How to borrow Data from Airtel Nigeria and Payback later

Last Updated on July 15, 2024 by admin

In today’s digital age, staying connected is essential, and having access to mobile data is a necessity. Airtel Nigeria offers a convenient solution for subscribers who may find themselves in need of extra data with its Data Borrowing Service.

This service allows Airtel customers to borrow data in times of need and pay back later, ensuring seamless connectivity even when their data balance runs low to enable them browsing the internet, streaming videos, and using social media apps

In this Article, we will discuss the steps and requirements and benefits involved in borrowing data from Airtel Nigeria.

Pay attention: How to borrow Airtime from Airtel and payback later

Table of Contents

Benefits

1. The primary benefit is avoiding disruption to your internet access when you run out of data unexpectedly. You can continue browsing, using social media, or completing important online tasks.

2.Similar to borrowing airtime, it’s fast and easy. You don’t need to search for a place to buy a data recharge.

4. You can potentially borrow different amounts of data depending on your specific needs.

5. The service is generally available to qualifying prepaid Airtel customers.
Important Considerations

Read: Airtel Data Share & Gifting: How to share and transfer data

Eligibility Requirements:

1. Prepaid Customer: You need to be a prepaid Airtel subscriber.
2. Network Tenure: You generally need to have been an Airtel customer for a certain period, often around 2-3 months.
3. Active Usage and Recharges: You should have a history of actively using your Airtel line, including regular data recharges. The more you use and recharge, the higher your chances of eligibility and the potential to access larger loan amounts.
4. No Outstanding Loans: You cannot have any existing, unpaid airtime or data loans.

How to check eligibility to borrow airtel data

Here are the ways to check if you’re eligible to borrow data on the Airtel Nigeria network:

1. Dial *303# on your Airtel line.
2. Follow the menu prompts to “Borrow Data”
3. Ineligible customers who try to borrow Data will be prompted to recharge at least N100 monthly to qualify.

Pay Attention: List of Airtel Data Plans, Bundles & Subscription Code

How to borrow data from Airtel

Here’s how you can borrow data from Airtel Nigeria:

1.Kindly dial *303# and select 3 for Borrow Data.
2.List of data you are eligible to borrow will display ·
3. Select the option for “Borrow Data”
4. Pick the data bundle you would like to borrow from the options presented.
5. You’ll receive an SMS confirming the data loan and your updated data balance.

How to check Airtel data Balance

There are several ways to check your Airtel data balance in Nigeria:

1. USSD Codes:

*Dial 323#: This is the most common USSD code to check your Airtel data balance.
After dialing, you’ll receive an SMS with your remaining data balance and validity period..

2. Airtel Thanks App:

Download and install the Airtel Thanks app from the Google Play Store or Apple App Store.
Log in with your Airtel mobile number and OTP.
Your data balance will be prominently displayed on the app’s home screen.

3. Customer Care:

Call 300 (Airtel customer care numbers) and ask the representative to check your data balance for you.

Read: Airtel me2u: How to transfer airtime from airtel to another airtel line

How to Repay borrow airtel data

Automatic Deduction: When you recharge your Airtel line after using data on credit, the cost of the data, along with any associated service fees, will be automatically deducted from your airtime balance.
Full Repayment: If your recharge amount is sufficient to cover the entire cost of the data and fees, your debt is cleared immediately.
Partial Repayment: If your recharge amount is not enough, the available amount will be deducted, and the remaining balance will be carried over to your next recharge.

Example:

Let’s say you used 1GB of data on credit through “Smart Try,” and the cost is ₦500. If you recharge ₦1000, the following will happen:

₦500 will be deducted to repay the data credit.
You’ll have ₦500 remaining from your recharge.

How to share and transfer data to another Glo line

Glo EasyShare : How to transfer Airtime from Glo line

MTN Share: How to transfer Airtime to another mtn line

MTN XtraByte: How to borrow data from MTN

How to borrow Airtime from Airtel and payback later

Frequently Asked Questions

Q: How many times can I borrow data from Airtel Nigeria?

You can borrow data as many times as possible as long as you are within credit limit.

Q; I have previously borrowed airtime and haven’t repaid my loan. Can I still borrow data?

Yes. You can borrow data if you have an existing loan balance as long as it is within your credit limit.

Q: What is Transaction fees to borrow data from Airtel?

Your mobile network provider is not offering you these loans for free. Each loan is issued with a service fee. In Nigeria, the service fee for the networks is the same—15% of the data value . This means if you borrow 500MB of data, a 15% service fee (75MB) will be added to your repayment

Q: How to re-pay for the data you borrowed from Airtel?

You don’t need to actively pay for the borrowed data separately on Airtel Nigeria. Here’s how the repayment works: When you recharge your Airtel line, the cost of the borrowed data bundle along with the applicable service fee is automatically deducted from your airtime balance. So Ensure you recharge with enough airtime to cover both the data loan and service charge.

Q: How long will the data loan last?

Each data loan bundle comes with a specific validity period. This period can range from a few hours to several days, or even a month in some cases. If you don’t use all of the borrowed data within the validity period, the unused portion will expire. However, you’ll still be required to repay the full value of the loan, even if you don’t consume it fully.

Read: How to check Airtel data and Airtime balance

Q: How much data can you borrow from Airtel?

To know much much you can borrow dial *303# and select the data loan option. You’ll see the available data amounts you’re eligible to borrow. It ranges from 25MB to 50MB, 100MB, 500MB, 1.5GB, 2 GB, and more.

Q:What happens if I am unable to repay the borrowed data within the specified period?

If you consistently fail to repay on time , your eligibility to borrow data (and potentially airtime) may be negatively affected. The next time you recharge, the full repayment amount will be automatically deducted from your airtime balance and You may be barred from taking future data loans until the current debt is settled. Airtel may also reduce your loan eligibility limit or impose stricter repayment terms in the future.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.