How to check Sterling Bank account balance

Having a clear understanding of your Sterling Bank account balance is essential for managing your finances effectively. Your account balance reflects the amount of money you have available for spending, saving, or investing. By regularly monitoring your account balance, you can avoid overdrafts, track your expenses, and make informed financial decisions.

Sterling Bank provides various ways for customers to check their account balances, such as through online banking, mobile banking apps, ATMs, and through customer service representatives. By utilizing these tools, you can quickly and easily access real-time information about your account balance. This information is crucial for staying on top of your financial and ensuring that you have sufficient funds to cover your expenses.

In this article, we will explain the various methods available for checking your Sterling Bank account balance, ranging from online options to in-person inquiries

Pay Attention: How to register for sterling bank ussd and other transaction

Features:

Get an immediate update on your available account balance, anytime and anywhere.
Check your balance through various convenient methods:
- USSD Code: Dial 8226# from your registered mobile number.
- Sterling OneBank Mobile App: Log in to the app and view your balance on the dashboard.
- Online Banking: Access your account balance through the Sterling Bank Online Banking platform.
- ATM: Use your debit card at any Sterling Bank or compatible ATM.
View a summary of your recent transactions along with your balance, typically the last 5 transactions.

Benefits:

The multiple channels for checking your balance offer flexibility and eliminate the need to visit a branch, saving time and effort.
By regularly checking your balance, you can effectively monitor your spending, stay within your budget, and make informed financial decisions.
Early detection of unauthorized transactions or errors is possible, allowing for prompt action to protect your funds.
Stay on top of your finances with easy access to your account balance, providing confidence and control in managing your money.

Pay attention: How to check Standard Chartered Bank Nigeria account balance

Table of Contents

How to Check Account Balance on Sterling Bank

There are several convenient ways to check your Sterling Bank account balance:

USSD Code:

Dial *822*6# from the phone number linked to your Sterling Bank account.
Follow the on-screen prompts.
You may be asked to enter your PIN
Your account balance will be displayed on the screen.

Please note that you must have a registered Sterling Bank account and have the corresponding phone number linked to it for this method to work.

Sterling OneBank Mobile App:

Download and install the Sterling OneBank Mobile app from your app store (Google Play Store or Apple App Store).
Log in to the app using your credentials.
Your account balance will be prominently displayed on the dashboard or home screen.

Read: How to check Polaris Bank account balance

Internet Banking:

Visit the Sterling Bank Online Banking website.
Log in using your User ID and password.
Your account balance should be readily visible on the dashboard or account summary page.

ATM:

Visit any Sterling Bank ATM or a compatible ATM.
Insert your debit card and enter your PIN.
Select the “Balance Inquiry” or “Check Balance” option from the menu.
Your account balance will be displayed on the screen. You may also have the option to print a mini-statement.

Read; How to block Sterling Bank account and ATM card

How to get sterling bank statement of account

There are several ways to get your Sterling Bank statement of account:

Sterling Bank Internet Banking (SterlingPro):

Log into your SterlingPro online banking account.
Click on the “Accounts” menu.
Click on “Request Statement” (select the account).
Follow the on-screen instructions (select date range and format: PDF or Excel).
Click on “Request Statement” (this triggers a copy to your registered email).

OneBank Mobile App:

Open the OneBank app and log in.
Go to the “Accounts” section.
Select the account you want a statement for.
Tap on “Transaction History” and select the desired date range.
You can view or download your statement in PDF format.

Statement Request Form:

Download the Statement Request Form from the Sterling Bank website.
Fill out the form with your account details and the desired statement period.
Submit the form at your nearest Sterling Bank branch.

Bank Branch:

Visit your nearest Sterling Bank branch.
Request a statement of account from the customer service representative.
You may need to provide identification and account details.

Read; How to Register for Sterling Bank internet banking and Mobile App

How to transfer money from Sterling Bank account

There are several convenient methods to transfer money from your Sterling Bank account, catering to your preferences and needs:

1. Sterling OneBank Mobile App:

This is arguably the most user-friendly and feature-rich option.
Download and install the Sterling OneBank Mobile app from your app store (Google Play Store or Apple App Store).
Log in to the app using your credentials.
Navigate to the “Transfers” or “Send Money” section.
Choose the recipient (within Sterling Bank, other banks in Nigeria, or international).
Enter the required details (account number, bank, amount, etc.).
Confirm the transaction with your PIN or biometrics.

2. Internet Banking:

Suitable if you prefer using a computer.
Visit the Sterling Bank Online Banking website.
Log in using your User ID and password.
Navigate to the “Transfers” or “Payments” section.
Select the recipient bank and enter the account details and amount.
Authorize the transaction using your token or other security device.

*3. USSD Code (822#):

A quick and easy option, particularly if you have limited internet access.
Dial *822# from your registered mobile number.
Follow the prompts to select “Transfer – Within Sterling” or “Transfer – Other Banks.”
Enter the recipient’s account number, the amount, and your PIN to confirm the transaction.

4. ATM:

A traditional option if you’re near a Sterling Bank ATM.
Insert your debit card and enter your PIN.
Select “Transfer” or a similar option from the menu.
Choose the recipient bank and enter their account details and the amount.
Confirm the transaction.

How to buy airtime from Sterling Bank account

There are a few ways you can buy airtime from your Sterling Bank account:

1. Using the Sterling OneBank Mobile App:

This is the most convenient way, especially if you have a smartphone.
Download and install the Sterling OneBank Mobile app from your app store (Google Play Store or Apple App Store).
Log in to the app using your credentials.
Navigate to the “Airtime Top-up” or similar section within the app.
Select the network provider (MTN, Airtel, Glo, or 9mobile).
Enter the phone number you want to recharge and the desired amount.
Confirm the transaction with your PIN or biometrics.
Your airtime will be credited instantly.

*2. Using 822# USSD Banking:

This method works even if you don’t have internet access.
Dial *822# from your registered mobile number.
Follow the prompts to navigate to “Airtime Top-up” or “Buy Airtime.”
Choose the network provider and enter the amount and phone number.
Confirm the transaction with your USSD PIN.

3. Through Internet Banking:

Log in to your Sterling Bank Online Banking account.
Navigate to the “Payments” or “Bill Payments” section.
Look for the option to buy airtime or recharge your mobile phone.
Select the network provider, enter the phone number and amount.
Authorize the transaction using your token or other security measures

How to block sterling bank account

There are a couple of ways to block your Sterling Bank account:

USSD Code:

This is the quickest and most convenient way, especially if you don’t have internet access or suspect your phone has been compromised.
Dial *822*911# from any phone.
Follow the prompts to block your account.

Contact Customer Care:

You can call Sterling Bank’s customer care hotline at 0700 822 0000.
Explain your situation and request to block your account.
Be prepared to provide identification and verification details.

Visit a Branch:

Go to your nearest Sterling Bank branch.
Inform a customer service representative that you want to block your account.
Provide necessary identification and account details.
Fill out any required forms to complete the process.

How to pay bills from sterling bank

Here are various methods to pay your bills from your Sterling Bank account:

1. Sterling OneBank Mobile App:

This is the most popular and user-friendly method.
Open the Sterling OneBank Mobile app and log in
Navigate to the “Bills Payment” or “Pay Bills” section.
Select the biller category (e.g., electricity, cable TV, internet, etc.).
Choose the specific biller and enter the required details (e.g., customer ID, account number).
Enter the amount you wish to pay.
Confirm the transaction with your PIN or biometrics.
Your bill will be paid instantly.

2. Internet Banking:

Suitable if you prefer using a computer.
Log in to Sterling Bank Online Banking.
Go to the “Payments” or “Bill Payments” section.
Select the biller category and choose the specific biller.
Provide the necessary details and enter the payment amount.
Authorize the transaction using your token or other security device.

*3. USSD Code (822#):

This is a quick and easy option, especially if you don’t have internet access.
Dial *822# from your registered mobile number.
Follow the prompts to select “Pay Bills.”
Choose the biller category and then the specific biller.
Enter the required details and amount.
Confirm the transaction with your PIN.

4. ATM:

Visit any Sterling Bank ATM.
Insert your debit card and enter your PIN.
Select “Bill Payment” or a similar option from the menu.
Choose the biller category and the specific biller.
Enter the required details and amount.
Confirm the transaction.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.