Steps to Transfer Money From Zenith Bank

Steps and how to Transfer Money From Zenith Bank

by

Transferring money is a common financial activity that individuals and businesses engage in regularly. Zenith Bank, a leading financial institution in Nigeria, offers a range of convenient money transfer services to meet the diverse needs of its customers

Whether you need to send funds to another account within Zenith Bank or to an external bank, understanding the process and options available can streamline your transactions. With a strong presence in Nigeria and other African countries, Zenith Bank offers a wide range of options for customers to send and receive money both domestically and internationally.

One of the most common methods is through the bank’s online platform, where customers can easily log in to their account and initiate a transfer to another account within or outside the bank. This method is not only convenient but also secure, as users can set up security measures such as OTP authentication to ensure the safety of their transactions.

 

Read: How to check zenith bank account balance with 5 methods

In this comprehensive guide, we will explain  the various options available for transferring funds with Zenith Bank, from intra-bank transfers to sending money to other banks in Nigeria. Whether you are new to online banking or looking to optimize your money transfer processes, this article will provide you with step-by-step instructions,

Benefits:

  •  Transfer money anytime, anywhere, through various channels.
  • Enjoy fast and efficient transfers, especially for domestic transactions.
  • Zenith Bank employs robust security measures to protect your transactions.
  •  Send money within Nigeria or to various countries internationally.
  •  Benefit from competitive exchange rates for international transfers.
  •  Get assistance whenever you need it through their customer service channels.

Features:

  • Monitor the status of your transfers.
  •  Access your transfer history for reference.
  • Save beneficiary details for easy repeat transfers.
  •  Receive alerts on the progress of your transfers.

Read: How to block Zenith Bank ATM Card and account

History and Background of zenith Bank

Zenith Bank is a leading financial institution in Nigeria with a rich history and background that spans over three decades. The bank was established in 1990 and has since grown to become one of Nigeria’s largest and most trusted financial institutions. Over the years, Zenith Bank has built a reputation for providing high-quality banking services to both individuals and corporate clients.

One of the key milestones in Zenith Bank’s history was its conversion to a public limited company in 2004, which enabled the bank to raise additional capital and expand its operations. This move positioned Zenith Bank as a key player in Nigeria’s banking industry and enabled it to compete with other established banks in the country. Since then, Zenith Bank has continued to expand its reach both locally and internationally, with a presence in several African countries as well as the United Kingdom.

Today, Zenith Bank is recognized as a trailblazer in Nigeria’s banking sector, known for its innovative products and services as well as its commitment to excellence and customer satisfaction. The bank has received numerous awards and accolades for its performance and contribution to the development of the Nigerian economy. With a strong financial performance and a solid reputation, Zenith Bank is poised to continue its growth and remain a key player in the Nigerian banking industry for many years to come.

How to register for zenith Bank ussd

To register for Zenith Bank USSD banking (*966#), follow these steps:

  1. Dial *966*0# Use the phone number registered with your Zenith Bank account to dial this code.

  2. You will be prompted to enter the last four digits of your Zenith Bank debit card (MasterCard or Visa).

  3. Create a 4-digit PIN that you will use for your USSD banking transactions.

  4. Re-enter your 4-digit PIN to confirm.

Once you have completed these steps, you will be registered for Zenith Bank USSD banking. You can now use the *966# code to access various banking services, such as:

  • Checking your account balance
  • Transferring funds to other Zenith Bank accounts or other banks
  • Buying airtime
  • Paying bills
  • And many more

 

How to transfer money Using Zenith bank USSD Code

To transfer money using the Zenith Bank USSD code (*966#), follow these steps:

Transferring to Zenith Bank Accounts:

  1. Dial *966*Amount*Account Number#: Replace “Amount” with the amount you want to transfer and “Account Number” with the recipient’s Zenith Bank account number. For example, to transfer N5000 to account number 1234567890, dial *966*5000*1234567890#.

  2. If you have multiple accounts, you’ll be prompted to choose the account you want to transfer from.

  3.  Enter your 4-digit PIN to authorize the transaction.

  4. You’ll receive a message confirming the successful transfer

Transferring to Other Banks:

  1. Dial *966*2*Account Number*Amount#: Replace “Account Number” with the recipient’s account number and “Amount” with the amount you want to transfer.

  2. Choose the recipient’s bank from the list displayed.

  3.  Double-check the recipient’s account number, bank name, and amount before confirming.

  4. Enter your 4-digit PIN to authorize the transaction.

  5. You’ll receive a message confirming the successful transfer.

Also read; How to register for Zenith Bank Internet Banking and mobile app

 

How to Transfer Money From Zenith Bank Using Mobile App

To transfer money from Zenith Bank using the mobile app, follow these steps:

  1.  Open the app and enter your login credentials after you, download the Zenith Bank mobile app from the Google Play Store (for Android) or the App Store (for iOS).
  2. Look for the “Transfers” or “Payments & Transfers” section on the app’s home screen or menu.
  3. Select the type of transfer you want to make:
    • Transfer to Zenith Account: If you want to send money to another Zenith Bank account holder.
    • Transfer to Other Banks: If you want to send money to an account in a different bank (within Nigeria).
  4.  If you have multiple accounts, select the account you want to transfer funds from.
  5. Enter Recipient Details:
    • For Zenith Bank accounts: Enter the recipient’s 10-digit account number.
    • For other banks: Enter the recipient’s account number and select the correct bank name.
  6. Input the amount of money you wish to transfer.
  7.  You can include a brief description of the transfer for your reference.
  8.  Carefully review the recipient’s details and the transfer amount to ensure accuracy.
  9.  Depending on your app settings, you may need to enter your transaction PIN or use a fingerprint or facial recognition to authenticate the transfer.
  10. Once the transfer is successful, you will receive a confirmation message on the app and/or via SMS/email.

 

How to Transfer Money From Zenith Bank using online banking

To transfer money from Zenith Bank using online banking, follow these steps:

  1. Visit the Zenith Bank website and log in to your online banking account using your credentials.

  2. Once logged in, look for the “Transfers” or “Send Money” section on the dashboard or main menu. Click on it.

  3.  Choose the recipient you want to send money to. You can either select from your saved beneficiaries or add a new one by providing their account details (bank name and account number).

  4.  Input the amount of money you wish to transfer.

  5. If you have multiple accounts linked to your online banking, select the account from which you want to send the money.

  6.  Double-check all the details you’ve entered, including the beneficiary’s information, the transfer amount, and the source account (if applicable).

  7. You may be required to provide additional authentication, such as a one-time password (OTP) sent to your registered mobile phone or email.

  8. Once authenticated, click on the “Send” or “Confirm” button to initiate the transfer. You should receive a confirmation message or reference number once the transaction is successful.

Read; How to register for Zenith bank mobile banking ussd code

How to Transfer Money From Zenith Bank using ATM

To transfer money from Zenith Bank using an ATM, follow these steps:

  1. Find a Zenith Bank Automated Teller Machine (ATM).

  2. Insert your Zenith Bank ATM card into the machine and enter your 4-digit PIN.

  3.  On the main menu, look for the option that says “Transfer”

  4.  You may have different options like “Transfer to Zenith Bank Account” or “Transfer to Other Bank Account.” Choose the relevant option.

  5. Enter the recipient’s bank account number correctly. Some ATMs might require you to select the recipient’s bank from a list first.

  6. Input the exact amount of money you wish to transfer.

  7.  Carefully review the recipient’s account number and the transfer amount to ensure accuracy.

  8.  Once you confirm the details, the ATM will process the transaction. You will receive a receipt confirming the transfer.

How to Transfer Money From Zenith Bank by visiting branch

To transfer money from Zenith Bank by visiting a branch, follow these steps:

  1. Find the nearest Zenith Bank branch to your location. You can use the branch locator on their website or mobile app.

  2. Go to the branch during their working hours.

  3. Inform the bank staff that you want to make a money transfer. They will provide you with a transfer form or direct you to the appropriate counter.

  4.  Carefully fill out the transfer form with the following details:

    • Your name and account information (account number, type of account)
    • Recipient’s name, account number, and bank name (if transferring to a different bank)
    • Transfer amount
    • Reason for transfer (optional)

  5.  Submit the completed form along with a valid means of identification (e.g., driver’s license, international passport, national ID card).

  6.  The bank staff will verify the information and ask you to confirm the details of the transfer.

  7. Once the transfer is processed, you will receive a receipt confirming the transaction. Keep this receipt for your records.

How to blocK zenith Bank ussd code and card

There are two main ways to block your Zenith Bank USSD code and card via USSD:

1. Block Your Entire Account (Including USSD and Card):

This option completely blocks your account, preventing all transactions including ATM withdrawals, POS payments, and online transactions.

  • Dial *966*911# from any phone.
  • Enter your Zenith Bank account number.
  • Enter the phone number linked to your Zenith Bank alerts (AlertZ)
  • Press 1 to confirm

2. Block Only USSD Access:

This option specifically blocks your access to Zenith Bank’s USSD banking services (*966#).

  • Dial *966*60#
  • Select option 4 to disable your USSD access.

Zenith bank cardless withdrawal

Zenith Bank offers cardless withdrawals through its EazyBanking service. There are two main ways to do this:

*1. Using the USSD Code (966#):

  • Dial *966*60# from your registered phone number.
  • Select option 7 to create and cancel a cardless withdrawal code
  • Follow the prompts to create a code. You will receive a reference code via SMS.

2. Using the Zenith Bank Mobile App:

  • Log into the mobile app.
    • Select “Withdraw Cash” and choose the “Cardless Withdrawal” option.
    • Enter the amount you want to withdraw and your PIN.
    • You will receive a reference code via SMS.

  • How to withdraw at the ATM:

    1. Go to any Zenith Bank ATM.
    2. Select the “Cardless Withdrawal” option on the screen.
    3. Enter your registered mobile number.
    4. Enter the reference code you received via SMS.
    5. Enter the amount you want to withdraw.
    6. Collect your cash.

How to buy Airtime from Zenith Bank ussd

Zenith Bank allows you to easily purchase airtime for yourself or others using their USSD code, *966#. Here’s how:

To Buy Airtime for Yourself:

  1. Dial *966*Amount#: Replace “Amount” with the desired airtime value. For example, dial 966500# to purchase ₦500 airtime.

  2.  You will receive a prompt asking you to confirm the airtime purchase.

  3.  Enter your 4-digit PIN to authorize the transaction.

  4.  You will receive a confirmation message indicating a successful airtime recharge.

 

To Buy Airtime for Others:

  1. Dial *966*Amount*MobileNumber#: Replace “Amount” with the desired airtime value and “MobileNumber” with the recipient’s phone number (including the country code, e.g., +234 for Nigeria). For example, dial 9661000*08012345678# to purchase ₦1000 airtime for the number 08012345678.

  2.  Choose the network provider of the recipient’s phone number.

  3.  You will be prompted to confirm the airtime purchase details.

  4. Enter your 4-digit PIN to authorize the transaction.

  5. You will receive a confirmation message indicating a successful airtime recharge for the other person.

admin
admin
Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

Contact;Kokobest04@gmail.com
admin
Latest posts by admin (see all)

Related Posts

Leave a Comment