Guaranty Trust Bank (GTBank) is one of the leading banks in Nigeria, known for its innovative and user-friendly banking services. One of the most convenient ways to perform transactions is through the use of USSD (Unstructured Supplementary Service Data).
Activating the GTBank USSD Code opens up a world of convenient and efficient banking at your fingertips. By dialing a simple *737# on your mobile phone,you can access a wide range of services such as checking your account balance, transferring funds,buying Airtime and paying bills and many more.
This service is a convenient and secure way to access your account and conduct transactions using your mobile phone. With just a few simple steps, you can activate the code and enjoy a world of financial convenience at your fingertips. In this article, we will discuss how to activate the USSD code for GTBank and benefits
Features:
1. Account Opening
2. Fund Transfers (GTBank and other banks)
3. Bill Payments (electricity, water, cable TV, etc.)
4. Airtime Recharge (self and others)
5. Account Balance Inquiry
6. Mini Statement (last 5 transactions)
7. Cardless Withdrawal
8. Quick Loans
9. Account Management (update account info)
10. Transaction History
11. Mobile Wallet (link mobile number to account)
12. Generate OTP (One-Time Password)
13. Pay Taxes
14. Donate to Charity
15. Check Currency Exchange Rates
Benefits:
1. Access banking services anywhere, anytime.
2. Fast transaction processing.
3. Secure transactions with PIN authentication.
4. Simple, intuitive menu.
5. Reduced need for physical branch visits.
6. Access services round-the-clock.
7. Instant processing.
8. Reach unbanked or underbanked areas.
9. No queues or waiting.
10. Efficient, user-friendly service.
11. Saves time and effort.
12. Minimizes errors associated with physical transactions.
What is Gtbank USSD code?
GTBank USSD code is a convenient and secure way for customers of Guaranty Trust Bank to access various banking services from their mobile phones. By dialing the USSD code *737#, customers can easily perform a wide range of transactions such as checking account balances, transferring funds between accounts, buying airtime, and paying bills. This service is available 24/7, making it a convenient option for customers who need to access their bank accounts outside of regular business hours.
What are the requirements for activating Gtbank USSD code?
To activate and use the GTBank USSD code (*737#), you need to meet the following requirements:
- You must have an existing and active account with GTBank.
- The phone number you intend to use for USSD banking must be the one registered with your GTBank account.
- You’ll need a valid GTBank debit card linked to your account, at least for the initial setup and PIN creation.
Read:How to register for Gtbank internet banking
How to Register for GT Bank ussd Code
GTBank offers a USSD banking service called *737# that allows you to perform various banking transactions directly from your mobile phone without needing an internet connection. There are a few ways to register for this service:
1. Using Your GTBank Debit Card:
- Dial *737# on your phone.
- Select “7” for Account Opening.
- Enter “1” to Create/Reset your PIN.
- Enter your 10-digit NUBAN account number.
- Input the last 6 digits of your debit card.
- Choose a 4-digit PIN.
- Confirm your new PIN.
2. Without an ATM Card:
- Dial *737# on your phone.
- Select “7” for Account Opening.
- Enter “2” for Create PIN – No Debit Card.
- Follow the subsequent prompts to create your PIN.
3. Visiting a GTBank Branch:
- You can visit any GTBank branch and request to be registered for the *737# service.
Read: How to Check Access bank Account Balance
Read:Access bank Internet banking:How to register for Online banking
How to Block GTB Bank USSD Code
- Blocking Your GTBank Account (Freezing):
This temporarily disables all transactions on your account, including ATM withdrawals and online purchases. It’s a good option if you suspect unauthorized access but want the flexibility to reactivate it later.
- Dial *737*51*10#: Use your registered mobile number to dial this code.
- You’ll be asked to confirm the account freeze.
- Once successful, you’ll receive a message confirming that your account is frozen.
- *Blocking Your GTBank USSD Profile (737#):
This prevents anyone from using the *737# service with your phone number. It’s a good option if your phone is lost or stolen, or if you suspect someone else knows your USSD PIN.
- Dial *737*51*74#: Use your registered mobile number
- You’ll be asked to confirm the blocking of your USSD profile.
- Once successful, you’ll receive a message confirming that your USSD profile is blocked.
Can I Create my Gtbank USSD PIN
Yes, you can create your GTBank USSD PIN if you don’t have. GTBank provides two methods for create your USSD PIN:
Method 1: Using Your Debit Card
- Dial *737*5# on your registered mobile phone
- Select option 1 for “Create/ PIN – Debit Card.”
- Follow the on-screen instructions. You’ll be asked to provide the last six digits of your debit card number and your new PIN.
- Confirm your new PIN.
- You’ll receive a notification confirming that your PIN has been .created
-
Method 2: Without Your Debit Card
- Dial *737*5# on your registered mobile phone.
- Select option 2 for “Create PIN – No Debit Card.”
- Follow the on-screen instructions. You’ll likely be asked to provide your account number and date of birth for verification.
- Enter your new PIN.
- Confirm your new PIN.
- You’ll receive a notification confirming that your PIN has been created
Can I reset/change my Gtbank USSD PIN if I forget it?
Here’s how to change your GTBank USSD PIN:
Method 1: Using Your Debit Card
- Dial 7375# on your registered mobile phone.
- Select option 3 for “Change PIN – Debit Card.”
- Enter your old 4-digit PIN.
- Enter your new 4-digit PIN.
- Confirm your new PIN.
- You’ll receive a notification confirming that your PIN has been changed successfully.
Method 2: Without Your Debit Card
- Dial 7375# on your registered mobile phone.
- Select option 4 for “Change PIN – No Debit Card.”
- Enter your old 4-digit PIN.
- Enter your new 4-digit PIN.
- Confirm your new PIN.
- You’ll receive a notification confirming that your PIN has been changed successfully.
How do I activate Gtbank USSD code after registration?
Once you’ve successfully registered for GTBank’s USSD banking service by dialing *737#, it should be automatically activated and ready for use. There’s typically no separate activation process required after registration.
However, to start using the service, you’ll need to:
-
Create or Reset your USSD PIN:
- If you’re a new user, you’ll be prompted to create a 4-digit PIN during the registration process.
- If you’re an existing user who has forgotten their PIN, you can reset it by dialing 7375# and following the on-screen prompts.
-
*Dial 737# and enter your PIN:
- Once you have your PIN, simply dial *737# from your registered mobile number.
- You’ll be prompted to enter your PIN to access the USSD banking menu.
Can I use Gtbank USSD code on any mobile network?
Yes, you can use the GTBank USSD code (*737#) on any mobile network in Nigeria. The service is not restricted to a specific network provider. As long as you have a registered GTBank account and a mobile phone with an active SIM card link to your account, you can access GTBank’s USSD banking services, regardless of whether you’re using MTN, Airtel, Glo, 9mobile network.
Is there a fee for using Gtbank USSD code?
Yes, there is a fee for using the GTBank USSD code. As of November 2020, Nigerian banks, including GTBank, started charging a flat fee of N6.98 per transaction for using USSD banking services. This fee is mandated by the Central Bank of Nigeria and is remitted to your mobile network provider.
Therefore, whenever you use the *737# code to perform any banking transaction like checking your balance, transferring funds, or paying bills, you’ll be charged N6.98. This fee will be deducted directly from your GTBank account.
It’s important to be aware of this fee and factor it into your banking activities when using the GTBank USSD code. If you’re looking for free alternatives, consider using GTBank’s internet banking platform or mobile app, which typically don’t have transaction fees for basic services except bills payment and money transfer that not free
Conclusion
In conclusion, GTBank USSD is a convenient, secure, and cost-effective way for customers to access their accounts and perform banking transactions using just their mobile phones.
With its user-friendly interface, availability 24/7, and compatibility with all types of mobile phones, GTBank USSD is a valuable tool for customers who want to bank on the go.
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