Nationwide Building Society Online banking & mobile app and open account

Last Updated on September 9, 2025 by admin

Nationwide Building Society, one of the most recognized financial institutions in the UK, offers online banking services designed to enhance the banking experience for its members.

FoundedĀ  in 1884 with a commitment to provide accessible financial services, Nationwide has embraced digital evolution, ensuring that its members can manage their finances conveniently and securely, anytime and anywhere.

The online banking platform allows users to perform a wide range of banking activities from the comfort of their home or on the go.

Members can check account balances, transfer money between accounts, pay bills, and view transaction historiesĀ  from any location both home and abroad .

Beyond these basics, the platform also provides tools for budgeting and financial planning, helping members gain better control over their financial health. The bank also offers a seamless integration across devices, whether accessed via a desktop, tablet, or mobile app, ensuring continuity in banking services regardless of the platform.

Read: How to register cash App account: send and receive money

Nationwide Building Society’s online banking platform offers a secure and user-friendly way to manage your finances from anywhere. Here’s a breakdown of its standout features and benefits:

  • View balances and transactions across current accounts, savings, credit cards, and mortgages
  • Download statements for record-keeping or tax purposes
  • Set up and manage standing orders and direct debits
  • Make payments and transfer money between accounts
  • Chat with Nationwide’s support team directly through the platform
  • view your balance
  • monitor recent transaction

Benefits You’ll Enjoy

  • Access your accounts 24/7 from your computer or mobile device
  • Make payments and transfers instantly without visiting a branch
  • Your money is protected by advanced security measures and Nationwide’s Digital Banking Promise, which covers unauthorized withdrawals
  • Ā Easy registration process and intuitive interface for users of all tech levels
  • Ā Scam Checker service helps you verify suspicious transactions before sending money

Read: How to send and receive money with Zelle

How to register for Nationwide Building Society Online Banking

Registering for Nationwide Building Society’s online banking is a straightforward process, whether you’re using their website or mobile app. Here’s a step-by-step guide to help you get started:

What You’ll Need Before You Begin

To register for online banking here onĀ  website or onĀ  banking app,Make sure you have the following:

Your full name, address, and postcode

A valid email address and mobile number

Your Nationwide account details (e.g., current account, credit card, or mortgage number)

A phone signal to receive a verification text during registration

Option 1: Using the Mobile Banking App

  1. Download the Nationwide Banking App from your device’s app store.
  2. Open the app and select ā€œRegisterā€.
  3. Enter your personal and account details.
  4. Follow the prompts to verify your identity—either via biometrics (face/fingerprint recognition) or a card reader.
  5. Once verified, you’ll be able to log in and start using the app.

Option 2: Via the Website

 

  1. Go to the Nationwide registration page.
  2. Click on ā€œRegister for online bankingā€ with either current account, savings account, credit card , personal loan or mortgage
  3. Fill in your personal and account information.
  4. You’ll receive verification codes via email and text.
  5. Enter the codes to complete your registration.

Ā Timing Notes

  • If you opened your account online, you may already be registered and will receive login details by post within 2–3 working days.
  • If you opened your account in-branch or by phone, wait 6 working days before registering to allow time for setup.

Register for Nationwide Building Society digital banking in the mobile banking app.

To register for Nationwide Building Society digital banking using their mobile banking app, follow these simple steps to get started securely and smoothly:

Mobile App

  1. Download Ā the Nationwide Banking App from the App Store or Google Play.
  2. Launch the app and select ā€œRegisterā€ on the welcome screen.
  3. Enter Your Details
    • Provide your:
      • Full name
      • Address and postcode
      • Email address and mobile number
      • Nationwide account details (e.g., current account, savings, or mortgage)
  4. Choose one of the secure verification methods:
    • Biometrics: Use facial or fingerprint recognition (no card reader needed)
    • Card Reader: If you prefer, use a physical card reader for extra security
  5. Nationwide will send you a text message with a code. Make sure your phone has signal.
    • Enter the code to confirm your identity.
  6. Create Ā your passnumber and security questions.
    • You’ll use these to log in going forward.
  7. Once registered, you can access both the mobile app and the Internet Bank.

Read: Wells Fargo Routing Number: How to find routing number and how to find it.

How to open Nationwide Building Society bank account online

 

Opening a bank account online with Nationwide Building Society is simple and secure. Here’s a clear breakdown of how to do it:

1. Choose the Right Account

Nationwide offers several types of current accounts:

  • FlexAccount – Everyday banking with no monthly fee
  • FlexDirect – Pays interest and cashback for 12 months
  • FlexPlus – Includes travel insurance and breakdown cover (Ā£18/month)
  • FlexStudent – For university students aged 18+
  • FlexOne – For young people aged 11–17
  • FlexBasic – For those who don’t qualify for other accounts

2. Check Eligibility

  • You must be 18 or over for adult accounts
  • Have a UK address and valid ID (passport or driving licence)
  • For joint accounts, both applicants must meet the criteria

3. Start Your Application

  • Go to the online application page
  • Select your preferred account and click ā€œApply nowā€
  • Fill in your personal details, contact info, and financial background

4.Ā Verify your identity electronically using credit reference agencies

  • Ask for paper ID (e.g., passport, utility bill) if electronic verification fails
  • Require you to visit a branch if documents can’t be submitted online

5. Once approved:

  • You’ll get your account number and sort code
  • Your debit card and welcome pack will arrive by post
  • You can then register for online and mobile banking

Read: Chase Routing Number and how to Use it

What do you need to open Nationwide Bank Account Online

To open a Nationwide Building Society bank account online, you’ll need to meet a few eligibility requirements and provide specific documentation. Here’s a clear breakdown to help you prepare:

Basic Eligibility

  • Be 18 or over for adult current accounts
  • Have a UK residential address
  • Be a UK or EEA national (for most accounts)
  • Have access to a valid email address and mobile number

Required Documents

1. Proof of IdentityNationwide may verify your identity electronically, but if that’s not possible, you’ll need to provide:

  • A valid UK passport or
  • A full UK photocard driving licence
  • If you don’t have either, you’ll need:
    • One document from their Proof of Name list
    • One document from their Proof of Address list (You can’t use the same document for both)

2. Proof of AddressExamples include:

  • Utility bill (dated within the last 3 months)
  • Council tax bill
  • Bank or building society statement (not printed from the internet)

Read: How to buy south Africa Cell C data plan and check data balance

How to open Nationwide Building Society joint bank account online

 

Opening a joint bank account online with Nationwide Building Society is a smooth process, and it allows two people to manage shared finances with equal access and responsibility. Here’s how to do it step by step:

  1. You can open any of these Nationwide current accounts jointly:
    • FlexAccount – everyday banking with no monthly fee
    • FlexDirect – interest and cashback for 12 months
    • FlexPlus – includes travel insurance and breakdown cover (Ā£18/month)
    • FlexBasic – for those who don’t qualify for other accounts
  2. Start Your Application
    • Visit the Nationwide joint account page
    • Select your preferred account and click ā€œApply nowā€
    • During the application, choose ā€œJoint accountā€ when prompted
  3. Enter Details for Both Applicants
    • Provide personal info, ID details, and contact information for both people
    • Nationwide may verify your identity electronically or request documents
  4. Review & Submit
    • Confirm that both applicants agree to the terms
    • Submit the application and wait for confirmation

How do you remove someone from a joint account?

Removing someone from a Nationwide Building Society joint account requires a formal process to ensure both parties are protected and the account remains secure. Here’s how it works:

Complete and return the removal of an account holder form. You can download a copy online or collect one from any Nationwide branch.

Each account holder must complete and sign the form, and you can return it either in person or by post. Here is Steps by steps

1.Ā You’ll need to fill out Nationwide’s official Removal of Account Holder form

  • Use BLOCK CAPITALS and black ink when completing the form

2. Submit the Form

  • The remaining account holder must return the completed form either:
    • In person at any Nationwide branch
    • By post to: Nationwide House, Pipers Way, Swindon SN38 1NW

3. Identity & Address Verification

  • If any account holder has changed their address, a separate Change of Address form must also be submitted

4. Responsibility Transfer

  • The remaining account holder must agree to take full responsibility for the account, including any overdraft

5. Update Nominated Accounts (Savings Only)

  • If it’s a savings account with a nominated withdrawal account, this won’t be automatically updated—you’ll need to ensure the nominated account is solely or jointly owned by the remaining holde
Return by post

Send your completed form to:

Nationwide House
Pipers Way
Swindon
SN38 1NW

OR

Return in branch

You can return the form to any Nationwide branch.

 

How do you close a joint bank OR current account?

Closing a joint or current account with Nationwide Building Society is a secure and straightforward process, but there are a few important steps to follow to ensure everything is properly handled.

Before You Begin

Make sure:

  • The account is not overdrawn
  • There are no pending charges or linked savings accounts (like eSavings)
  • Your address is up to date (so any remaining funds can be sent by cheque)

Ā Ways to Close the Account

1. Via Internet Banking
  • Log in to the Nationwide Internet Bank
  • Select the account you want to close
  • Go to Other Account Services
  • Choose Close Account and follow the instructions

2. In Branch

  • Visit your nearest Nationwide branch
  • Bring:
    • Your account card
    • Valid ID (passport or driving licence)
    • Your chequebook, if you have one

3. By Post

  • Send a signed letter to any Nationwide branch including:
    • Your full name
    • Address
    • Sort code and account number
    • Your signature

Ā For Joint Accounts

  • Either account holder can initiate the closure
  • If there’s a dispute or breakdown in the relationship, Nationwide may freeze the account until both parties agree on next steps
  • Any remaining funds will typically be sent by cheque to the registered address

Ā After Closure

  • Any Open Banking authorizations will be rejected
  • You’ll stop receiving statements once the account is officially closed
  • If switching to another bank, you can use the Current Account Switch Service
Meet Ogbeide Frank, also known as Perere, a blogger passionate about writing on finance and tech. He studied Business Administration from Ambrose Alli University in Ekpoma and Mobile Communication at Orange College in Malaysia. Frank has experience working as a banker and consultant for various agencies in Nigeria.
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