All fcmb ussd code for financial transaction

FCMB (First City Monument Bank) USSD code is a convenient and secure way for customers to access a wide range of banking services using their mobile phones. With the USSD code, customers can easily check their account balance, transfer funds, pay bills, buy airtime, and even open a new account without needing to visit a bank branch. This provides customers with flexibility and convenience, as they can perform transactions anytime and anywhere, making banking more accessible and efficient.

There is no need to download any apps or have access to the internet, making it an ideal solution for customers who may not have smartphones or regular access to reliable internet connection. This makes banking more inclusive and accessible to a wider range of customers, ultimately enhancing the overall customer experience.

Pay attention: Guide on How to Transfer Money From FCMB

Features of FCMB USSD Code (329#):

The FCMB USSD code offers a comprehensive suite of banking features directly from your mobile phone:

Account Management:
- Check Account Balance
- View Mini-Statement (last 5 transactions)
- Full Account Statement Request
- BVN Enquiry
Funds Transfer:
- Transfer to other FCMB accounts
- Transfer to other banks in Nigeria
Bill Payments and Airtime Recharge:
- Pay utility bills (electricity, water, etc.)
- Pay for cable TV subscriptions and other services
- Purchase airtime for self or others
Card Services:
- Block/Unblock Debit Card
- PIN Reset
Loan Services:
- Apply for Quick loans
- Check loan balance and details
- Repay loans
Other Services:
- Open an Account
- FX Transfer
- Manage Beneficiaries
- Update BVN

Read: How to check First City Monument Bank (FCMB) account balance

Benefits of using FCMB USSD code:

The USSD code works on any type of mobile phone, even without an internet connection, making banking services accessible to a wider audience.
Customers can perform various banking transactions anytime, anywhere, at their convenience.
Transactions are processed quickly, saving time and effort.
The USSD code uses secure encryption and requires a PIN for authentication, ensuring the safety of transactions.
The menu options are straightforward and easy to navigate.
Using the USSD code is generally free or attracts minimal charges, making it an affordable way to bank.
It enables people in remote or underserved areas with limited internet access to access essential banking services.

Table of Contents

How to transfer money from fcmb

To transfer money from your FCMB account via USSD, follow these steps:

Dial the USSD code: Dial *329*Amount*Account Number# from your registered mobile phone.
For instance, to transfer ₦5000 to account number 1234567890, you’d dial *329*5000*1234567890#.
Choose the bank where the recipient holds their account from the list displayed on your screen.
You’ll see a summary of the transfer, including the amount, beneficiary name, and bank. Carefully verify these details.
Input your 4-digit USSD PIN to authorize the transaction. If you haven’t set one up, you’ll be prompted to create one
If you have multiple FCMB accounts linked to your phone number, choose the account you want to transfer the money from.
Once you complete these steps, the transfer should be processed instantly, and you’ll receive a confirmation message.

How to buy airtime from fcmb

To buy airtime from FCMB using USSD code, follow these steps:

Dial *329*Amount*Mobile number# from your registered mobile phone
. For example, to buy ₦500 airtime, dial *329*500*07059250076#.
Dial *329*Amount# to top-up your mobile phone.
Choose the option for airtime purchase from the menu displayed on your screen.
Choose the network provider (MTN, Airtel, Glo, or 9mobile) for which you want to buy airtime.
Input the mobile number you want to recharge. This can be your own number or someone else’s.
You’ll see the details of the transaction, including the amount and the recipient’s number. Verify that the information is correct.
Enter your 4-digit USSD PIN to authorize the transaction.

How to check fcmb account balance

To check your FCMB account balance via USSD code, follow these steps:

Dial *329*00# from your registered mobile phone.
Input your 4-digit USSD PIN to authenticate your request. If you haven’t set one up yet, you’ll be prompted to create one.

Once you’ve entered your PIN, your account balance should be displayed on your screen almost immediately.

Also Read: How to register for FCMB internet banking and mobile app

How to reset PIN or reset/create fcmb ussd transaction code

You will be able to create a new USSD transaction code directly through a USSD code.

1. Dial *329*0#
2. Select Create/Reset code
3. Select your ATM Card (for customers with multiple cards)
4. Enter your ATM Card PIN
5. Create a 4-digit Transaction Code e.g. 1234
6. Enter your USSD PIN
7. Transaction code created successfully

How to pay bills from fcmb

To pay bills from your FCMB account using USSD, follow these steps:

Dial *329# from your registered mobile phone.
Choose the option for bill payments from the main menu.
Select the category of the bill you want to pay (e.g., electricity, cable TV, internet, etc.).
Choose the specific biller from the list provided within the category.
Provide the required customer details, such as your account number or customer ID with the biller.
Input the amount you want to pay.
You’ll see a summary of the payment details. Carefully review and confirm the information.
Provide your 4-digit USSD PIN to authorize the transaction.

Once these steps are completed, the payment should be processed, and you’ll receive a confirmation message.

How to pay electricity bill from fcmb

To pay your electricity bill from your FCMB account via USSD code, follow these steps:

Dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID# from your registered mobile phone.

- Replace “Amount” with the exact amount you want to pay for your electricity bill.
- Replace “Meter No” with your unique electricity meter number.
- For example, if you want to pay ₦5,000 and your meter number is 1234567890, you would dial *329*3*5000*1234567890#.
- Enter your PIN for authorization

How to pay Gotv from fcmb

This is the quickest and most convenient way if you have your phone handy.

Dial *329*2*Amount*SmartcardNo# to pay for DSTV/GOTV.

Replace ‘Amount’ with the exact amount you want to pay and ‘SmartcardNo’ with your GOtv smartcard number. For example, to pay ₦2,700 and your smartcard number is 1234567890, dial *329*2*2700*1234567890#.
You will likely be shown a confirmation screen with the payment details
Enter your 4-digit FCMB USSD PIN to authorize the transaction.
You should receive a confirmation message indicating that your GOtv payment was successful.

Read:mHow to register and activate FCMB ussd code

Q: What is the FCMB USSD code?

A: The FCMB USSD code is *329#.

Q: How do I register for FCMB USSD banking?

A: You can register by dialing *329*0# and following the prompts. You’ll need your FCMB account number and debit card details to complete the registration.

Q: What transactions can I perform with the FCMB USSD code?

A: You can perform various transactions, including:

Transferring money to other FCMB accounts or other banks
Checking your account balance
Buying airtime for yourself or others
Paying bills (electricity, cable TV, etc.)
Generating account statements
Merchant Payment
Loan services
Card/Account Blocking
Pin change and reset
Link BVN
Limit Increase

Q: What if I forget my USSD PIN?

A: You can reset your PIN by dialing *329*0# and selecting the “Reset PIN” option. You’ll need your debit card details to complete the reset.

Q: Is the FCMB USSD code secure?

A: Yes, the FCMB USSD code is secure. It uses encryption and requires your unique PIN for authentication. However, it’s important to keep your PIN confidential and not share it with anyone.

Q: Can I use the FCMB USSD code on any phone?

A: Yes, you can use the FCMB USSD code on any mobile phone, as long as it’s registered with your FCMB account and has network coverage.

Q: What should I do if I encounter any issues with the FCMB USSD code?

A: If you face any problems or have any questions, you can contact FCMB’s customer care through their hotline or by visiting a branch.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.