Last Updated on January 30, 2026 by admin
How to check First City Monument Bank account balance: FCMB, short for First City Monument Bank, is a prominent financial institution in Nigeria with a strong presence in the banking sector. Established in 1982, FCMB has built a reputation for providing a wide range of financial products and services to its customers, including savings and current accounts, loans, and investment options.
With a commitment to innovation and customer satisfaction, the bank has continues to adapt to the evolving needs of its clients, offering convenient ways to access and manage their accounts, including checking their account balances through various channels.
In this article, we will explain the different methods available for FCMB customers to check their account balance efficiently.
Pay Attention:How to register and activate First City Monument Bank (FCMB) ussd
How to Check FCMB Bank Account Balance
You can check your FCMB account balance instantly using the USSD code 329#, the FCMB Mobile App, Internet Banking, or at any FCMB ATM. The fastest method in Lagos is dialing 329#, which works without internet and shows your balance immediately.
1. USSD Code (329#)
- Steps:
- Dial *329*00# from your registered phone number.
- Select Check Balance.
- Enter your PIN.
- Your account balance will be displayed on your screen.
- Advantages:
- Works without internet.
- Available 24/7.
- Quick and convenient.
2. FCMB Mobile App
- Steps:
- Download the FCMB Mobile App from Google Play Store or Apple App Store.
- Log in with your username and password (or biometric login).
- On the dashboard, your balance is displayed at the top.
- Tap Accounts for detailed transaction history.
- Advantages:
- Easy to use with a modern interface.
- Shows balance and recent transactions.
- Supports multiple accounts.
3. Internet Banking
- Steps:
- Visit FCMB Online Banking.
- Log in with your credentials.
- Navigate to Accounts → Balance Inquiry.
- Your balance and transaction history will be displayed.
- Advantages:
- Works on desktop/laptop.
- Useful for detailed account management.
4. ATM Balance Inquiry
- Steps:
- Insert your FCMB ATM card at any FCMB or partner ATM.
- Select Balance Inquiry.
- Choose account type (Savings/Current).
- Your balance will be displayed.
- Advantages:
- Works offline.
- Useful if you’re near an ATM.
Read: How to check fidelity bank account balance
How to Check FCMB Bank Account Balance by visiting Bank Branch:
- Find the nearest FCMB branch to you. You can use the branch locator tool on the FCMB website or mobile app.
- Go to the branch during working hours and approach the customer service desk or teller counter.
- Inform the bank staff that you want to check your account balance.
- The bank staff will verify your identity and provide you with your current account balance.
- They may either tell you verbally or print a mini statement for you.
Read: How to check EcoBank account balance
Frequently Asked Questions
Q: Do I need internet access to check my balance?
A: You need internet access for the mobile app and FCMBOnline. However, you can use the USSD code, ATM, telephone self-service, WhatsApp banking, or visit a branch without internet.
Q: Is there a fee for checking my balance?
A: Checking your balance through the mobile app, FCMBOnline, mobile app and ATM usually free. There might be a small fee for using an USSD or telephone self-service.
Q: How often can I check my balance?
A: You can check your FCMB account balance as often as you like. There’s no limit.
Q: Can I check the balance of someone else’s FCMB account?
A: No, you can only check the balance of accounts you are authorized to access.
Q: What if I forget my fcmb PIN for USSD banking?
A: Dial *329*0# to reset or create a new transaction PIN.
Q: What should I do if I have trouble checking my balance?
A: If you encounter any issues, contact FCMB customer service for assistance. They will be able to help you troubleshoot any problems you’re having.
How to get FCMB statement of account
You can get your FCMB statement of account through several convenient channels, depending on whether you want it digitally or in paper form. Here’s a complete guide:
1. FCMB Mobile App
- Steps:
- Log in to the FCMB Mobile App (download from Play Store or App Store).
- Go to Accounts → Statements.
- Select the account and date range.
- Choose to view, download, or email the statement.
- Best for: Quick access on your phone, with options to save or share.
2. Internet Banking
- Steps:
- Visit FCMB Internet Banking.
- Log in with your credentials.
- Navigate to Accounts → Account Statement.
- Select the period you want.
- Download as PDF or Excel.
- Best for: Detailed statements and printing from a computer.
3. USSD (329#)
- Steps:
- Dial *329# from your registered phone number.
- Select Account Statement.
- Choose to receive a mini statement (recent transactions) via SMS.
- Best for: Quick check of recent transactions without internet.
4. Branch Request
- Steps:
- Visit any FCMB branch.
- Fill out a request form for your account statement.
- Collect a printed copy or request it to be emailed.
- Best for: Official stamped statements (often required for visa, loan, or legal purposes).
5. Email Request
- Steps:
- Send an email to customerservice@fcmb.com with your account details and request.
- FCMB will send your statement to your registered email.
- Best for: Remote official requests when you can’t visit a branch.
Conclusion
In conclusion, checking your FCMB account balance is a simple and straightforward process that can be done through the mobile banking app, online banking portal, or by visiting a branch.
By staying on top of your account balance, you can better manage your finances and avoid any potential issues such as overdrawing your account. Make it a habit to regularly check your balance and take control of your financial health.
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