How to block Unity Bank account and ATM Card

How to block unity Bank account and ATM Card- In the digital age, where financial transactions are primarily conducted electronically, the security of our bank accounts and ATM cards is of paramount importance especially when we misplace our card or phone that is link to your account.

Whether you’ve lost your ATM card or suspect unauthorized access to your Unity Bank account, knowing how to quickly block your account and card is crucial.

Blocking your unity Bank account and ATM card is important in the event that you suspect fraudulent activity or if your card is lost or stolen. By taking swift action to block these accounts, you can prevent unauthorized transactions and protect your finances.

This guide will walk you through the various methods available to protect your finances effectively

Rea; How to Register for Unity bank internet banking and mobile App

Table of Contents

Reasons why people block their card

Credit and debit card blocking is a crucial security measure that cardholders often employ to protect their finances. One of the primary reasons individuals choose to block their cards is suspected fraudulent activity. When unusual transactions or spending patterns are detected, cardholders may receive alerts prompting them to take immediate action. This proactive approach helps prevent unauthorized charges and potential financial losses.

Lost or Stolen Card: If a card is lost or stolen, blocking it immediately prevents unauthorized transactions.
Suspicious Activity: If there are any unauthorized transactions or suspicious activity on the account, blocking the card is a precautionary measure to protect funds.
Security Concerns: In case of a potential security breach or compromise of card information, blocking the card can prevent potential fraud.
Travel: Some people block their cards when traveling to prevent unauthorized use in unfamiliar locations.
Fraud Prevention: Blocking a card can be a proactive step to prevent fraud, especially if there are concerns about phishing scams or identity theft.
Temporary Block: Some people temporarily block their cards to control spending or prevent impulsive purchases.
Card Replacement: When requesting a new card, the old card is often blocked to ensure a smooth transition.
Dispute Resolution: During a dispute with a merchant, blocking the card can prevent further charges while the issue is resolved.
Account Closure: When closing a bank account, the associated card is usually blocked to prevent further use

Pay Attention: How to activate and register for Unity bank ussd

How to Block Unity Bank Account/ATM Card

To block your Unity Bank account or ATM card, you can use the following methods:

1. USSD Code:

Dial *7799*6# from your registered mobile number.

2. Unity Bank Mobile App:

Log in to the Unity Bank mobile app.
Go to the “Card Management” section.
Select the card you want to block and follow the instructions.

3. Unity Bank Online:

Log in to your Unity Bank online banking account.
Go to the “Self Service” section.
Select “Block/Unblock Debit Card.”
Choose the account and follow the instructions.

4. Customer Service:

Email: we_care@unitybankng.com,

+234 (0) 7080 666 000
+234 (0) 7057 323 226
+234 (0) 7057 323 229
01-2803010

Explain the situation to the customer service representative and request to block your account or card.
When contacting customer support, be prepared to provide your account number, card number, and other relevant information to verify your identity and facilitate the blocking process

Read: How to block Sterling Bank account and ATM card

Pay Attention; How to block Standard Chartered Bank ATM Card and account

Frequently Asked Questions

Q: How quickly should I report unauthorized transactions to unity Bank?
A: It is advisable to report any unauthorized transactions to unity Bank as soon as you notice them to prevent further financial loss.

Q: Will blocking my account affect my ability to receive transactions?
A: Blocking your card may not prevent you to receive transaction but you may not able to use your card to withdraw or pay online

Q: What should I do if I suspect my ATM card has been stolen?
A: If you suspect your ATM card has been stolen, contact unity Bank immediately to block the card and prevent unauthorized access to your funds.

Q: Is there a fee for blocking or unblocking my Unity Bank card or account?

A: Unity Bank typically does not charge for blocking or unblocking your card or account. However, it’s always best to confirm with their customer service.

Q: How long does it take to block a Unity Bank card or account?

A: Blocking your card is usually instantaneous through the USSD code or by calling customer care. However, it might take a bit longer if you visit a branch due to queue and distance from your home or office

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.