Are you searching for how to Open an account, transfer funds, pay bills, buy airtime or data and access in-branch services right from your mobile phone? Guaranty Trust Bank (GTBank) USSD service is a convenient and easy-to-use platform that allows customers to access a wide range of banking services using their mobile phones.
This service is available 24/7, making it especially useful for customers who need to carry out banking transactions outside of normal banking hours.
They do not need to have a smartphone or internet connection to use this service, making it accessible to a wide range of customers, including those in remote areas with limited access to technology.
The service is secure and uses PIN for authentication to ensure the safety of customers’ banking information. With GTBank USSD service, customers can carry out banking transactions with peace of mind, knowing that their money is safe and secure.
Read also: How to check fidelity bank account balance
Benefits
- One time visit for authentication and BVN linking
- Open an account without completing any form.
- Save on a daily, weekly or monthly basis at a yearly interest rate of 3.9%.
- Deposit and withdraw money at GTBank branches, GTExpress locations.
- Instant value.
- Better cash management.
- Fast and prompt service leading to reduction in turnaround time.
- Simple, easy and inexpensive to operate.
- It is phone agnostic, works on any phone.
- No data or internet service required for transaction.
- Express checkout.
Features
- Quickly view your available balance in any of your GTBank accounts.
- Get a summary of your recent transactions to track your spending.
- Open a new GTBank account directly from your phone without visiting a branch.
- Transfer Money:
- Send money instantly to other GTBank accounts.
- Transfer funds to accounts in other Nigerian banks.
- Buy Airtime:
- Recharge your own phone number.
- Purchase airtime for friends and family.
- Settle utility bills (electricity, water, etc.), cable TV subscriptions, and other bills conveniently.
- Generate a code to make cash deposits at GTBank branches without filling deposit slips.
You can also read: How to Buy Airtime from first bank
What you can do with GT Bank USSD Code 737
GTBank’s USSD code, *737#, offers a wide array of banking services right from your mobile phone, without requiring an internet connection. Here’s a breakdown of the main features and transactions you can perform using *737#:
Account Management:
- Check Account Balance:
- View Mini Statement:
- Open a new GTBank account directly from your phone.
- Reactivate Your .
Transfers and Payments:
- Transfer Money:
- GTB to GTB Transfers: Send money instantly to other GTBank accounts.
- GTB to Other Banks: Transfer funds to accounts in other Nigerian banks
- Buy Airtime & Data Top-up.
- Pay Bills
- Withdraw cash at select merchant locations without a debit card
- Pay Lekki Concession Company (LCC) toll fees.
- Make payments to merchants using the 737 Checkout service.
- Pay for Swift Network subscriptions.
- Pay for StarTimes subscriptions.
Card Services:
- Withdraw cash from a GTBank ATM without your debit card using a generated code.
- Temporarily or permanently block your debit card in case of loss or theft.
- Apply for a new debit card if yours is lost, stolen, or damaged.
Loans & Advances:
- Apply for a quick loan directly through *737#.
- Get an advance on your salary if you’re eligible.
- Get an airtime advance if you’re low on credit.
Other Services:
- Link your Bank Verification Number (BVN), check your BVN status.
- Get a One-Time Password (OTP) for secure online transactions.
- Update your 737 transaction PIN for enhanced security
- Make donations to your preferred church or charity organization.
- Conveniently pay school fees or other educational expenses.
Read: How to block fcmb ATM Card and account-
How to register for Gtbank ussd code
There are two primary ways to register for the GTBank USSD code (*737#):
1. Automatic Registration:
- If you have an active GTBank account and a registered phone number linked to your account, you might be automatically enrolled for the *737# service.
- Simply dial *737# from your registered phone number and follow the prompts to complete the registration process.
2. Manual Registration:
If you are not automatically registered, you can manually register for the service by following these steps:
- Dial *737*0# from your mobile phone.
- Select the “New User” option from the menu.
- Enter your GTBank NUBAN account number.
- Create a 4-digit PIN that you will use for future *737# transactions.
- Confirm your PIN.
You may also read: How to activate and register for Unity bank ussd
How to transfer money from gtbank
Transfer to GTBank Account
Dial *737*1*Amount*NUBAN Account Number# (e.g. *737*1*7000*1234567890#) from the phone number you registered with GTBank, then follow the on-screen prompts.
Transfer to other Banks
Dial *737*2*Amount*NUBAN Account Number# (e.g. *737*2*7000*1234567890#) from your phone, then authenticate the transfer with 737 PIN created, hardware token or last four digits of your GTBank debit card.
Read also: Guide on How to transfer money from Polaris Bank
How to buy airtime and data
For Self Top-up Airtime
Simply dial *737*amount# on your phone (e.g. *737*1000#) to buy airtime.
To Top-up Airtime for a Friend
To send airtime to a third party or to a friend, simply dial *737*Amount*Recipient’s number# (e.g. *737*1000*08023456789#)
For Self & third (3rd) Party Data Top-up
Simply dial *737*4# on your phone and follow the on-screen prompt.
How to check Gtbank account balance,Bvn and account number
If you want to check the balances of your accounts, your BVN or account number,
- Dial *737*6*1# from your registered mobile phone.
- Enter your 737 PIN when prompted.
- Your account balance(s) will be displayed on the screen
Also read: All fcmb ussd code for financial transaction
How to Create a Transaction PIN
customer are now require a 4-digit PIN to complete your 737 ussd transactions.
To do that is to follow the procces below:
- Dial *737*5#
- Input the last 6 digits of your Debit Card
- Create your 4-digit PIN
How to Withdraw funds at any TOTAL Service Station
To get cash from total filling station via Gtbank follow the steps below:
- Dial *737*50*Amount*50# on your mobile phone.
- Input the unique Station code (SAP Code)
- Input *737# PIN or the last 4 digits of debit card to authorize transaction
- Your account is debited immediately and Total gets credited
- Both parties receive an SMS and cash is released
Read: All first bank ussd code for Transaction
How to open an Account with 737 ussd code
To open a GTBank account using the 737 USSD code, follow these simple steps:
-
Dial *737*0# from your mobile phone.
- You will be prompted to enter your full name, date of birth, and other personal details.
- Create a 4-digit PIN that you will use for future *737# transactions.
- Once you’ve completed the registration process, you will receive an SMS containing your new 10-digit GTBank account number (NUBAN)
-
Other codes
Feature USSD Code Loan Balance *737*6*2# Card Status *737*6*3# Chequebook Status *737*6*4# Generate OTP *737*7# Fast Track Deposit *737*48# Fast Track Withdrawal *737*49# 737 Edu *737*31*amount*MerchantCode# 737 Give *737*32*amount*MerchantCode# Bills Payment Menu *737*50# Enable/Disable Account Balance on GeNS *737*51*1# Card Hotlist *737*51*10# Cable TV *737*SmartCardNo# Spend To Save *737*51*24# Mini Statement *737*51*30# 3rd Party Statement *737*51*33# QuickCredit Request *737*51*51# QuickCredit Liquidation *737*51*55# Reference Confirmation *737*51*54# Account Blacklist *737*51*74# School Fees Advance *737*52*30# PayDay Loan *737*52*40#
GtBANK 737 Bill Payment
GTBank’s *737# USSD service provides a convenient way to pay your bills directly from your mobile phone without needing an internet connection. Here’s how to use it for bill payments:
*Steps to Pay Bills with 737#:
*Steps to Pay Bills with 737#:
- *Dial 737# on your registered mobile phone.
- Select “Payments” or “Pay Bills” from the main menu.
- Select the relevant category from the list provided, such as:
- Electricity
- Cable TV
- Internet
- Telecoms (Postpaid mobile bills)
- Education (School fees, etc.)
- Other bills (e.g., taxes, insurance premiums)
- Choose your biller from the list of available options within the selected category.
- Enter the required details:
- You will typically need to provide your customer or account number with the biller.
- Some billers might require additional information, such as meter number or smartcard number.
- Input the exact amount you wish to pay for the bill.
- Double-check all the entered details, including the biller, account/customer number, and amoun
- Authenticate the transaction with your 4-digit 737 PIN.
- Once the payment is successful, you’ll receive a confirmation message on your phone.
Gbank cardless Withdrawal: Cash without your Debit Card
GTBank offers a convenient and secure way to withdraw cash from ATMs without your debit card, known as Cardless Withdrawal or GTRescue. This service allows you to access cash even if you’ve forgotten or misplaced your card.
How to Perform a Cardless Withdrawal:
*1. Using the 737# USSD Code:
- Dial *737*3*Amount# on your registered mobile phone.
- Select ‘Cardless Withdrawal.’
- Choose the withdrawal type (self or for someone else).
- Enter the desired withdrawal amount.
- Select the account you want to debit.
- Enter your 737 PIN to confirm the transaction.
- You’ll receive a reference code via SMS.
3. At the ATM:
- Locate a GTBank ATM.
- Select the “Cardless Withdrawal” or “GTRescue” option on the screen.
- Enter the reference code you received via SMS or from the app/internet banking.
- Enter the exact withdrawal amount you specified earlier.
- Collect your cash.
Quick Shortcodes For GT Bank USSD Code
| GT Bank USSD Code | Functions |
| *737*1*Amount*NUBAN Account Number# | Money Transfer To GT Bank |
| *737*2*Amount*NUBAN Account Number# | Transfer Money To Other Banks |
| *737*amount# | Buy Airtime |
| *737*4# | Buy Airtime For Other Line |
| *737*5# | Create Transaction Pin |
| *737*6*1# | Check Account Balance |
| *737*37*Amount*Decoder Number# | Startime Tv Recharge |
| *737*3*Amount# | Cardless Withdrawal |
| *737*7# | Generate OTP |
| *737*SmartCardNo# | Cable Tv |
| *737*51*74# | Account Blacklist |
| *737*52*40# | Payday Loan |
| *737*51*24# | Spend To Save |
| *737*51*1# | Enable/Disable Account Balance on GeNS |
| *737*6*3# | ATM Card Status |
| *737*6*2# | Loan Balance |
GT Bank USSD code For Electricity
| District Service Area | USSD Code |
| Port Harcourt Prepaid | *737*50*Amount*95# |
| Port Harcourt Postpaid | *737*50*Amount*96# |
| Eko Prepaid | *737*50*Amount*151# |
| Eko Postpaid | *737*50*Amount*152# |
| Ibadan Prepaid | *737*50*Amount*137# |
| Kano Prepaid | *737*50*Amount*93# |
| Kano Postpaid | *737*50*Amount*94# |
Gtbank One Time Password (OTP)
You can now generate an OTP using *737*7# to make a quick transaction on-the-go without your banking token.gtbank
Contact;Kokobest04@gmail.com
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