How to register for UBA ussd code and transfer money

Registering for the UBA USSD code opens up a world of convenient and secure banking services at your fingertips.Account holders can easy open account, transfer money, pay bills and check account balance.

The service provides customers with the convenience of banking anytime, anywhere, without the need for internet access. It offers a range of services that enable them all the need service for banking

In this article ,we will walk you through the process of registering for the UBA USSD code, highlighting the benefits,and all the essential information to get started

What is UBA USSD Code?

UBA USSD *919# Code stands for Unstructured Supplementary Service Data code, and it is a convenient and secure way to carry out banking transactions through a mobile phone.

With UBA USSD Code, customers can easily access their accounts, check balances, transfer funds, buy airtime, pay bills, and perform a range of other banking activities without having to visit a physical bank branch.

This service is accessible 24/7, making it convenient for customers to manage their finances on the go. The UBA USSD Code is user-friendly and provides a hassle-free way for customers to conduct their banking transactions quickly and securely.

Benefits of Using UBA USSD Code

The UBA USSD code *919# offers several benefits for banking on the go:

Accessibility: You can perform various banking transactions directly from your mobile phone without needing internet access or a smartphone. This is particularly beneficial for those in areas with limited internet connectivity or who prefer using basic phones.
Convenience: It’s a quick and easy way to check your account balance, transfer funds, buy airtime, pay bills, and even open an account without visiting a bank branch. This saves you time and effort.
Security: UBA’s USSD service incorporates security measures like PIN verification and transaction limits to protect your account and funds.
24/7 Availability: You can access your UBA account and perform transactions anytime, anywhere, making it convenient for those with busy schedules or who need to bank outside regular banking hours.
Multiple Services: The *919# code provides access to a wide range of services beyond basic banking, such as airtime purchase, bill payments, and even opening a special savings account like the UBA Bumper Account.

Requirements t0 register for UBA USSD Service

To check your eligibility for UBA USSD service, you’ll need to have the following:
1. You must be an existing UBA customer with an active bank account.
2. The phone number you intend to use for the USSD service should be linked to your UBA account.
If you meet both criteria, you are eligible for UBA’s USSD service. You can dial *919# on your phone to start using it.

Importance of Registering for UBA USSD Code

Registering for UBA’s USSD code *919# is important for several reasons:

Access to Banking Services: Registration is the first step to accessing UBA’s mobile banking services through USSD. Without registering, you won’t be able to use the *919# code for any transactions.
Security: Registering your phone number with your UBA account adds a layer of security. It ensures that only you, the account holder, can perform transactions using that number. This helps prevent unauthorized access and fraudulent activities.
Convenience: Once registered, you can easily check your account balance, transfer funds, pay bills, buy airtime, and access other banking services directly from your mobile phone without needing internet access or visiting a bank branch.
Financial Inclusion: USSD banking promotes financial inclusion by providing banking services to those who may not have access to smartphones or reliable internet connectivity. This is particularly important in rural areas where traditional banking infrastructure might be limited.
Emergency Transactions: In situations where you need to make urgent transactions but don’t have internet access or can’t visit a branch, the USSD service can be a lifesaver. It allows you to quickly transfer funds or pay bills in emergencies.
Account Management: You can use the USSD code to manage your account details, change your PIN, block your card in case of loss or theft, and even request a mini-statement

How To Register or activate UBA USSD Code

To register for UBA ussd code follow the steps below;
1. Dial *919#.
2. Select option “1” to register.
3. Choose between registering with your UBA account or prepaid card.
4. Enter your UBA 10-digit account number or prepaid card number, depending on your choice.
5.Choose a secure 4-digit PIN that is easy for you to remember but hard for others to guess.
6. Then Confirm your PIN.

How to Transfer Money Using UBA USSD Code

Transferring money using UBA’s USSD code is a quick and convenient process. Here’s how you can do it:

Transfer to another UBA account:

Dial *919*3*Account Number*Amount# from your phone.
Replace “Account Number” with the 10-digit UBA account number of the recipient.
Replace “Amount” with the amount of money you want to transfer.
Enter your 4-digit UBA USSD PIN to confirm the transaction.

Transfer to other banks:

Dial *919*4Account *NumberAmount# from your phone.
Replace “Account Number” with the recipient’s account number (any bank).
Replace “Amount” with the amount of money you want to transfer.
Enter your 4-digit UBA USSD PIN.
Select the bank of the recipient from the list displayed.
Confirm the transaction details.

Important Points to Remember:

Ensure the recipient’s account number and bank name are correct to avoid sending money to the wrong account.
Double-check the amount you entered before confirming the transaction.
You can transfer a maximum of N20,000 per transaction to other banks.
Standard SMS charges and transfer fees may apply.

How to buy Airtime from UBA

To buy airtime for self

Dial *919*Amount#: Replace “Amount” with the desired airtime value you want to purchase. For example, to buy ₦500 airtime, dial *919*500#.
Airtime Credit: Upon successful dialing the code, your phone line will be automatically credited with the purchased airtime. You’ll also receive an SMS notification confirming the transaction.

How to buy Airtime for family and friends

To buy airtime for family and friends on UBA using USSD, follow these steps:

Dial *919*Recipient’s Number*Amount#: Replace “Recipient’s Number” with the phone number you want to top up and “Amount” with the desired airtime value.

For example, to send ₦1000 airtime to 08012345678, dial *919808012345678*1000#.

Confirm Purchase: After dialing the code, you’ll receive a prompt to confirm the purchase. Verify the recipient’s number and the amount before proceeding.
Enter PIN: Enter your 4-digit UBA Magic Banking PIN to authorize the transaction.
Airtime Credit: Upon successful confirmation, the airtime will be credited to the recipient’s phone number. You’ll also receive an SMS notification confirming the transaction.

How to buy Data for self

To buy data for yourself on UBA using USSD, follow these steps:

Dial *919*14#: Using your phone linked to your UBA account.
Choose Data Plan: You will be presented with a list of available data plans. Select the plan you want to purchase.

Your data plan will be activated, and you will receive a confirmation message.

How to buy Data for family and friends

To buy data for family and friends on UBA using USSD, follow these steps:

Dial *919*14*Recipient’s Number#: Replace “Recipient’s Number” with the phone number you want to buy data for.
Choose Data Plan: You will see a list of available data plans. Select the plan you want to purchase for them.
Confirm Purchase: Verify the selected plan and recipient’s number, then confirm the purchase.
Enter PIN: Enter your 4-digit UBA Magic Banking PIN to authorize the transaction.

The data plan will be activated on the recipient’s phone number, and you will receive a confirmation message.

Transaction Limits

Airtime purchase is limited to ₦20,000 per day and only PIN authentication is required.

How to Block uba Debit Card

You can easily block your UBA debit card using USSD by following these steps:

Dial *919*10#: Using your phone linked to your UBA account
Follow the Prompt: A menu will appear on your screen. Select the option to block your card.
Confirm Block: Confirm that you want to block your card.

Your UBA debit card will be blocked immediately, preventing any further unauthorized transactions.

How to Check uba account Statement

UBA does not currently offer a direct way to view your full account statement using USSD (*919#). However, you can get a mini-statement showing your last five transactions by following these steps:

Dial *919*21#: Using your phone linked to your UBA account.
Enter PIN: Enter your 4-digit UBA Magic Banking PIN.

You will then receive an SMS containing your mini-statement with the last five transactions.

How to Check uba account balance

You have two main options for checking your UBA account balance using USSD:

Option 1: Direct Balance Inquiry

Dial *919*00#: Using your phone linked to your UBA account, dial the code 91900#.
Enter PIN: Enter your 4-digit UBA Magic Banking PIN.

You will then receive an SMS containing your current account balance.

Option 2: Using the Main Menu

*Dial *919#: Dial this code to access the UBA Magic Banking menu.
Select “Check Balance”: Choose the option to check your account balance.
Enter PIN: Enter your 4-digit UBA Magic Banking PIN.

Your account balance will be displayed on the screen

UBA ATM cardless withdrawal

To make a UBA ATM cardless withdrawal using USSD, follow these steps:

Dial *919*30*Amount#: Replace “Amount” with the desired withdrawal amount you want to receive from the ATM.
Enter PIN: Enter your 4-digit UBA Magic Banking PIN.
Select Account: Choose the account you want to withdraw from.
Create One-Time PIN: Create a new 4-digit one-time PIN that you will use at the ATM.
Receive Withdrawal Code: You will receive an SMS with a 14-digit withdrawal code.
Go to ATM: Visit any UBA ATM and select the “Cardless Withdrawal” option.
Enter Code: Enter the 14-digit code you received via SMS and the one-time PIN you created.
Collect Cash: The ATM will dispense your cash.

List of UBA ussd code

1. Self-Enrolment/Registration: *919*0#
2. Check balance: *919*00#
3. Top-Up airtime for yourself : *919*amount#
4. Top-Up airtime for others: *919*phone number*amount#
5. Transfer money to a UBA Account : *919*3*account number*amount#
6. Transfer money to other banks: *919*4*account number*amount#
7. Load UBA Prepaid Card : *919*32#
8. Block Debit Card: *919*10#
9.Pay bills : *919*5#
10.Freeze Online Transactions : *919*9#
11. Retrieve BVN : *919*18#
12. ATM cardless withdrawal : *919*30*amount#
13. Check Bank Statement: *919*21#
14. Generate OTP: *919*8#
15. Buy data for yourself : *919*14#
16. Buy data for others: *919*14*phone number#
Deactivate UBA USSD code *919*911#

FAQs

1. Is there a registration fee for the UBA USSD code?

No, there is no registration fee for the UBA USSD code (*919#). However, while the initial registration is free, there is a ₦6.98 charge per USSD session for subsequent transactions as an existing user. This charge is for using the service itself and not for registration.

2. Can I register for the UBA USSD code if I am not a UBA account holder?

Yes, you can still register for the UBA USSD code even if you don’t have an existing UBA account. UBA offers a unique feature that allows you to open a UBA account directly through the USSD code itself. Here’s how:

*Dial 919# from your mobile phone.
Select “Open Account” from the menu options.
Follow the on-screen instructions: You’ll be asked to provide your personal information like name, date of birth, and address.
Create a PIN: Choose a secure 4-digit PIN for your account.
Account Creation: You will receive a confirmation message with your new UBA account number.

3. What should I do if I forget my UBA USSD code PIN?

If you forgot your PIN Dial *919# and select ‘PIN Setup’ to change/reset your PIN

4. Are there any limits to the transactions I can perform using the UBA USSD code?

Yes, there are transaction limits when using the UBA USSD code *919#:

PIN – N20,000 per transaction and per day
Token – N1m per transaction and per day (for customers with token but no indemnity)
Note: Airtime purchase has been limited to N5,000 per day and the only PIN authentication is required

5. Can I have both my account and prepaid card registered on the same profile?

No:You can only register with either your bank account or your prepaid card. You cannot have both registered on the same profile

Conclusion

In conclusion, registering for UBA’s USSD code is a simple and convenient way to access your account and perform transactions on the go. By following the step-by-step process outlined in this article, you can easily register and enjoy the benefits of mobile banking

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Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com