Last Updated on September 10, 2025 by admin
Metro Bank Online Banking offers customers a modern and convenient way to manage their finances from the comfort of their own homes or on the go.
As one of the UK’s leading challenger banks, Metro Bank combines innovative technology with exceptional customer service, making it easier than ever for users to access their accounts, perform transactions, and take control of their finance
Whether it’s checking account balances, transferring funds, or paying bills, Metro Bank’s online platform ensures a smooth experience with just a few clicks
Metro Bank came to limbline in UK banking world back in 2010, bringing a refreshing twist to customer service and convenience. It was established to offer a real alternative to the traditional banks, and it didn’t take long for people to notice its dedication by putting customers at the forefront.
With a strong emphasis on accessibility and community involvement, Metro Bank opened its doors with the belief that banking could actually be a pleasant experience.
The Bank strives to maintain a cutting-edge online banking experience, reflecting its commitment to customer satisfaction and convenience. Users can enjoy a banking experience that is not only comprehensive but also tailored to their everyday needs.
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Metro Bank’s online services are designed to make banking fast, flexible, and user-friendly—whether you’re managing personal finances or running a business. Here’s a breakdown of the standout features and benefits:
Account Management
- View balances and transactions in real time
- Download statements and payment history (dating back to 2015)
- Open new accounts like savings or loans directly online
Payments & Transfers
- Send money to existing or new payees
- Set up and manage regular payments with custom start/end dates
- Transfer funds between accounts instantly
Paperless Banking
- Switch to paperless statements to reduce clutter and environmental impact
- Access all documents digitally via the “Documents” tab
Security & Personalization
- Create a memorable username instead of using a 12-digit customer number
- Update personal details like email and address directly online
- Card management tools to freeze, replace, or report lost cards
Mobile App Integration
- Use biometric login (fingerprint or facial recognition)
- Receive SMS and email alerts for account activity
- Access all accounts from one dashboard
Benefits You’ll Enjoy
- Manage your money anytime, anywhere
- Make payments, open accounts, and update details in minutes
- Biometric login, passcodes, and real-time alerts keep your account safe
- No need to visit a branch for most services
- Easily track your transaction history and download statements
Read: How to register cash App account: send and receive money
How to register for Metro Bank Online banking
Registering for Metro Bank Online Banking is quick and secure, whether you’re a new customer or already have an account. Here’s a step-by-step guide to help you get started:
Before you begin, make sure you have:
- Your 12-digit customer number (provided when you opened your account)
- Your registered mobile number (to receive a One-Time Passcode)
- Your Magic Word (chosen in-store or sent by post—8 to 12 characters)
- Access to a secure internet connection on a laptop, tablet, or mobile device
Steps to register for online banking
- Visit metrobankonline.co.uk Click the red “Log in” button at the top right corner From the dropdown, select “Register for online banking”
- Type in your 12-digit customer number
- Enter the last four digits of your mobile number
- Input your Magic Word
- Metro Bank will send an OTP to your registered mobile
- Enter the code to continue
- Choose a secure password (minimum 7 characters, mix of upper/lowercase and numbers)
- Set an 8-digit security number (numbers only)
- Confirm both entries
- You’ll be prompted to set up memorable questions for added security
- Once complete, you’re officially registered for online and telephone banking
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Metro bank uk mobile app
The Metro Bank mobile app is designed to give you fast, secure, and flexible access to your personal and business accounts—right from your phone. Whether you’re checking balances or managing payments, it’s packed with features to make banking effortless.
Key features
- Make payments to 35 countries outside the UK in pounds sterling, euros and US Dollars
- A brand-new spending summary tool – helping you track what you’re spending
- Set up a new payee using the Confirmation of Payee name checking service
- Create and edit standing orders
- Open Instant Access Savings accounts
- Authenticate online transactions.
How to register for metro bank uk mobile app
Registering for the Metro Bank UK mobile app is quick and secure, giving you full access to your accounts from your phone. Here’s a step-by-step guide to help you get started:
What You’ll Need
Before you begin, make sure you have:
- Your 12-digit customer number (provided when you opened your account)
- Your Magic Word (created in-store or sent by post)
- Your registered mobile number (to receive a One-Time Passcode)
- Access to the Metro Bank mobile app (downloaded from the App Store or Google Play)
Step-by-Step Registration Process
- Get the Metro Bank UK app from the App Store or Google Play
- Open the app and tap the blue “Get Started” button
- Input your 12-digit customer number
- Type in your Magic Word
- Enter the One-Time Passcode (OTP) sent to your registered mobile number
- Set a secure password (minimum 7 characters, mix of upper/lowercase and numbers)
- Choose an 8-digit security number
- Create a 6-digit passcode for future logins
- Enable fingerprint or facial recognition for faster, secure access (optional but recommended)
Read; Wells Fargo Routing Number: How to find routing number and how to find it.
How to open account with metrobank uk
Opening a Metro Bank UK account is refreshingly simple and can be done online or in-branch. Here’s a complete guide to help you get started:
To apply, you must:
- Be 18 or over
- Be a UK resident (non-UK, EU, EEA, or Swiss nationals need a valid visa or residence permit)
- Have proof of identity and proof of address
Apply Online
- Visit the Metro Bank Current Account page
- Click “Apply now” and fill in your personal details, contact info, and account preferences
- Upload your documents when prompted
- Once verified, you’ll receive your account number, sort code, and online banking login by email
- Your debit card will arrive by post within 5 working days
Apply In-Branch
- Visit your nearest Metro Bank store
- Bring your ID and proof of address
- You’ll receive your contactless debit card instantly
- Staff can help you set up online and mobile banking on the spot
Account Types Available
- Current Account – No monthly fees, free cash withdrawals abroad, contactless debit card
- Cash Account – Basic banking with no overdraft or chequebook
- Savings Account – Linked to your current account, variable interest, no monthly fee
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