Access bank ussd code for all Transaction

Access Bank USSD Code is a convenient and secure way for customers to access their banking services using their mobile phones. With just a few simple dialing of the code *901#, customers can check their account balances, transfer money, pay bills, and even recharge their phone airtime.

This service is seamless, reliable , fast and available 24/7, making it incredibly convenient for customers to manage their finances on the go. In this article, we explore the features, benefits, and registration process of Access Bank USSD Code.

Read: How to generate and get Access Bank Token

Table of Contents

What is the Access Bank USSD code?

The Access Bank USSD code is *901#. This code allows Access Bank customers to perform a variety of banking transactions directly from their mobile phones, without needing an internet connection.

What services can be accessed using the Access Bank USSD code?

The Access Bank USSD code, *901#, offers a wide range of banking services that you can access conveniently from your mobile phone without needing an internet connection.

Some of the key services include

Account Management:

Check your account balance
View your mini statement (last 5 transactions)
Generate a statement of account
Generate full bank statements

Funds Transfer:

Transfer money to other Access Bank accounts
Transfer money to other banks in Nigeria
Buy airtime for yourself or others (all networks)
Pay bills (utilities, cable TV, etc.)

Card Services:

Block your ATM card in case of loss or theft
Request a new ATM card

Other Services:

Open an Access Bank account
Manage beneficiaries for transfers
Check BVN (Bank Verification Number)
Get loan information
Access customer support

Pay attention: How to register for Access bank internet banking and mobile App

Features:

Check account balances, view mini-statements, and generate full bank statements.
Transfer funds between Access Bank accounts, to other banks, buy airtime, and pay bills.
Block lost or stolen cards, and request new cards.
Open an Access Bank account, manage beneficiaries, check BVN, access loan information, and reach customer support.
Self-service USSD code: *901*911# to deactivate the USSD profile and blacklist a phone number in case of suspected fraud.

Benefits:

Works on any mobile phone, even without internet access, making it ideal for customers in areas with limited connectivity.
Perform banking transactions anytime, anywhere, eliminating the need to visit a physical bank branch.
Transactions are processed quickly and securely.
Access Bank employs multiple layers of security to protect customer information and transactions.
Minimal or no fees are associated with most USSD transactions, offering an affordable banking option.
The service is available round the clock, ensuring customers can manage their finances at their convenience.
Empowers individuals in rural or underserved areas to access banking services.
The menu-driven interface is easy to navigate, even for those not familiar with technology.

How do I register for Access Bank USSD banking?

You can register for Access Bank USSD banking in a few easy steps:

Method 1: Using your existing Access Bank account

*Dial 901# from your mobile phone linked to your Access Bank account.
Provide the required details, which may include your account number, date of birth, and other personal information.
Create a 4-digit PIN to secure your USSD transactions.
You will receive a confirmation message once your registration is successful

Read: How to Block Access Bank Account/ATM Card

How to transfer money from access bank using ussd code

To another Access Bank account:

Dial *901*Amount*Account Number#
For example, to transfer ₦5000 to account number 1234567890, dial *901*5000*1234567890#
Follow the prompts to confirm the details and enter your 4-digit PIN to authorize the transfer.

Transfer to Other Banks

Dial *901*AMOUNT*NUBAN Account Number# (e.g *901*6000*1234512345#) from your phone. Authenticate using a four (4) digit security code. You can create a security code using the Menu option.

Key points to remember:

You must have sufficient funds in your Access Bank account to cover the transfer amount and any applicable charges.
Double-check the recipient’s account details to avoid sending funds to the wrong account.
Transaction limits of N20,000 per transaction and N100, 000 Per day is applicable
If you encounter any difficulties, contact Access Bank customer care for assistance.

Read: Access bank mobile banking; How to activate Mobile App

How to Purchase Airtime from access bank

You can purchase airtime from Access Bank using their USSD code in two ways:

For yourself:

Dial *901*Amount# from your registered mobile number.
Replace “Amount” with the desired airtime value you want to purchase.
- For example, to buy ₦1000 airtime, dial *901*1000#.
- Follow the prompts to confirm the purchase .

For someone else (third-party):

Dial *901*Amount*Phone Number#
Replace “Amount” with the desired airtime value and “Phone Number” with the recipient’s mobile number.
For example, to buy ₦500 airtime for 08012345678, dial *901*500*08012345678#.
Follow the prompts to confirm and enter your PIN.

How to buy data from access bank using ussd code

To purchase data directly from your Access Bank account using the USSD code, follow these steps:

1. Dial *901# on your mobile phone linked to your Access Bank account.

Select “Buy Data” from the main menu options.
Choose “For Self” if you’re buying data for your own number or “For Others” if you’re purchasing for someone else.
Select the desired data plan from the list of available options.
If buying for yourself, confirm the purchase and enter your 4-digit PIN to authorize the transaction.
If buying for others, enter the recipient’s phone number and confirm the purchase, then enter your PIN.
Wait for a confirmation message indicating that the data purchase was successful. You should also receive a notification from your network provider confirming the data allocation.

Read: How to Check Access bank Account Balance

How to check access bank account balance

To check your Access Bank account balance using the USSD code, follow these steps:

Dial *901*00# from your Access Bank registered phone number.
Authenticate using your four-digit security code PIN. (If you haven’t created one, you can do so from the menu options.)
Your account balance will be displayed on your screen immediately after successful authentication.

Read: How to register and activate Access bank Ussd Code

How to Block Your Access Bank Account (Deactivate USSD profile):

Dial *901*911# from any phone (it doesn’t have to be your registered number)
Select “Option to (Block Account)”
Choose “Self” if you’re using your registered phone or “Third Party” if using another phone
Enter the phone number linked to your account
Select the account you want to block
Enter your USSD PIN to confirm

Important Points:

Blocking your account using the *901*911# code primarily deactivates your USSD profile. This prevents unauthorized transactions via USSD.
To completely block your account from all transactions (including ATM, POS, online, etc.), you might need to contact Access Bank customer care or visit a branch.
Have your account details and identification ready when contacting customer care or visiting a branch

Read; How to buy Airtime from Access Bank with Easy

How to pay bills from access bank

To pay bills from your Access Bank account using the USSD code, follow these steps:

*Dial *901# from your registered phone number.
Select the “Pay Bills” option. This will usually be listed among the main menu options.
Choose the bill category. You’ll be presented with various categories like Electricity, Cable TV, Internet, etc. Select the one that matches the bill you want to pay.
Select the specific biller. A list of billers within the chosen category will be displayed. Find and select the company you need to pay.
Enter the required details. You’ll typically need to provide information like your customer ID or account number associated with the biller.
Enter the amount to pay. Make sure you have sufficient balance in your account.
Confirm the transaction. Review the details and confirm that everything is correct.
Enter your 4-digit PIN. This is to authorize the transaction.

Once the transaction is successful, you’ll receive a confirmation message.

How to generate access bank statement of account

To generate an Access Bank statement of account using the USSD code, follow these steps:

Dial *901# from your registered phone number.
Select “Account Services” from the main menu.
Choose “Statement of Account” from the list of options.
Select the account you want to generate a statement for (if you have multiple accounts linked to your phone number).
Choose the delivery method:
- “Email” – Enter your email address and confirm it.

Key points to remember:

You will need to have an active email address to get the statement.
The statement may take a few minutes to be generated and delivered.
If you encounter any difficulties, contact Access Bank customer care for assistance.

How to open access bank account using ussd code

Here’s how to initiate the account opening process using the USSD code:

*Dial 901# from any phone (it doesn’t have to be registered with Access Bank).
Select “Account Opening” from the main menu options.
Choose the type of account you want to open (e.g., Savings, Current, etc.).
Provide the required details. You will likely be asked to enter your BVN (Bank Verification Number), full name, date of birth, and other personal information.
Confirm the details and submit your request.

After completing these steps, you will receive a reference number. You’ll need to take this reference number, along with valid identification documents (e.g., passport, driver’s license, national ID card) to the nearest Access Bank branch to complete the account opening process.

Access bank Cardless Withdrawal using ussd code

Access Bank offers cardless withdrawals via USSD code, allowing you to withdraw cash from an Access Bank ATM or Access Money agent without your physical ATM card.

Here’s how to do a cardless withdrawal via USSD:

*Dial 901# on your phone.
Select the “Withdraw Money” option.
Choose between “Agent Withdrawal” or “ATM Withdrawal” depending on your preference.

For Agent Withdrawal:

Enter the amount you wish to withdraw.
Enter the Agent Code provided by the Access Money agent.
Validate the transaction with your 4-digit USSD PIN.
You’ll receive an SMS notification with a transaction code.
Provide this code to the agent to receive your cash.

For ATM Withdrawal:

Enter the amount you wish to withdraw.
Validate the transaction with your 4-digit USSD PIN.
You’ll receive an SMS notification with a transaction code.
Go to any Access Bank ATM.
Press ‘0’ to perform a cardless withdrawal.
Select “Access Money”.
Input your phone number, amount initiated, and the transaction code received.
Select “Continue” to receive your cash from the ATM.

How to check BVN from access bank using ussd code

There are two ways to check your BVN using USSD code:

1. Using the General BVN USSD Code:

Dial *565*0# on your phone (make sure it’s the number linked to your BVN)
Your BVN will be displayed on the screen
Note that a service fee of N20 will be charged

2. Using the Access Bank USSD Code:

Dial *901# on your phone (make sure it’s the number linked to your Access Bank account)
Navigate through the menu to find the “BVN Enquiry” option (the exact steps may vary slightly)
Select the option and your BVN should be displayed

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.