United Bank for Africa (UBA) is a leading financial institution with a strong presence in Africa. Established in 1949, UBA has grown to become one of the largest banks on the continent, operating in 20 African countries as well as in the United Kingdom, France, and the United States. The bank offers a wide range of financial products and services, including retail and corporate banking, investment banking, asset management, and insurance.
UBA is known for its innovative approach to banking, with a focus on providing convenient and accessible banking services to its customers. The bank has invested heavily in technology to enhance its digital banking platforms, making it easier for customers to conduct transactions and manage their accounts from anywhere in the world.
Regularly checking your UBA account balance is a crucial aspect of managing your finances effectively. Knowing how much money you have available can help you make informed decisions about your spending, savings, and investments
In this article, we will explain the various methods available for checking your UBA account balance, ranging from online options such as internet banking and mobile apps ,USSD codes and ATM inquiries.
Read; How to block uba account/atm card
About United Bank for Africa
The United Bank of Africa (UBA) has its origins dating back to 1949 when it was established as the British and French Bank Limited. It was one of the first banks to be established in Nigeria and over the years, it underwent several transformations and mergers to become the UBA we know today.
In 2005, UBA merged with Standard Trust Bank to create one of the largest financial institutions in Africa, with operations in over 20 countries across the continent.
At the end of the 2023 financial year, UBA recorded an impressive leap in gross earnings, as it grew from N853.2 billion recorded at the end of 2022 to close at N2.07tn; representing a strong 143 per cent growth; total assets also rose remarkably by 90.22 per cent, to close at N20.65 trillion up from N10.86 trillion in 2022.
How to Check Access bank Account Balance
How to check UBA account balance using USSD Code:
If you have already enrolled for UBA’s Magic Banking (*919#) service, you can check your balance using the following steps:
- Dial *919*00# from your registered mobile phone number.
- You will receive a prompt on your screen.
- Enter your 4-digit PIN to authenticate your request.
- Your account balance will be displayed on your screen
How to check UBA account balance using Leo Chatbot:
You can easily check your UBA account balance using the Leo Chatbot on several platforms:
Facebook Messenger:
- Go to your Facebook Messenger app.
- Search for “UBA Chat Banking.”
- Initiate a chat with Leo.
- Send the message “Check Balance.”
- Authenticate with your PIN when prompted.
- Leo will provide your account balance.
WhatsApp:
- Add the Leo WhatsApp number (+234 903 000 0007) to your contacts.
- Start a conversation with Leo on WhatsApp.
- Send “Check Balance” as your message.
- Authenticate with your PIN when requested.
- Leo will display your account balance.
How to check UBA account balance using Mobile App
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If you haven’t already, download and install the UBA mobile banking app on your smartphone from the App Store (iOS) or Google Play Store (Android).
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Open the app and log in using your registered mobile number and password. If you’re a new user, you’ll need to create an account first.
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Once logged in, your account balance should be displayed prominently on the app’s home screen or dashboard. You may need to navigate to the “Accounts” or “Balances” section if it’s not immediately visible.
Read: How to register for UBA ussd code and transfer money
How to check UBA account balance using internet banking
To check your UBA account balance using internet banking, follow these steps:
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Log in to UBA Internet Banking:
- Go to the UBA internet banking website
- Enter your User ID and Password.
- Click the “Login” button.
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View Account Balance:
- Once logged in, your account balance(s) will typically be displayed prominently on the dashboard or home screen.
- If not readily visible, look for an “Accounts” or “Account Summary” section where you can find your balance information.
Read: How to get and generate UBA Account Statement
How to check UBA account balance using ATM
To check your UBA account balance using an ATM, follow these steps:
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Locate a ATM that accepts UBA cards.
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Insert your ATM card into the card slot.
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Enter your four-digit Personal Identification Number (PIN).
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From the menu options displayed on the screen, choose “Balance Inquiry”
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Your account balance will be displayed on the screen. Some ATMs may also give you the option to print a mini statement.
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Remember to take your card back from the ATM before leaving.
- Read: How to register for UBA Internet banking and Mobile App
How to get UBA statement of account
There are several ways to get your UBA statement of account:
1. Internet Banking:
- Log in to your UBA internet banking account.
- Go to the “My Accounts” or “Statements” section.
- Select the account and period for which you want the statement.
- Click on “View” or “Download” to get your statement in PDF format.
2. Mobile Banking:
- Log in to your UBA mobile banking app.
- Navigate to the “Self Service” section and select “Bank Statement.”
- Choose the account and period for which you want the statement.
- Generate and download the statement.
3. Leo Chatbot:
- Chat with Leo on Facebook Messenger, WhatsApp, or Apple Messages.
- Type “Account Statement” and follow the prompts.
4. Branch Visit:
- Visit your nearest UBA branch and request a statement of account from the customer service representative.
Frequently Asked Questions (FAQs) about Checking UBA Bank Account Balance on Mobile Phone
1. What is the USSD code to check my UBA account balance?
The USSD code to check your UBA account balance is *919*00#.
2. Do I need to register before using the USSD code?
Yes, you need to register for UBA’s USSD banking service before you can use the code to check your balance. Dial *919# and follow the prompts to register.
3. How do I check my balance using the UBA mobile app?
- Download and install the UBA mobile banking app from the App Store or Google Play Store.
- Log in to the app using your registered mobile number and password.
- Your account balance will be displayed on the home screen or dashboard.
4. Can I check my UBA account balance via SMS?
UBA does not currently offer an SMS service for checking account balances. However, you can use the USSD code or mobile app.
5. Is there a charge for checking my account balance using the USSD code?
Yes, for USSD transactions is N10 for checking account balances
6. What if I forget my PIN for USSD banking?
If you forget your PIN, you can reset it by dialing *919# and select ‘PIN Setup’ to change/reset your PIN
7. Can I check my UBA account balance on a mobile phone that is not registered with the bank?
No, you can only check your UBA account balance on a mobile phone number that is linked to your bank account.
8. How do I register for UBA USSD?
To register for UBA USSD (*919#), also known as Magic Banking, you can follow these steps:
- *Dial 919# on your mobile phone.
- Choose the option to register for the service.
- You can register with either your UBA account number or your prepaid card.
- Enter your details:
- If registering with your UBA account, enter your 10-digit account number and the last 6 digits of your debit card.
- If registering with your prepaid card, enter the required details.
- Create a 4-digit PIN that you will use for authentication.
- You will receive a confirmation message indicating successful registration.
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