With Wema bank digital banking. account holders can now bank from any location using their mobile phone and laptop . customers can easily buy airtime, data, transfer money ,pay bills and many more from their comfort zone without visiting the banking hall.
Transferring money from Wema Bank is a relatively simple process that can be done using various methods. This article will outline the steps involved in sending money from Wema Bank and provide details on the different options available to customers.
Read: How to check wema bank account balance
Benefits:
- Transfer money anytime, anywhere, through multiple channels.
- Speed:
- Instant transfers between Wema Bank accounts.
- WemaPay offers instant transfers to any Nigerian bank account or phone number.
- Relatively fast transfers to other banks and quick processing of international transfers.
- Robust security measures protect your transactions, including two-factor authentication and encryption.
- Choose from various transfer options based on your needs and preferences.
- Transfer money domestically and internationally.
- The ALAT app and internet banking platform offer intuitive interfaces for easy navigation.
- Competitive transfer fees.
- WemaPay enables seamless transactions even for those without bank accounts.
Features
- Set up future-dated or recurring transfers for added convenience.
- Create and manage a list of frequent recipients for quick and easy transfers.
- Track your transfer history and view details of past transactions.
- Receive instant SMS or in-app notifications for successful transfers.
- Businesses can initiate multiple payments at once for payroll or vendor payments (available through internet banking).
What is Wema Bank Transfer ussd Code?
The Wema Bank transfer code is *945#. This three-digit code is used to access Wema Bank’s USSD banking service, allowing you to perform various transactions directly from your mobile phone without needing internet access.
Some of the key transactions you can perform with the *945# code include:
- Transferring money To other Wema Bank accounts or to accounts in other Nigerian banks
- Inquire about your account balance and recent transaction
- Recharge your phone or buy airtime for others.
- Pay utility bills, cable TV subscriptions, and other bills
- You can even open a Wema Bank account directly through the USSD code.
Pay attention: How to block wema bank ATM Card and account
How to register for Wema bank ussd
Dial *945*01#
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Input Account Number
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Input Date of Birth (DD-MM-YYYY)
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Input 4-digit PIN of choice
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Confirm PIN
- Confirm the PIN by entering it again.
How to transfer money from wema bank
Wema Bank offers multiple ways to transfer money, both domestically and internationally. Here’s a breakdown of the common methods:
1. ALAT Mobile App:
This is the most convenient option for transfers on-the-go.
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Log in: Open the ALAT app and log in using your credentials.
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Navigate to Transfers: Look for the “Transfers” or “Send Money” section, typically prominently displayed on the home screen.
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Choose Transfer Type: Select the appropriate option:
- Wema to Wema (transfer to another Wema Bank account)
- Other Banks (transfer to other banks within Nigeria – NIP transfers)
- International Transfers (send money to accounts outside Nigeria)
- WemaPay (send money instantly using a phone number)
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Enter Recipient Details:
- For Wema to Wema/Other Banks: Provide the recipient’s account name, account number, and bank name (if applicable).
- For International Transfers: Provide the recipient’s bank details, including their IBAN or account number, SWIFT code, and bank address.
- For WemaPay: Enter the recipient’s phone number.
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Enter Amount: Input the transfer amount.
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Confirm and Send: Review the details carefully and confirm the transfer. You may need to enter your transaction PIN or use biometric authentication to authorize the transaction.
*2. USSD code
Transferring to Another Wema Bank Account:
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Dial *945*1*Account Number*Amount#
- Replace “Account Number” with the 10-digit Wema Bank account number of the recipient.
- Replace “Amount” with the amount of money you wish to transfer.
- For example, to transfer ₦5000 to account number 1234567890, dial 945112345678905000#.
Transferring to Other Banks in Nigeria:
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Dial *945*2*Account Number*Amount#
- Replace “Account Number” with the recipient’s account number in the other bank.
- Replace “Amount” with the amount of money you wish to
- Confirm and enter your 4-digit PIN to authorize the transfer.
3. Internet Banking (ALAT for Business):
- Log in: Visit the Wema Bank website and log in to your internet banking account.
- Navigate to Transfers: Find the “Transfers” or “Send Money” section.
- Follow Similar Steps as the App: Select the transfer type, enter recipient details, amount, and other required information.
- Authenticate: Use a hardware token or other security measures to confirm the transfer.
4. ATM Transfers:
- Visit a Wema Bank ATM: Locate a nearby Wema Bank ATM.
- Insert your card and enter your PIN.
- Select “Transfers” or “Quickteller” from the menu.
- Follow the on-screen instructions to enter recipient details and transfer amount.
5. In-Branch Transfers:
- Visit any Wema Bank branch.
- Fill out a transfer form with the recipient’s details and the transfer amount.
- Submit the form along with a valid ID.
- The bank staff will process your transfer.
- Also read: How to register for Wema bank internet banking and ALAT by Wema
How to check Wema Bank account balance
Wema Bank offers a few different ways to check your account balance:
1. Using the USSD Code:
This is the quickest and easiest method, especially if you don’t have internet access.
- Dial *945*0# from your registered mobile number.
- Follow the prompts to enter your PIN if required.
- Your account balance will be displayed on your phone screen.
2. ALAT Mobile App
If you have the Wema Bank ALAT app installed on your phone:
- Log in to the app using your credentials
- Your account balance(s) will be displayed prominently on the app’s home screen or dashboard.
3. Internet Banking
If you prefer using a computer:
- Visit the Wema Bank website and log in to your internet banking account.
- Your account balance(s) will be shown on the account summary or dashboard page after logging in.
4. ATM:
You can also check your balance at any Wema Bank ATM.
- Insert your debit card and enter your PIN.
- Select the “Balance Inquiry” option from the menu.
- Your balance will be displayed on the screen. You may also choose to print a mini-statement for a record of recent transactions.
5. Customer Care:
If you need assistance or prefer to speak to someone, you can call Wema Bank’s customer care line.
- Call 07000MYALAT (07000692528).
- Follow the prompts to reach the balance inquiry option.
- Provide your account details and any necessary verification information.
- The customer care representative will inform you of your balance.
Choose the method that is most convenient for you based on your access to the internet and your preference for digital or in-person banking.
Read: How to register and activate Wema Bank USSD
How to buy airtime from wema bank
Wema Bank offers multiple ways to purchase airtime directly from your bank account, catering to different preferences and accessibility:
*1. Using the USSD Code (945#):
This method is the quickest and easiest, especially if you don’t have internet access.
- For self-recharge: Dial *945*Amount# (e.g., 945*500#)
- To recharge another number: Dial 945*PhoneNumber*Amount# (e.g., *945*08012345678*500#)
2. ALAT Mobile App
- Open the ALAT app and log in with your credentials
- Look for the “Airtime” or “Buy Airtime” section, usually on the home screen or under “Payments” or “Services.”
- Choose the network provider (MTN, Airtel, Glo, 9mobile), enter the phone number, and select the amount.
- Review the details and confirm the purchase.
3. Wema Bank Internet Banking (ALAT for Business)
- Access Wema Bank’s internet banking platform using your login credentials.
- Look for the “Airtime Purchase” or “Buy Airtime” option.
- Choose the network provider, enter the phone number, and select the airtime amount.
- Review the details and authorize the transaction.
How to pay bills from wema bank
Wema Bank provides various convenient methods for you to pay your bills:
1. Using the ALAT Mobile App
This is the primary and most convenient method for individual customers.
- Open the ALAT app and log in using your credentials.
- Find the “Bills” or “Pay Bills” section, usually on the home screen or in the main men
- Choose the relevant category for your bill (e.g., Electricity, Cable TV, Internet, Airtime/Data).
- Select the specific biller from the list. Enter the required details, such as your account/customer ID and the amount you want to pay.
- Review the details and confirm the payment using your transaction PIN or biometrics.
2. Using the USSD Code (*945#)
This method is handy when you don’t have internet access or prefer using USSD codes.
- *Dial *945# from your registered Wema Bank mobile number.
- Select the option for bill payments from the menu.
- Choose the bill category (e.g., Electricity, Cable TV).
- Select the biller and enter the required details (account/customer ID, amount).
- Enter your 4-digit PIN to authorize the payment.
3. Using Internet Banking (ALAT for Business)
This method is suitable for businesses and individuals who prefer using a computer.
- Visit the Wema Bank website and log in to your internet banking account (ALAT for Business).
- Look for the “Bill Payments” or similar option.
- Choose the biller from the list or use the search function.
- Provide the required information like account/customer ID and the amount.
- Review the details and authorize the transaction using your secure token or other authentication methods.
| Account Balance | *945*0# |
| Change PIN | *945*00# |
| Change Account | *945*2*OldAcctno*NewAcctno# |
| Registration/Profiling On 945 | *945*01# |
| BVN Management | *945*4# |
| Account Restriction | *945*911# |
| Account Activation | *945*5# |
| Account Opening | *945*1# |
Electricity Bill Codes
| Electricity bill | *945*24# |
| Eko | *945*25*meterno*amount# |
| Ikeja | *945*26*meterno*amount# |
| Ibadan | *945*27*meterno*amount# |
| Abuja | *945*28*meterno*amount# |
| Enugu | *945*29*meterno*amount# |
| Jos | *945*30*meterno*amount# |
| Kaduna | *945*31*meterno*amount# |
| Kano | *945*32*meterno*amount# |
| Portharcourt | *945*33*meterno*amount# |
Airtime, Data, and Transfers Codes
| Airtime (self) | *945*amount# |
| Airtime (others) | *945*phoneNo*amount# |
| Airtime/Data – | *945*9# |
| Transfers (Wema account and other banks) | *945*accountNo*amount# |
Cable TV Codes
| Cable TV menu | *945*10# |
| DSTV | *945*11# and *945*11*smartcardNO # |
| GOTV | *945*12# and *945*12*smartcardNO# |
| Startimes | *945*13# and *945*13*smartcardNO# |
Cardless Transactions
| Mcash | *945*57# and *945*57*merchantcode*amount# |
| Coralpay | *945*58# and *945*000*REFno# |
Internet Service Codes
| Internet service menu | *945*15# |
| Smile | *945*16# |
| Spectranet | *945*18# |
945 Loans
| Quick Loan | *945*65# |
| Salary-Base Loan | *945*65# |
Schools and Exams Codes
| WAEC (result checking) | *945*70# |
| JAMB (result checking) | *945*71# |
State Collections
| Lagos state collection | *945*40# |
Frequently Asked Questions
- What methods can I use to transfer money with Wema Bank?
You can transfer money using the *945# USSD code, the ALAT mobile app, internet banking, or by visiting a branch.
- What are the daily transfer limits?
The daily transfer limits vary based on the channel and your account type. For USSD, it’s usually ₦100,00 per day.
- Are there any fees for transferring money?
Transfers within Wema Bank are generally free. Transfers to other banks may have a small fee (currently ₦52.50).
- How long does it take for a transfer to be completed?
Transfers within Wema Bank are usually instant. Transfers to other banks typically take a few minutes but could take up to 24 hours.
- What if I forget my USSD PIN?
Dial *945*00# or Visit a Wema Bank branch to reset your PIN.
- Can I transfer money to any bank in Nigeria using USSD?
Yes, you can transfer to most banks in Nigeria using the *945# code.
ALAT Mobile App & Internet Banking Questions:
- How do I register for ALAT or internet banking?
You can download the ALAT app and self-register, or visit a branch for assistance. For internet banking, visit the Wema Bank website and follow the registration process.
- What if I forget my login details for the app or internet banking?
You can usually reset your password or PIN through the app or website. If not, contact customer care.
Read: How to transfer money from United Bank for Africa (UBA)
Bottom Line
Transferring money from Wema Bank is a straightforward process that can be done through various channels such as online banking, mobile app, branch visits, ATM machines. The bank offers customers a convenient and efficient way to send funds . The Bank is a reliable choice for customers looking to transfer money securely and quickly.
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