Ecobank Nigeria ussd code for all Transaction

Ecobank Nigeria is one of the leading banks in the country, known for its innovative and customer-friendly services. One of the services that has gained popularity among its customers is the Ecobank Nigeria USSD code. This code allows customers to access a wide range of banking services using their mobile phones, without the need for internet connection or data.

By simply dialing *326# on their mobile phones, accountholders can easily check their account balance, transfer money, pay bills, and even buy airtime. This code has made banking more convenient and accessible to customers, especially those in remote areas where internet connectivity may be limited. The simplicity and ease of use of the code have made it a popular choice among Ecobank Nigeria’s customers.

Pay attention: How to buy airtime and data from Ecobank Nigeria

Table of Contents

Features:

Account Management:
- Check account balance
- View mini-statement (last 5 transactions)
- Get full account statement
Funds Transfer:
- Transfer money to other Ecobank accounts
- Transfer funds to other banks within Nigeria
Bill Payments and Airtime Purchase:
- Pay utility bills (electricity, water, etc.)
- Pay for cable TV subscriptions
- Purchase airtime for self or others
Card Services:
- Block or unblock your Ecobank debit card
- Request a new card
Other Services:
- Check your BVN (Bank Verification Number)
- Generate a transaction PIN
- Reset your mobile banking PIN
- Access Ecobank’s Rapidtransfer service for international remittances

Benefits:

The USSD code works on any mobile phone, even basic feature phones, without requiring an internet connection. This makes it ideal for users in areas with limited internet access or those who prefer not to use data.
Banking services are available 24/7, allowing you to manage your finances anytime, anywhere.
Transactions are processed quickly and efficiently, saving you time and effort
Ecobank employs robust security measures to protect your account and transactions via USSD.
The menu options are straightforward and easy to navigate, even for those who are not tech-savvy.
Using the USSD code is generally free or incurs minimal charges compared to other banking channels.

Read: How to transfer money from Ecobank Nigeria

What services can I access with the Ecobank Nigeria ussd code?

Ecobank Nigeria’s USSD code, *326#, offers a wide range of services to its users. Here’s a breakdown of the services you can access:

Account Management

Check Account Balance: View your available balance in real-time.
View Mini-Statement: See a summary of your recent transactions (usually the last 5).
Get Full Account Statement: Request a detailed statement of your account activity for a specific period, which can be sent to your email or as an SMS.
BVN Enquiry: Check your Bank Verification Number (BVN) linked to your Ecobank account.

Funds Transfer

Transfer to Other Ecobank Accounts: Send money instantly to other Ecobank account holders.
Transfer to Other Banks in Nigeria: Transfer funds to accounts in other Nigerian banks.
Rapidtransfer: Access Ecobank’s Rapidtransfer service for quick and easy international remittances

Bill Payments and Airtime

Pay Utility Bills: Pay for various utilities such as electricity, water, and more.
Pay for Cable TV Subscriptions: Settle your cable TV bills conveniently.
Purchase Airtime: Buy airtime for yourself or others on all major Nigerian networks.

Card Services

Block/Unblock Card: Temporarily block or unblock your Ecobank debit card in case of loss or suspected unauthorized use.
Request New Card: Apply for a new debit card if your current one is lost, stolen, or damaged.

Other Services

Generate Transaction PIN: Create a new PIN for authorizing transactions.
Reset Mobile Banking PIN: Reset your forgotten mobile banking PIN.

Read: How to check EcoBank account balance

How to register for ecobank ussd code

To register for the Ecobank USSD code, you can follow these steps:

*Dial 326# from your mobile phone (the same number you will use for Ecobank USSD banking).
Select option 3 “Link your mobile number” from the main menu.
Follow the prompts to complete the registration process. You will likely be asked to provide details such as your account number, debit card details, and to create a PIN.

After successful registration, you can use the *326# USSD code to access a variety of banking services, such as checking your balance, transferring funds, paying bills, and more, without needing an internet connection

How to transfer money from ecobank

To transfer money from Ecobank using the USSD code, follow these steps:

*Dial 326# on your mobile phone.
Select option 1 “Transfer Money” from the main menu.
Choose the type of transfer you want to make:
- Ecobank to Ecobank: Transfer money to another Ecobank account.
- Ecobank to Other Banks: Transfer funds to an account in a different Nigerian bank.
Enter the required details, depending on the type of transfer you selected:
- Recipient’s account number
- Recipient’s bank name (if transferring to another bank)
- Amount to transfer
- Narration or purpose of the transfer (optional)
Confirm the transaction details displayed on your screen.
Enter your 4-digit PIN to authorize the transfer.

Once the transaction is successful, you will receive a confirmation message on your phone.

How to check account balance via ecobank ussd

To check your Ecobank account balance using the USSD code, follow these simple steps:

*Dial *326# from your mobile phone.
Select option 1 “Check Balance” from the main menu.
Enter your 4-digit PIN when prompted.
Your account balance will be displayed on your screen.

Read: How to block Ecobank atm card and account-

How to Reset ecobank ussd code PIN

To reset your Ecobank USSD code PIN, you can follow these steps:

Dial *326# from your registered mobile phone number.
Select option 6 “More” from the main menu.
Choose option 3 “Reset USSD PIN” from the list of options.
Follow the prompts to complete the PIN reset process. You will likely be asked to provide some personal information for verification and then create a new PIN.

Read: How to register for Ecobank internet banking and mobile App

How to block ecobank card and ussd profile

To block your Ecobank card and USSD profile using the USSD code, follow these steps:

Dial *326*911# from any mobile phone (it doesn’t have to be your registered number).
Select Option 2 (Deactivate USSD Profile) from the menu.
Enter your Ecobank account number.
Confirm the deactivation of your USSD profile

How to pay bills from ecobank

To pay bills from your Ecobank account using the USSD code, follow these steps:

*Dial 326# on your mobile phone.
Select option 4 “Pay Bills” from the main menu.
Choose the bill category you want to pay (e.g., Electricity, Cable TV, Internet, etc.).
Select the specific biller from the list provided.
Enter the required details, such as your customer ID or account number with the biller.
Enter the amount you want to pay.
Confirm the transaction details displayed on your screen.
Enter your 4-digit PIN to authorize the payment.

Once the transaction is successful, you will receive a confirmation message on your phone.

Ecobank cardless withdrawal via ussd code

To initiate a cardless withdrawal from your Ecobank account using the USSD code, follow these steps:

*Dial 326# on your registered mobile phone.
Select “Send Money” from the main menu options.
Choose “Xpress Cash” from the subsequent options.
Select the Ecobank account you want to withdraw from (if you have multiple accounts linked).
Enter the desired withdrawal amount.
Create a 4-digit secret code. This will be used by the recipient to collect the cash.
Confirm the transaction. You will receive a confirmation message with an 8-digit token (e-token).

Share this 8-digit token and the 4-digit secret code with the recipient. The recipient can then go to any Ecobank ATM or Xpress Point agent and use these codes to withdraw the cash.

How to generate ecobank statement of account using ussd code

To generate your Ecobank statement of account using the USSD code, follow these steps:

*Dial 326# from your registered mobile phone.
Select “My Account” from the main menu options.
Choose “Statement” from the list of options.
Select the account you want to generate a statement for (if you have multiple accounts linked).
Choose the statement period: You might be given options like “Today,” “This Week,” “This Month,” or a custom date range.
Select the delivery method:
- Email: Enter your email address to receive the statement.

Can I use the Ecobank Nigeria ussd code from abroad?

Yes, you can generally use the Ecobank Nigeria USSD code (*326#) from abroad, but with a few considerations:

Roaming Charges: Your mobile network provider may charge you for roaming while you’re abroad. Make sure you understand your roaming plan and the associated costs before using the USSD code.

2. Network Availability: The USSD code relies on your mobile network’s connectivity. Ensure you have a good signal and network coverage in the country you’re visiting.

In general, using the Ecobank Nigeria USSD code from abroad is possible and can be helpful for managing your account and performing essential transactions while traveling. However, it’s always recommended to be mindful of potential roaming charges and international transaction fees. If you have any concerns, it’s best to contact Ecobank customer support before relying solely on the USSD code while abroad.

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Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com