How to Check Access bank Account Balance

Access Bank is one of the leading financial institutions in Nigeria, and with the rise of digital banking, checking your account balance has become much easier and more convenient.

The financial institution offers various convenient methods for customers to check their account balance, ensuring transparency and control over their funds. Whether through the mobile app, SMS, USSD codes, online platforms, or ATMs, understanding how to access and monitor your account balance is essential for making informed financial decisions.

Whether you have data or not or using a browsing phone or not, you can check your Access Bank account balance from various methods. This article will guide you through the different ways you can easily monitor your Access Bank account balance, whether through online banking, mobile apps, USSD codes, ATMs, or customer support channels.

By understanding and utilizing these options, you can check your finances and make informed decisions about your money.

Read: How to buy Airtime from Access Bank Nigeria

Features

Access your up-to-the-minute account balance anytime, anywhere.
Check your balance through various methods such as the Access Bank Mobile App, Internet Banking, USSD codes (*901#), or ATMs.
View your recent transactions alongside your balance to track your spending and identify any discrepancies.
Get a quick overview of your recent account activity.
Set up notifications to receive alerts when your balance reaches a certain threshold or for specific transactions.

Benefits

The multiple access channels provide flexibility, eliminating the need to visit a physical branch, thus saving time and effort.
Regularly checking your balance allows you to monitor your spending, stay on budget, and make informed financial decisions.
Early detection of any unauthorized transactions or errors is possible, enabling prompt action to protect your funds.
Stay informed about your account status and maintain confidence in managing your finances.

Table of Contents

How to Check Access bank Account Balance

There are several convenient ways to check your Access Bank account balance:

1. Using the Access Bank Mobile App:

Download and install the Access Bank Mobile app from your app store (Google Play Store or Apple App Store).
Log in to the app using your credentials.
Your account balance will be displayed prominently on the dashboard or home screen.

2. Using USSD Code:

Dial *901*00# from your registered mobile number.
Follow the on-screen prompts to enter your PIN.
Your account balance will be displayed on your screen.

3. Using Internet Banking:

Visit the Access Bank Internet Banking website.
Log in using your User ID and Password.
Your account balance will be visible on the dashboard or account summary page.

4. Using an ATM:

Visit any Access Bank ATM.
Insert your debit card and enter your PIN.
Select the “Balance Enquiry” option from the menu.
Your account balance will be displayed on the screen.

Read: How to register and activate Access bank Ussd Code

How to transfer money from access bank

There are several convenient ways to transfer money from your Access Bank account, each catering to different preferences and needs.

1. Access Bank Mobile App

This is arguably the most popular and user-friendly method.
Download and install the Access Bank Mobile app from your app store (Google Play Store or Apple App Store).
Log in to the app using your credentials.
Navigate to the “Transfers” or “Send Money” section.
Choose the recipient (within Access Bank, other banks, or international).
Enter the required details (account number, bank, amount, etc.).
Confirm the transaction with your PIN or biometrics.

2. Internet Banking

Suitable if you prefer using a computer.
Visit the Access Bank Internet Banking website.
Log in using your User ID and password.
Navigate to the “Transfers” or “Payments” section.
Select the recipient bank and enter the account details and amount.
Authorize the transaction using your token or other security device.

3. USSD Code

A quick and easy option, particularly if you don’t have internet access.
Dial *901*AMOUNT*NUBAN Account Number# (e.g: *901*1000*1234512345#) from your phone number.
Follow the prompts to select “Transfers,” then choose the recipient bank.
Enter the account number, amount, and your PIN to confirm the transaction.

How do I transfer money from Access Bank to another bank?

Dial *903# on your phone.
Select “Send Money” option.
Select to Bank Account.
Select Bank Name and Input Account Name.
Enter Amount and Input PIN to validate transaction.
You will receive a notification via SMS that your transaction has been processed.

4. ATM

A traditional option if you’re near an Access Bank ATM.
Insert your debit card and enter your PIN.
Select “Transfer” or a similar option from the menu.
Choose the recipient bank and enter their account details and the amount.
Confirm the transaction.

Read: How to Block Access Bank Account/ATM Card

How to buy airtime from access bank

There are several convenient ways to buy airtime from Access Bank:

1. Access Bank Mobile App:

This is the most popular and user-friendly method for smartphone users.
Open the Access Bank Mobile app and log in.
Navigate to the “Airtime & Bills” or “Buy Airtime” section.
Select the network provider (e.g., MTN, Airtel, Glo, 9mobile).
Enter the phone number you want to top up and the desired amount.
Confirm the transaction and your airtime will be credited instantly.

2. USSD Code:

This is a quick and easy option, especially if you don’t have internet access.
Dial *901*Amount# (e.g: *901*1000#) on your phone,
To buy airtime for friends or family members, simply dial *901*Amount*Phone Number#.
Follow the on-screen prompts to select the network and confirm the transaction.
Your airtime will be credited immediately.

3. Internet Banking:

Log in to Access Bank internet banking on your computer.
Look for the “Airtime & Bills” or “Buy Airtime” section.
Select the network provider, enter the phone number and amount.
Complete the transaction and your airtime will be credited.

4. ATM:

Visit any Access Bank ATM.
Insert your card and enter your PIN.
Select “Airtime Top-up” or a similar option from the menu.
Follow the prompts to choose the network, enter the amount and phone number.
Your airtime will be credited and you might receive a receipt.

Also read: How to register and activate Access bank Ussd Code

How to pay bills from access bank

There are several convenient ways to pay your bills from your Access Bank account:

1. Access Bank Mobile App:

This is the most popular and user-friendly method.
Open the Access Bank Mobile app and log in.
Navigate to the “Bills Payment” or “Pay Bills” section.
Select the biller category (e.g., electricity, cable TV, internet, etc.).
Choose the specific biller and enter the required details (e.g., customer ID, account number).
Enter the amount you wish to pay.
Confirm the transaction and your bill will be paid instantly.

2. Internet Banking:

This is suitable if you prefer using a computer.
Log in to Access Bank internet banking.
Go to the “Bills Payment” or “Payments” section.
Select the biller category and choose the specific biller.
Provide the necessary details and enter the payment amount.
Authorize the transaction with your token or hardware device.

3. USSD Code:

This is a quick and easy option, especially if you don’t have internet access.
Dial *901# from your registered mobile number.
Follow the prompts to select “Pay Bills” and then choose the biller category.
Enter the required details and amount.
Confirm the transaction with your PIN.

Frequently Asked Questions

Q: Is there a charge for checking my account balance?

A: Checking your balance through USSD, the mobile app, internet banking, and ATM is typically free. However, standard SMS charges may apply when using the SMS method.

Q: How often can I check my account balance?

A: You can check your account balance as often as you need, there is no limit.

Q: Can I check my Access Bank account balance even if I don’t have a smartphone?

A: Yes, you can use the USSD code, ATM, or SMS method to check your balance without a smartphone.

Q: What should I do if I’m having trouble checking my balance?

A: If you encounter any difficulties, contact Access Bank customer care for assistance. They will be able to help you troubleshoot any issues and guide you through the process.

Q: Is it safe to check my account balance online or through mobile apps?

A: Yes, Access Bank employs robust security measures to protect your account information. However, always ensure you are using official channels and be cautious of phishing scams.

Conclusion,

In conclusion, Access Bank offers a variety of convenient methods for customers to check their account balances. Whether using the mobile banking app, USSD code, ATM, visiting a branch, or calling customer service, customers have multiple options to stay on top of their finances.

Regularly checking your account balance is crucial for financial management and security, and Access Bank provides the tools to make this process simple and accessible for all customers.

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Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com