How to enroll for Bank Of America online banking and mobile App

Last Updated on June 13, 2025 by admin

Bank of America has made significant improvements to its internet banking services to enhance the customer experience, helping clients manage their finances more effectively.

The online banking platform and mobile app enable users to check account balances, review transaction history, activate or replace cards, set alerts, and manage various account types, including checking, savings, credit cards, loans, and investments.

To sign up for Bank of America’s online banking services, begin by visiting their official website and clicking on the ‘Enroll’ button. You will need to provide the last six digits of your Bank of America debit or credit card account number, along with your Social Security number (SSN) or Tax Identification Number (TIN).

After entering and confirming your email address, you will receive an authorization code. This code, along with your ATM/debit card number and PIN, will be used to verify your identity. Once verified, you can create a unique User ID and password.

The Internet and Mobile App provides a cohesive digital platform that integrates banking, investing, and retirement management into one seamless experience. This app offers users a personalized financial overview, enabling them to manage their finances effectively.

Read: How to enroll for chase online banking and mobile App

Read: How to block and unblock Union bank account/ Atm Card

Table of Contents

How to Enroll Bank of America online Banking

Enrolling in Bank of America Online Banking is a smooth, step-by-step process that gives you secure access to your accounts anytime. Here’s how to get started:

Visit the Bank of America Enrollment Page and click “Enroll” in the login box.
Enter Your Details
- Last 6 digits of your Bank of America debit/credit card or account number
- Your Social Security Number (SSN) or Tax ID Number (TIN) > Don’t have an SSN or TIN? There’s an option to enroll using other details.
Verify Your Identity
- Enter and confirm your email address
- You’ll receive a verification code via email or phone—enter it to continue
Set Up Your Login
- Create your Online ID and Password
- Choose your security preferences (e.g., trusted device, security questions)
Review and Accept Agreements
- Read and agree to the eCommunications Disclosure and Online Banking Service Agreement
You’re In!
- Once complete, you can log in and start managing your accounts online or via the mobile app.

Bank of America mobile app

The Bank of America® Mobile Banking app is a powerful, all-in-one tool that lets you manage your finances securely and conveniently from your phone or tablet. Whether you’re checking balances or trading stocks, it’s built to handle it all.

How to enroll for bank of America mobile app

Enrolling in the Bank of America® Mobile Banking app is simple and secure. You’ll just need a few personal details and a Bank of America account. Here’s how to get started:

Download the App
- From the Google Play Store or Apple App Store.
Open the App and tap “Enroll” on the login screen.
Enter Your Details
- Last 6 digits of your Bank of America debit/credit card or account number
- Your Social Security Number (SSN) or Tax ID Number (TIN) > Don’t have an SSN or TIN? Tap the option for alternative enrollment methods.
Verify Your Identity
- Enter and confirm your email address
- You’ll receive a verification code via email or phone—enter it to continue
Set Up Your Login
- Create your Online ID and Password
- Choose your security preferences (e.g., trusted device, security questions)
Review and Accept Agreements
- Read and agree to the eCommunications Disclosure and Online Banking Service Agreement
You’re In!
- Once complete, you can log in and start managing your accounts on the go.

How to transfer money from bank of America

You can transfer money from Bank of America quickly and securely using several methods—whether you’re sending funds to another BoA account, an external bank, or a friend via Zelle®. Here’s how:

1. Transfer Between Your Own BoA Accounts

Log in to Online Banking or the Mobile App.
Go to “Transfers” > “Between My Accounts”.
Choose the accounts, amount, and date.
You can also schedule recurring transfers.

2. Transfer to Other BoA Customers

Use Zelle® (built into the app) with just their email or mobile number.
Or, add their account number and last name under “Send to other BoA accounts” in Online Banking.

3. Transfer to External Banks

Go to “Transfers” > “To/from Other Banks”.
Add the external account using routing and account numbers.
Verify the account (usually via micro-deposits).
Once verified, you can send money for free via ACH (1–3 business days).

4. Use Zelle® for Instant Transfers

Open the app and tap “Zelle®”.
Enter the recipient’s email or mobile number.
Choose the amount and confirm.
Transfers are typically instant and free.

5. Wire Transfers (Domestic or International)

Best for large or urgent transfers.
Fees apply (e.g., ~$30 for domestic).
Requires recipient’s bank name, routing number, account number, and sometimes SWIFT/BIC code.

Read: How to block first bank ATM card and Account

How to pay bills from bank of America

Paying bills with Bank of America is super convenient thanks to their Online Banking and Mobile App. Here’s how to get started:

Using Online Banking

Log in at bankofamerica.com.
Click the “Bill Pay” tab.
Select or add a payee (like your utility company or credit card).
Enter the amount and payment date.
Review and click “Make Payment”.

Using the Mobile App

Open the Bank of America Mobile Banking app.
Tap “Bill Pay” from the home screen.
Choose a payee or tap “Add Payee”.
Enter the payment amount and date.
Confirm and submit.
You can also set up recurring payments, receive eBills, and get reminders when bills are due.

Read: How to block Sterling Bank account and ATM card

How to reset bank of America User ID or Password:

Resetting your Bank of America User ID or Password is quick and secure—whether you’ve forgotten your credentials or just want to update them. Here’s how to do it:

Reset via Online Banking

Go to the Bank of America Reset Page.
Choose “Forgot User ID” or “Forgot Password”.
Enter the last 6 digits of your Bank of America card or account number.
Provide your Social Security Number (SSN) or Tax ID Number (TIN).
Follow the prompts to verify your identity via email or phone code.
Create a new password or retrieve your User ID.

Reset via Mobile App

Open the Bank of America Mobile Banking app.
Tap “Forgot ID/Password?” on the login screen.
Follow the same steps as above to verify your identity and reset your credentials.

If your account is locked or you’re having trouble verifying your identity, you can call 800.432.1000 for assistance.

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Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and technology. He studied Business Administration at Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.