Keystone Bank’s USSD: How to register and transfer money

The Keystone Bank USSD code is designed to assist customers with various mobile banking services. Customers can easily use the USSD code from their mobile phones to pay bills, check account balances, buy airtime, purchase data, and carry out other banking transactions.

With the rapid advancement of technology, USSD (Unstructured Supplementary Service Data) has become a widely used and convenient tool for banking activities.

Keystone Bank is a prominent financial institution in Nigeria, recognized for its innovative banking solutions and focus on customer satisfaction. Founded in 2011, the bank has quickly established itself as a reliable partner for both individuals and businesses.

The goal is to offer efficient financial services that enable customers to reach their objectives. The bank’s vision is to be the go-to provider of financial services, delivering outstanding value to all stakeholders.

In this article, we will delve into the features and benefits of Keystone Bank’s USSD mobile banking, along with a step-by-step guide on how to register and make the most of this service.

Read; How to register and activate First City Monument Bank (FCMB) ussd

How to register and activate First bank USSD

Read: How to Register for Ecobank USSD Code and transfer money

Requirements to register for Keystone Bank’s USSD

Registering for Keystone Bank’s *7111# USSD service is a quick and easy process. Here’s what you need:

  •  You must have an existing account with Keystone Bank.
  • The phone number you use for the USSD service must be the one linked to your Keystone Bank account.
  •  You’ll need to input your account number during the registration process.

How to Register for keystone bank ussd:

  1. Dial *7111# from your registered mobile number.
  2. Attempt any transaction from the menu (e.g., balance enquiry).
  3. You will be prompted to register since it’s your first time.
  4. Select the “Register” option.
  5. Enter your Keystone Bank account number.
  6. Enter your year of birth.
  7. Create a 4-digit PIN. This will be your transaction PIN for future USSD transactions.
  8. Confirm your PIN.

Once you complete these steps, your registration will be successful, and you can start using Keystone Bank’s USSD services.

Read: How to register for Access bank internet banking and mobile App

How to transfer money from keystone bank

To transfer money from Keystone Bank using USSD, follow these steps:

Transferring to another Keystone Bank account:

  1. Dial *7111*Amount*Account Number# from your registered mobile number.
    • Replace “Amount” with the amount you want to transfer in Naira.
    • Replace “Account Number” with the 10-digit Keystone Bank account number of the recipient.
    • For example, to send ₦2,000 to account number 1234567890, dial *7111*2000*1234567890#
  2. Double-check the account number and amount to ensure accuracy.
  3. Enter your 4-digit PIN to authorizes the transfer.

Transferring to other banks:

  1. Dial *7111*Amount*Account Number# from your registered mobile number.
    • Replace “Amount” with the amount you want to transfer in Naira.
    • Replace “Account Number” with the recipient’s account number in the other bank.
  2.  You’ll be presented with a list of banks. Choose the correct one.
  3.  Double-check the account number, bank, and amount.
  4. Enter your 4-digit PIN to authorizes the transfer.

How to buy airtime from keystone bank

Buying airtime from Keystone Bank using USSD is a quick and convenient process. Here’s how to do it:

1. Self Recharge:

  • Dial *7111*Amount# on your mobile phone. Replace “Amount” with the amount of airtime you want to purchase (e.g., *7111*1000# to buy ₦1,000 airtime).
  • You will be prompted to enter your 4-digit PIN to confirm the transaction.

2. Recharge for Others:

  • Dial *7111*Amount*Phone Number# on your mobile phone. Replace “Amount” with the airtime amount and “Phone Number” with the recipient’s phone number (e.g., *7111*500*08012345678#).
  • You will be prompted to enter your 4-digit PIN to confirm the transaction.

How to check Keystone bank account balance

Keystone Bank offers multiple ways to check your account balance:

  • Dial *7111*00# from your registered mobile phone.
  • You will be prompted to enter your 4-digit PIN.
  • Your account balance will be displayed on the screen.

How to block keystone bank account and atm card

To hotlist your card:

  • Dial *7111*911# from your registered mobile phone.
  • Follow the prompts to block your card.

How to pay bills from Keystone bank

Paying bills with *7111# USSD service is a convenient way to settle your utilities, subscriptions, and other expenses without needing internet access. Here’s how:

  • Dial *7111# from your registered mobile phone.
  • Select “Other Services.”
  • Choose “Bills Payment.”
  • Select the category of the bill you want to pay (e.g., Cable TV, Electricity, Internet).
  • Choose the specific biller.
  • Enter the required details (e.g., customer ID, smartcard number).
  • Enter the amount to pay.
  • Confirm the details and authorize the transaction with your PIN.

How to reset PIN or reset/create keystone bank transaction code

Keystone Bank offers multiple ways to reset or create your transaction PIN/code:

  • PIN Reset:
    • Dial *7111# on your phone.
    • Select ‘Other Services’.
    • Select ‘Next’.
    • Select ‘Reset PIN’.
    • Input your desired new PIN.
    • Input the last 6 digits of your debit card to complete the request.

 

  • PIN Change:
    • Dial *7111# on your phone.
    • Select ‘Other Services’.
    • Select ‘Change PIN’.
    • Input your old PIN.
    • Create a new PIN.

How to perform Keystone cardless withdrawal

Keystone Bank offers cardless withdrawal through their USSD service (*7111#) and at their ATMs. This service allows you to withdraw cash without needing your physical debit card.

 Using USSD Code (7111#)

  1. Dial *7111# on your registered mobile phone.
  2. Select ‘Other services’.
  3. On the next page, select the 4th option, which is ‘Cardless-Paycode’.
  4. Enter the desired withdrawal amount.
  5. A PIN will be generated. Take note of this PIN.
  6. Proceed to the nearest Keystone Bank ATM.
  7. On the ATM screen, select ‘Cardless Withdrawal’ or a similar option.
  8. Enter the generated PIN and the withdrawal amount.
  9. Collect your cash.

Keystone USSD Code For All Transaction

These are shortcodes that allow you to perform quick and direct transactions on your Keystone Bank account. Take a look at the list below.

Keystone Transaction USSD code
Open account *7111#
Purchase data *7111*5#
Withdraw money *7111# > select other services
Buy airtime for yourself *7111*Amount#
Buy airtime for another *7111*Amount*Phone Number#
Fund to keystone account *7111*Amount*Account Number#
Fund from Keystone to another account *7111*Amount*another Account Number#
Pay bills *7111# > select other services#
Deactivate account *7111*911#
Retrieve BVN *7111*6#
Check account balance *7111*00#
Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.
admin

About admin

Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.
View all posts by admin →

2 thoughts on “Keystone Bank’s USSD: How to register and transfer money

Leave a Reply

Your email address will not be published. Required fields are marked *