Last Updated on December 16, 2025 by admin
The Royal Bank of Canada (RBC) stands as one of the leading financial institutions in the country, offering a comprehensive suite of online banking services designed to meet the diverse needs of its customers.
The Royal Bank of Canada operates as a diversified financial services company. Commonly referred to as RBC, it offers personal and commercial banking, wealth management, insurance, investor services, capital markets products globally.
Online banking is known by various names including e-banking, virtual banking and internet banking. An online banking system generally consists of two main phases: the registration phase and the login phase. Although the registration process is generally the same across all banks, there are two levels of security at the login stage.
RBC Internet banking permits customers to carry out monetary dealings on a protected website run by the bank. Only the customer belonging to the particular Bank can be allowed to operate his account through online banking. User ID and Password will be provided by the Bank to their customer to operate the online banking .
Read: WorldRemit:How to register online account, Send and receive Money Transfers
Features of Royal Bank of Canada (RBC) online banking
-
View account balances, transaction history, and account statements for all your RBC accounts
-
Pay bills online using your RBC accounts, set up recurring payments, and schedule future payments.
-
Easily transfer money between your RBC accounts, make transfers to other RBC accounts, or set up external transfers to accounts at other financial institutions.
-
Deposit checks directly into your RBC account using the mobile app by taking a picture of the front and back of the check.
-
eStatements: Access your account statements online securely and conveniently instead of receiving paper statements in the mail.
-
Set up account alerts to receive notifications about account activity, low balances, upcoming payments, and more.
-
Communicate securely with RBC customer service representatives through the online banking platform.
-
Track your spending, set financial goals, and create a budget using RBC’s online tools and resources.
-
Receive personalized offers and promotions based on your banking activity and preferences.
How to register for Royal Bank of Canada (RBC) online banking
To register for RBC Online Banking, you’ll need either your RBC Client Card or credit card, or your account and transit numbers if you’re an RBC loan or investment client.
Here’s a step-by-step guide to help you get started:
1. Visit the RBC Online Banking enrollment page
2.Select whether you’re enrolling with a Client Card, credit card, or account details.
3. Provide the required card or account information, including your postal code.
4.Set up a username and password for future access.
5. RBC may send a verification code via email or SMS to confirm your identity.
6. Review and agree to RBC’s online banking terms.
7. Once verified, you’ll be redirected to your new online banking dashboard. or log in to your RBC online banking account using the username and password you created.
Royal Bank of Canada (RBC) mobile app
The RBC Mobile App offers secure, personalized banking with features like account management, money transfers, credit score tracking, and investment contributions—all from your smartphone.
Here’s a breakdown of what makes the RBC Mobile App a powerful tool for managing your finances:
Everyday Banking Made Easy
- View account balances and transaction history in real time.
- Transfer funds between RBC accounts or to other banks.
- Pay bills instantly or schedule future payments.
- Deposit cheques using your phone’s camera.
- Locate ATMs and branches nearby.
Smart Financial Tools
- Personalized tips and trends based on your spending habits.
- Automatically sets aside small amounts to help you save effortlessly.
- Check your credit score and report, plus get tips to improve it
Card and Account Management
- Card Lock: Instantly lock your debit or credit card if it’s lost or stolen.
- Replace cards or request new ones directly from the app.
- View Avion Points, monthly fee savings, and rebates with the Vantage Snapshot feature
Investment Access
- Contribute to TFSA, RRSP, RESP, and other eligible accounts.
- Track investment performance and manage holdings from your phone
How to register for Royal Bank of Canada (RBC) mobile app
To register for the RBC Mobile app, you need to enroll in RBC Online Banking first, then download and sign in to the app using your credentials.
Here’s a step-by-step guide to get you started:
Download the RBC Mobile App
- Go to the App Store (iOS) or Google Play Store (Android).
- Search for “RBC Mobile” and download the app.
- Alternatively, you can text “RBC” to 722722 to receive a download link directly
Sign In to the App
- Open the app and enter your RBC Online Banking username and password.
- You may be prompted to set up two-step verification for added security\
Read: capital one wire transfer: type of wire transfer & limits rountig number and charges
How to deposit check on Royal Bank of Canada (RBC)
To deposit a cheque with RBC, you can use their convenient Mobile Cheque Deposit feature through the RBC Mobile app. Here’s how it works:
Steps to Deposit a Cheque via RBC Mobile App
- Log In to the RBC Mobile App
- Open the app and sign in using your RBC Online Banking credentials.
- Go to “Move Money”
- Tap the Move Money option from the bottom menu.
- Select “Deposit a Cheque”
- Choose the account you want to deposit the cheque into.
- Take Photos of the Cheque
- Capture clear images of both the front and back of the cheque.
- Ensure the cheque is placed on a dark, flat surface with good lighting.
- Enter the Cheque Amount
- Type in the exact amount written on the cheque.
- Confirm and Submit
- Review the details and tap Deposit.
- You’ll receive a confirmation once the deposit is successful.
- Hold Onto the Cheque
- Keep the physical cheque for at least 5 business days in case RBC needs to verify it.
Also read: Western Union:How to register online account, Send and receive Money Transfers
How to transfer money from Royal Bank of Canada (RBC)
You can transfer money from RBC using Interac e-Transfer, internal account transfers, or international money transfers—all accessible via RBC Online Banking or the RBC Mobile app.
Here’s a breakdown of the main options and how to use them:
1. Interac e-Transfer (Canada Only)Perfect for sending money to friends, family, or businesses within Canada.
Steps:
- Log in to the RBC Mobile app or Online Banking.
- Tap Move Money > Send an Interac e-Transfer.
- Choose the recipient (or add a new one with their email or mobile number).
- Enter the amount and a security question (if needed).
- Confirm and send.
Limits: Up to $25,000 per transaction depending on your account type
2. Transfer Between RBC Accounts
Use this for moving money between your own RBC chequing, savings, credit card, or investment accounts.
Steps:
- Go to Move Money > Transfer Between My Accounts.
- Select the source and destination accounts.
- Enter the amount and date.
- Confirm the transfer.
Tip: You can also set up recurring transfers.
3. RBC International Money Transfer
Send money globally with $0 transfer fees to over 200 countries.
Steps:
- Log in to RBC Online Banking or the Mobile app.
- Tap Move Money > Send International Money Transfer.
- Choose the destination country and currency.
- Enter recipient details and amount.
- Review exchange rates and confirm.
Limits: Up to $50,000 per day
- Different types of SBA loans - January 22, 2026
- 50 Biggest Banks in the World - January 21, 2026
- How and ways to Consolidate Credit Card Debt - January 20, 2026
