How to check unity bank account balance

Checking your Unity Bank account balance is an essential part of managing your finances effectively. By regularly monitoring your account balance, you can stay on top of your spending and ensure that you have enough funds to cover your expenses.

The Unity Bank provides several convenient ways for customers to check their account balance, such as through online banking, mobile banking, phone banking, or by visiting a branch in person.

This allows customers to quickly and easily track their spending, monitor incoming deposits, and ensure that there are no unauthorized charges on their account. Online banking also provides the added benefit of being able to transfer funds between accounts, pay bills, and set up automatic payments.

In this article, we will explain the various methods available for checking your Unity Bank account balance and provide step-by-step guidance on how to utilize each option effectively.

Pay Attention: How to activate and register for Unity bank ussd

Features:

Get an immediate, up-to-the-minute update on your available account balance.
Check your balance through various convenient methods:
- USSD Code: Dial *7799# from your registered mobile number.
- Unity Mobile App: Log in to the app and view your balance on the dashboard.
- Internet Banking: Access your account balance through the Unity Bank Online Banking platform.
- ATM: Use your debit card at any Unity Bank or compatible ATM.
View a brief summary of your recent transactions in addition to your balance.

Benefits

The multiple channels for checking your balance offer flexibility, saving you time and effort. You can access your balance anytime, anywhere without the need to visit a branch.
Regular balance checks help you track your spending, stay on budget, and make informed financial decisions.
Enables you to identify any unauthorized transactions or errors promptly, allowing you to take immediate action to protect your funds.
Knowing your account balance at any given time gives you confidence and control in managing your finances.

Table of Contents

How to check unity bank account balance

There are several ways to check your Unity Bank account balance:

1. USSD Code:

2. Unity Mobile App:

3. Internet Banking:

4. ATM:

5. Bank Branch:

Reas: How to Register for Unity bank internet banking and mobile App

How to check unity bank account balance

1. USSD Code:

Dial *7799*0# from your registered mobile phone number.
You will be prompted to choose an option:
- Enter 1 if you have a mobile banking PIN.
- Enter 2 if you want to use the last four digits of your Mastercard.
Enter your PIN or last four digits: Depending on your choice in step 2, enter the corresponding information.
Your account balance will be displayed on your phone screen.

2. Unifi Mobile App:

Download and install the Unifi Mobile App from your app store (Google Play Store or Apple App Store).
Log in to the app.
Your account balance should be displayed on the home screen or dashboard.

3. Internet Banking:

Visit the Unity Bank Internet Banking website.
Log in using your User ID and password.
Your account balance should be readily visible on the dashboard or account summary page.

4. ATM:

Visit any Unity Bank ATM or a compatible ATM.
Insert your debit card and enter your PIN.
Select the “Balance Enquiry” or “Check Balance” option from the menu.
Your account balance will be displayed on the screen. You may also have the option to print a mini-statement.

Also read; How to block Unity Bank account and ATM Card

How to get unity bank statement of account

There are several ways to get your Unity Bank statement of account:

1. Internet Banking:

Log into your Unity Bank internet banking account.
Go to the “Accounts” section.
Select the account you want the statement for.
Choose the date range for the statement.
Click on “View” or “Download” to get your statement in PDF format.

2. Unity Mobile App (Unifi):

Open the Unity Mobile app and log in.
Navigate to the “Accounts” section.
Select the account you want the statement for.
Tap on “Transaction History” and choose the desired date range.
View your statement within the app or download it as a PDF.

3. Bank Branch:

Visit your nearest Unity Bank branch.
Request a statement of account from the customer service representative.
You will need to provide identification and account details.
There may be a fee associated with this service.

Read: How to check wema bank account balance

How to buy airtime from unity bank

There are a couple of ways to buy airtime directly from your Unity Bank account:

*1. USSD Code (7799#):

This is the quickest method, particularly if you don’t have internet access.
To buy airtime for yourself: Dial *7799*Amount# (e.g., *7799*1000# to buy ₦1000 airtime)
To buy airtime for someone else: Dial 7799*Recipient’s Number*Amount# (e.g., 7799*08012345678*1000# to buy ₦1000 airtime for 08012345678)

2. Unifi Mobile App:

If you have a smartphone and the Unifi Mobile app installed, you can buy airtime directly within the app.
Log in to the Unifi Mobile App
Click on “Airtime” at the bottom of the page.
Select “Airtime Recharge”.
Select the account you want to debit.
Select the Network Operator (MTN, Airtel, Glo, 9mobile).
Enter the phone number you want to recharge or click the phone icon to select from your contact list
Enter the amount of airtime you want to purchase
Select frequency of recharge – “Instant” for a one-time recharge or “Repeating” for recurring recharge
Click “Recharge”

Also read: How to check Union Bank of Nigeria account balance

How to transfer money from unity bank

There are a few ways to transfer money from your Unity Bank account:

*1. Using the USSD Code (7799#):

This is the quickest and easiest way to transfer money, especially if you don’t have internet access.
To transfer to another Unity Bank account:
- Dial *7799*1*Account Number*Amount#
- For example: *7799*1*1234567890*5000# to transfer ₦5000
To transfer to other banks in Nigeria:
- Dial *7799*2*Account Number*Amount#
- For example: *7799*2*1234567890*5000# to transfer ₦5000

2. Using the Unifi Mobile App:

This option provides a convenient and user-friendly interface for transfers.
Download and install the Unifi Mobile App from your app store.
Log in to the app.
Click on “Transfer” at the bottom of the page.
Click on “Transfer to Unity Bank” or “Transfer to Other Banks”
Select the account you want to debit
Enter the recipient’s Account Number and Bank
Enter the Amount
Enter a Narration (optional)
Click “Transfer”

3. Using Internet Banking:

This is suitable if you prefer using a computer.
Log on to the Unity Bank Internet Banking platform.
Click on the “Transfer” tab.
Choose the transfer type:
- Self Linked transfer
- Unity Bank Transfers
- Other Banks Transfer
Select the account number to debit.
Fill in the other beneficiary details.
Click “Next”
Enter the 6-digit number generated on your token device.
Click “Authorize”

How to buy data from unity bank

You can buy data directly from your Unity Bank account using the following methods:

1. USSD Code:

This is the most convenient way to buy data, especially if you don’t have access to the internet.

Dial *7799*Amount# from your registered phone number.
You will be presented with a list of network providers (MTN, Airtel, Glo, 9mobile)
Select your preferred network provider
Choose your preferred data plan
The amount will be deducted from your account and the data will be credited to your line instantly.

2. Unifi Mobile App:

If you have a smartphone and the Unifi Mobile app installed, you can buy data directly within the app.

Log in to the Unifi Mobile app
Click on “Airtime” at the bottom of the page
Select “Data”
Select the account you want to debit
Select the network provider
Select your preferred data plan
Enter the phone number you want to recharge or click the phone icon to select from your contact list
Click “Purchase”

3. Internet Banking:

Log on to the Unity Bank Internet Banking platform.
Click on the “Self Service” tab at the top of the page.
Select “Airtime & Data”
Select “Data”
Select the account you want to debit
Select the Network Operator
Select your preferred data plan
Enter the phone number you want to recharge or click the phone icon to select from your contact list
Click “Next”
Enter the 6-digit number generated on your token device.
Click “Authorize”

How to pay bills from unity bank

There are several convenient methods to pay your bills from your Unity Bank account:

1. Unifi Mobile App:

This is the most user-friendly method if you have a smartphone.
Steps:
1. Log in to the Unifi Mobile app.
2. Navigate to the “Pay Bills” section.
3. Select the biller category (e.g., Electricity, Cable TV, Internet).
4. Choose the specific biller and enter the required details (e.g., customer ID, account number).
5. Input the amount you want to pay.
6. Confirm the transaction with your PIN or biometrics.

2. Internet Banking:

Ideal if you prefer using a computer.
Steps:
1. Log in to Unity Bank Internet Banking.
2. Go to the “Payments” or “Bill Payment” section.
3. Select the biller category and then the specific biller.
4. Provide the necessary details and payment amount.
5. Authorize the transaction with your hardware token or One-Time Password (OTP).

*3. USSD Code (7799#):

A quick option, especially if you have limited or no internet access.
Steps:
1. Dial *7799# from your registered phone number.
2. Follow the prompts to select “Pay Bills.”
3. Choose the biller category and then the specific biller.
4. Enter the required details and amount.
5. Confirm the transaction with your PIN.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.