account Type:

    • Choose the type of account you want to open (e.g., Savings or Current).
  4. Create a PIN:

    • You’ll be asked to create a 4-digit PIN for your USSD banking transactions.
    • Choose a PIN that is secure but easy for you to remember.
  5. Confirmation:

    • Once the process is complete, you’ll receive an SMS with your new account number.

How to Deactivate zenith bank Mobile Banking Profile.

To deactivate your Zenith Bank mobile banking profile, you can use the following method:

1. USSD Code:

This is the quickest and easiest method, especially if you have immediate access to your registered mobile phone.

  • Dial *966*20*0# from your registered mobile number.
  • Follow the Prompts:
    • You will be presented with on-screen prompts to confirm the deactivation of your mobile banking profile.
    • Carefully read the instructions and confirm your request.

Read: How to register for Zenith Bank Internet Banking and mobile app

How to block zenith bank ussd code and card

Zenith Bank offers a unique code to instantly block all debit transactions, including those made via USSD: 

  • Dial *966*911# from any phone (it doesn’t have to be your registered number).
  • Enter your 10-digit Zenith Bank account number.
  • Enter your AlertZ mobile number (the number you receive bank alerts on).
  • Press 1 to confirm and instantly block your account.
  • Important: This will block ALL debit transactions, including ATM withdrawals, POS payments, and online transactions. To unblock, you MUST visit a Zenith Bank branch.

How to update bvn

There are several ways to update your Bank Verification Number (BVN) with Zenith Bank, depending on your preference and accessibility:

*1. USSD Code (966#):

This is the quickest and most convenient method, especially if you have a registered phone number with Zenith Bank.

  • Dial *966*BVN# from your registered mobile number. (Replace “BVN” with your actual 11-digit BVN).
  • Follow the prompts to confirm your BVN details.
  • You will receive a notification confirming the update.

Bottom Line

The Zenith Bank USSD code is a valuable tool that enhances customer experience and makes banking more efficient. With just a few simple steps, customers can easily access a wide range of banking services without the need to visit a physical branch or rely on internet connectivity.

This innovative feature demonstrates Zenith Bank’s commitment to providing convenient and secure banking solutions to its customers, further solidifying its position as a leading financial institution in Nigeria.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com
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About admin

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia . Frank have worked as a banker and consultant in variety of Nigeria agencies Contact ;Kokobest04@gmail.com
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1 thought on “All zenith bank ussd code for financial transaction

  1. Thank you for this fantastic article. Your insights are very valuable, and the way you presented the information made it easy to follow. I appreciate the effort you put into researching and writing this. It’s a great resource for anyone looking to learn more about this subject.

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