How to activate and register for Unity bank ussd

Unity Bank USSD (Unstructured Supplementary Service Data) is a great innovation that has revolutionized banking in Nigeria. It offers customers a convenient and secure way to access their bank accounts, make transactions, and perform other banking activities using their mobile phones. With just a few simple steps, customers can check their account balance, transfer money, pay bills, and even buy airtime all from the comfort of their homes or on the go.

Customers no longer have to visit a bank branch or ATM to perform basic banking tasks. They can now access their accounts and conduct transactions anytime, anywhere with just a few clicks on their mobile phones. This not only saves time but also offers customers more control over their finances. Additionally, the USSD service is available to Unity Bank customers across all mobile networks, making it accessible to a wider range of customers.

This article serves as a guide to help users activate and register for the Unity Bank USSD service, enabling them to perform various banking transactions with ease.

Read: How to register for Stanbic Ibtc ussd and transfer

Also read: How to register for Standard Chartered Bank Nigeria USSD

What can you do with  unity bank ussd service

Here is the list of what you can do with Unity bank ussd code

• Check Account Balance
• Get Mini Statement
• BVN Verification
• Block Account/Card
• Generate Token
• Funds Transfer:
• Bill Payments:
• Buy recharge card
• Buy data
• Generate PIN
• Cardless Withdrawal
• USSD on POS
• School Fees Payment

How to register for unity bank ussd

To register for Unity Bank USSD code (*7799#), you can follow these steps:

Requirements:

• You must have an active Unity Bank account.
• Your mobile number must be linked to your Unity Bank account.   
• You will need your 10-digit Unity Bank account number or your debit card number.
• You’ll need your date of birth.

Steps:

1. *Dial 7799# on your mobile phone.  
2.  Choose the option to register or enroll for the USSD service.
3. Provide either your 10-digit Unity Bank account number or your debit card number.
4. Input your date of birth in the specified format (usually DD-MM-YYYY).
5.  You will be prompted to create a new 4-digit PIN for your USSD banking transactions. Choose a PIN that is easy for you to remember but difficult for others to guess.
6.  Re-enter the 4-digit PIN to confirm.
7.  You will receive a confirmation message indicating successful registration.

Read: Polaris bank ussd: How to register and transfer money

How to transfer money from Unity bank

Unity Bank offers a convenient way to transfer money using USSD codes through your registered mobile phone. There are two primary methods:

1. Transfer to Another  to another Unity Bank Account:

   • Dial: *7799*1*Account Number*Amount#
   • Example: To transfer ₦2,500 to account number 1234567890, dial *7799*1*12345678902*500#
   • Verify the details displayed on your screen.
   •  Enter your 4-digit USSD PIN to authorize the transaction.

2. Transfer to Other Banks in Nigeria:

   • Dial: *7799*2*Account Number*Amount#
   • Example: To transfer ₦10,000 to a Zenith Bank account number 2001234567, dial *7799*2*2001234567*10000#
   •  Verify the displayed details, including the recipient’s bank name.
   • Enter your 4-digit USSD PIN to authorize the transfer.

How to buy airtime from Unity bank

To buy airtime from Unity Bank using the USSD code, follow these steps:

For Yourself:

1. Dial *7799*Amount# on your mobile phone linked to your Unity Bank account.

2. Replace “Amount” with the desired airtime value you want to purchase.
3. For example, to buy ₦500 airtime, dial *7799*500#.
4. Input your Unity Bank USSD PIN to authorize the transaction
5. The purchased airtime will be instantly credited to your phone number. You’ll also receive a confirmation message.

For Others:

1. Dial *7799*Recipient’s Phone Number*Amount# on your mobile phone.

   • Replace “Recipient’s Phone Number” with the 11-digit phone number you want to recharge.
   • Replace “Amount” with the desired airtime value.
   • For example, to buy ₦1000 airtime for 08012345678, dial 7*799*08012345678*1000#.

2.  Input your Unity Bank USSD PIN to authorize the transaction.

3. The purchased airtime will be instantly credited to the recipient’s phone number. You’ll also receive a confirmation message.

Read: Keystone Bank’s USSD: How to register and transfer money

Unity bank Cardless withdrawal ussd

To initiate a cardless withdrawal from a Unity Bank ATM using USSD, follow these steps:

1. Dial *7799*8*Amount#:

   • Replace ‘Amount’ with the amount you want to withdraw. Ensure you have sufficient funds in your account.
   • You will be prompted to create a 4-digit cash-out PIN. This is different from your regular transaction PIN.
   • Choose the account you wish to withdraw from if you have multiple accounts linked.
   • Confirm the withdrawal details (amount and account) and enter your 7799 transaction PIN.
   • A Paycode will be generated and displayed on your screen. You will also receive this Paycode via SMS.

2.  Go to ATM:

   • Visit any Unity Bank ATM or other ATM that cardless withdrawal enable
   • Select the ‘Cardless Withdrawal’ option on the screen.
   • Enter the Paycode you received.
   • Collect your cash and transaction receipt.

How to block Unity bank  account/Atm Card

The  unity bank has a specific USSD code to block your bank account or ATM card immediately in case of suspected fraud or loss:

Dial *7799*911*Phone Number#

Replace “Phone Number” with the phone number linked to your Unity Bank account.

After dialing the code, your account will be blocked instantly, preventing any further unauthorized transactions.

Read; How to register for Union bank ussd and activate

How to check Unity bank account balance

To check your account balance using USSD, follow these steps:

1. *Dial*7799*0# from your registered mobile phone.
2. Select “Check Account Balance” from the menu options.
3. Enter your 4-digit PIN.
4.  Your account balance will be displayed on the screen.

Also read; How to register for sterling bank ussd and other transaction

How to pay bills from Unity bank

To pay bills from Unity Bank using USSD, follow these steps:

1. Dial 7799*3# on your mobile phone. This is the specific code for bill payments on Unity Bank USSD.

2. Select Biller Category: You will be presented with a list of bill payment categories (e.g., Electricity, Cable TV, Internet, etc.). Choose the relevant category for the bill you want to pay.

3. Select Biller: A list of billers within the chosen category will appear. Select the specific biller or service provider you want to pay.

4. Enter Customer Details: Provide the required information for the biller, such as:

   • Customer ID or Account Number: This is the unique identifier associated with your account with the biller. You can usually find this on your bill statement.
   • Smartcard Number or Meter Number (if applicable): For services like electricity or cable TV, you might need to enter your smartcard or meter number.

5. Input the amount you want to pay. Make sure you have sufficient funds in your Unity Bank account to cover the bill and any applicable fees.

6. Review the payment details displayed on your screen, including the biller name, customer details, and amount. Ensure everything is accurate before proceeding.

7.  Input your Unity Bank USSD PIN to authorize the payment.

8. You will receive a confirmation message on your screen once the payment is successful.

Frequently Asked Questions

1. What is Unity Bank’s USSD code?

The USSD code for Unity Bank is *7799#.

2. Who can use Unity Bank’s USSD code?

*7799# is available to all Unity Bank account holders with phone numbers registered for the bank’s SMS alert service.

3. Do I need internet access to use 7799#?

No, you don’t need an internet connection to use the USSD code. It works on all types of mobile phones, even without data.

4. Is 7799# secure?

Yes, Unity Bank’s USSD code is secure. Transactions are protected with a PIN, and the service uses encryption to safeguard your information.

5. How do I register for Unity Bank’s SMS alert service?

Visit your nearest Unity Bank branch to register for the SMS alert service. You’ll need to provide your account number and phone number.

6. What should I do if I forget my PIN?

If you forget your PIN, you can reset it by visiting a Unity Bank branch or calling their customer care line.

7. Are there any charges for using 7799#?

Yes  a  surcharge of N10, N25 and N50 will be charged for transfer to any bank and N20 when sending to a Unity bank account with VAT

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Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com

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