First Bank has introduced a convenient and efficient way for customers to access banking services on their mobile phones.The USSD code is a convenient and efficient way for customers to access their bank accounts and carry out various transactions using their mobile phones.
With just a few simple steps, account-holders can easily check their account balance, transfer funds, pay bills, and even recharge airtime. This service eliminates the need for customers to visit a physical bank branch or ATM, saving them time and hassle.
Customers can use the service at any time of the day, from anywhere, as long as they have a mobile phone and network connection. This makes banking more convenient and efficient for account holders who may not have the time or ability to visit a physical bank branch.
Read: How to register and activate First bank USSD mobile banking
Features:
- Account Management
- Check Account Balance
- View Mini-Statement (last 5 transactions)
- Generate Account Number
- Funds Transfer
- Transfer to other FirstBank accounts
- Transfer to other banks in Nigeria
- Recharge airtime for self or others
- Purchase data bundle
- Airtime & Data Purchas
- Bill Payments
- Pay utility bills (electricity, water, etc.)
- Pay for cable TV subscriptions and other services
- Card Services
- Block/Unblock Debit Card
- Loans
- Apply for FirstAdvance loans (salary earners only)
- Other Services
- BVN Enquiry
- BVN Linkage
- Open an Account
- Merchant Payment
- Generate a new PIN
Benefits:
- Customers can perform various banking transactions anytime, anywhere, at their convenience.
- The USSD code works on any type of mobile phone, even without an internet connection, making banking services accessible to a wider audience.
- Transactions are processed quickly, saving time and effort.
- The USSD code uses secure encryption and requires a PIN for authentication, ensuring the safety of transactions
- The menu options are straightforward and easy to navigate.
- Using the USSD code is generally free or attracts minimal charges, making it an affordable way to bank. It enables people in remote or underserved areas with limited internet access to access essential banking services.
Read: How to block first bank ATM card and Account
How to register for first bank ussd code
Here’s how to register for First Bank’s USSD code (*894#):
- Dial *894*0# from your mobile phone (make sure it’s the number linked to your FirstBank account).
- Choose your preferred debit card.
- Enter the 4-digit PIN associated with the selected debit card.
- Create a new 5-digit PIN for your USSD transactions.
- Confirm your new PIN.
Pay attention: How to Check First Bank Account Balance
How to transfer money from first bank
Using the USSD Code (894#):
- This is the fastest and most convenient method if you don’t have internet access.
- Dial *894*Amount*Account Number# from your registered mobile phone.
- Select the recipient’s bank.
- Confirm the transaction details.
- Enter your 5-digit PIN to authorize the transfer
- Once these steps are completed, your transfer should be processed instantly, and you will receive a confirmation message.
How to Check first bank account Balance
To check your First Bank account balance via USSD code, follow these simple steps:
- Dial *894*00# from your registered mobile phone number.
- Enter your 5-digit PIN when prompted.
- Your account balance will be displayed on the screen.
How to open first bank account
Steps to initiate account opening via USSD:
- Dial *894*0# from your mobile phone.
- Select “Open an Account” from the menu.
- Follow the prompts to provide necessary information like BVN (Bank Verification Number), full name, date of birth, etc.
- You will receive a reference code upon successful submission.
How to Deactivate first bank Number on USSD
To deactivate your First Bank USSD profile (essentially blocking your number from using the *894# service), follow these steps:
- Dial *894*911# from any mobile phone. It doesn’t have to be your registered number.
- Select “Block Account/Deactivate USSD Profile” from the menu.
- Choose the appropriate option:
- If you are using your registered phone number, select “Self”.
- If you are using a different phone number, select “Third Party”.
- Enter the phone number associated with your First Bank account.
- Confirm the deactivation. You will receive a message confirming that your USSD profile has been deactivated.
Read: How to register for First Bank internet banking and mobile App
How to check first bank Mini-Statement
To check your First Bank mini-statement (last 5 transactions) using the USSD code, follow these steps:
- Dial *894*Account Number#
Replace “Account Number” with your 10-digit First Bank account number.
- Enter your 5-digit PIN
Input your First Bank USSD PIN to authenticate the request.
- View your mini-statement
Your mini-statement, showing the last 5 transactions on your account, will be displayed on your screen.
How to buy data from first bank
To buy data from First Bank via USSD code, follow these steps:
- Dial *894*PHONE NUMBER# (from your registered mobile phone. For example, if you want to buy ₦1000 worth of data, dial *8941*000#. for self
- Dial *894*2*PHONE NUMBER# For example, if you want to buy ₦1000 worth of data, dial *894*2*1000#. for (Others)
- Select the network: Choose the network provider (MTN, Airtel, Glo, or 9mobile) for which you want to purchase data.
- Enter the recipient’s number: Input the mobile number you want to buy the data for. This can be your own number or someone else’s.
- Confirm the purchase: You will see the details of the transaction, including the amount and the recipient’s number. Confirm that the information is correct.
- Enter your 5-digit USSD PIN: Provide your secure PIN to authenticate the transaction.
Also read: How to Buy Airtime from first bank
How to pay bills from first bank
To pay bills from your First Bank account using the USSD code, follow these steps:
- Dial *894*3*CUSTOMER’S UNIQUE ID# on your mobile phone.
- Select “Quick Banking” from the menu options
- Choose “Pay Bills” from the list of services.
- Select the biller category you want to pay (e.g., Electricity, Cable TV, Internet, etc.).
- Choose the specific biller from the list of available options.
- Enter the required details for the biller, such as your customer ID or account number.
- Enter the amount you want to pay.
- Confirm the payment details and proceed.
- Enter your 5-digit PIN to authorize the transaction.
How to buy airtime from first bank
Here is ways to purchase airtime from First Bank:
- For Self:
- Dial *894*Amount#
- Replace “Amount” with the desired airtime value (e.g., *894*500# to buy ₦500 airtime)
- Enter your 5-digit USSD PIN to confirm
- For Others:
- Dial *894*Amount*Phone Number#
- Replace “Amount” with the desired airtime value and “Phone Number” with the recipient’s 11-digit mobile number (e.g., 894*1000*08012345678#)
- Enter your 5-digit USSD PIN to confirm
How to Reset/Change first bank ussd PIN
To reset or change your First Bank USSD PIN, you have a couple of options:
1. Using USSD Code:
- This is the quickest method if you have your registered phone number and remember your debit card PIN.
- Dial *894*0# from your registered mobile phone
- Select the option to “Reset PIN.”
- A list of masked debit cards linked to customer’s account is displayed
• Customer selects preferred debit card, enter the 4-digit PIN for the selected debit card
• Customer is prompted to create a new Quick banking 5-digit pin
• Reset pin complete
Read: How to transfer Money from First Bank Nigeria
How to Unblock first bank Debit Card.
To unblock your First Bank debit card using the USSD code, follow these steps:
- *Dial *894# from your registered mobile phone number.
- Select ‘Quick Banking’ from the menu.
- Select ‘Card Control’
- Select the Channel you want to unblock (ATM, POS, WEB, ALL CHANNELS, FOREIGN).
- Choose the ‘Unblock’ option
- Enter your 5-digit PIN to confirm the transaction.
- It is important to change the Pin of your Debit card in the case of recovery.
Bottom Line
The First Bank USSD code is a powerful tool that brings banking services closer to customers and provides them with greater convenience and control over their finances. With its easy accessibility and wide range of services, customers can now enjoy seamless banking experiences from their mobile phones anytime, anywhere.
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