All fcmb ussd code for financial transaction

FCMB (First City Monument Bank) USSD code is a convenient and secure way for customers to access a wide range of banking services using their mobile phones. With the USSD code, customers can easily check their account balance, transfer funds, pay bills, buy airtime, and even open a new account without needing to visit a bank branch. This provides customers with flexibility and convenience, as they can perform transactions anytime and anywhere, making banking more accessible and efficient.

There is no need to download any  apps or have access to the internet, making it an ideal solution for customers who may not have smartphones or regular access to reliable internet connection. This makes banking more inclusive and accessible to a wider range of customers, ultimately enhancing the overall customer experience.

Pay attention: Guide on How to Transfer Money From FCMB

Features of FCMB USSD Code (329#):

The FCMB USSD code offers a comprehensive suite of banking features directly from your mobile phone:

• Account Management:
  • Check Account Balance
  • View Mini-Statement (last 5 transactions)
  • Full Account Statement Request
  • BVN Enquiry
• Funds Transfer:
  • Transfer to other FCMB accounts
  • Transfer to other banks in Nigeria
• Bill Payments and Airtime Recharge:
  • Pay utility bills (electricity, water, etc.)
  • Pay for cable TV subscriptions and other services
  • Purchase airtime for self or others
• Card Services:
  • Block/Unblock Debit Card
  • PIN Reset
• Loan Services:
  • Apply for Quick loans
  • Check loan balance and details
  • Repay loans
• Other Services:
  • Open an Account
  • FX Transfer
  • Manage Beneficiaries
  • Update BVN

Read: How to check First City Monument Bank (FCMB) account balance

Benefits of using FCMB USSD code:

•  The USSD code works on any type of mobile phone, even without an internet connection, making banking services accessible to a wider audience.
•  Customers can perform various banking transactions anytime, anywhere, at their convenience.
•  Transactions are processed quickly, saving time and effort.
• The USSD code uses secure encryption and requires a PIN for authentication, ensuring the safety of transactions.
•  The menu options are straightforward and easy to navigate.
• Using the USSD code is generally free or attracts minimal charges, making it an affordable way to bank.
•  It enables people in remote or underserved areas with limited internet access to access essential banking services.

How to transfer money from fcmb

To transfer money from your FCMB account via USSD, follow these steps:

1. Dial the USSD code: Dial *329*Amount*Account Number# from your registered mobile phone.

2. For instance, to transfer ₦5000 to account number 1234567890, you’d dial *329*5000*1234567890#.

3. Choose the bank where the recipient holds their account from the list displayed on your screen.

4. You’ll see a summary of the transfer, including the amount, beneficiary name, and bank. Carefully verify these details.

5. Input your 4-digit USSD PIN to authorize the transaction. If you haven’t set one up, you’ll be prompted to create one

6. If you have multiple FCMB accounts linked to your phone number, choose the account you want to transfer the money from.

7. Once you complete these steps, the transfer should be processed instantly, and you’ll receive a confirmation message.

Read also: How to block fcmb ATM Card and account-

How to buy airtime from fcmb

To buy airtime from FCMB using USSD code, follow these steps:

1.  Dial  *329*Amount*Mobile number# from your registered mobile phone

2. . For example, to buy ₦500 airtime, dial *329*500*07059250076#.

3. Dial *329*Amount# to top-up your mobile phone.

4.  Choose the option for airtime purchase from the menu displayed on your screen.

5.  Choose the network provider (MTN, Airtel, Glo, or 9mobile) for which you want to buy airtime.

6.  Input the mobile number you want to recharge. This can be your own number or someone else’s.

7. You’ll see the details of the transaction, including the amount and the recipient’s number. Verify that the information is correct.

8. Enter your 4-digit USSD PIN to authorize the transaction.

How to check fcmb account balance

To check your FCMB account balance via USSD code, follow these steps:

1.  Dial *329*00# from your registered mobile phone.

2.  Input your 4-digit USSD PIN to authenticate your request. If you haven’t set one up yet, you’ll be prompted to create one.

Once you’ve entered your PIN, your account balance should be displayed on your screen almost immediately.

Also Read: How to register for FCMB internet banking and mobile app

How to reset PIN or reset/create fcmb ussd transaction code

You will be able to create a new USSD transaction code directly through a USSD code.

1. 1. Dial *329*0#
   2. Select Create/Reset code
   3. Select your ATM Card (for customers with multiple cards)
   4. Enter your ATM Card PIN
   5. Create a 4-digit Transaction Code e.g. 1234
   6. Enter your USSD PIN
   7. Transaction code created successfully

How to pay bills from fcmb

To pay bills from your FCMB account using USSD, follow these steps:

1. Dial *329# from your registered mobile phone.
2. Choose the option for bill payments from the main menu.
3.  Select the category of the bill you want to pay (e.g., electricity, cable TV, internet, etc.).
4. Choose the specific biller from the list provided within the category.
5.  Provide the required customer details, such as your account number or customer ID with the biller.
6.  Input the amount you want to pay.
7.  You’ll see a summary of the payment details. Carefully review and confirm the information.
8.  Provide your 4-digit USSD PIN to authorize the transaction.

Once these steps are completed, the payment should be processed, and you’ll receive a confirmation message.

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Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com

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