Last Updated on September 5, 2025 by admin
Routing numbers are a vital component in the banking world, serving as essential identifiers for financial institutions within the United States.
These nine-digit codes play a crucial role in facilitating the seamless processing of a wide array of transactions, including direct deposits, electronic payments, and paper checks.
Each number serves as a unique fingerprint for a bank or credit union, ensuring that money flows accurately and efficiently between accounts.
Mistakes in inputting these numbers can lead to failed transactions or delays, causing frustration and potential financial penalties.
For instance, when setting up automatic bill payments or employer direct deposits, the correct routing number is required to accurately transfer funds into the designated account. Similarly, when sending or receiving wire transfers, using the right routing number ensures the transaction is processed without delay or error.
As digital banking continues to evolve, routing numbers remain a steadfast anchor in the banking infrastructure, underlining their enduring importance in maintaining the integrity and efficiency of the financial system.
Read: Chase Routing Number and how to Use it
How To Find Your Wells Fargo Routing Number
Finding your Wells Fargo routing number is an essential step when you’re managing your finances, whether you’re setting up direct deposit, automatic bill payments, or transferring money.
Your routing number is a nine-digit code that identifies your bank and location, allowing you to complete transactions smoothly. One of the easiest ways to find your Wells Fargo routing number is by looking at a physical check, if you have one.
You’ve got a few easy ways to find your Wells Fargo routing number, depending on how you access your account. Here’s the breakdown
Online Banking
- Log in to Wells Fargo Online®
- Select the account you want
- Click on Routing Numbers below the account name and number
Mobile App
- Open the Wells Fargo app
- Tap on your account
- Scroll to find the routing number listed with your account details
Paper Checks
- Look at the bottom of your check:
- The first 9-digit number on the left is your routing number
- Followed by your account number and check number
Statements
- Your account number is at the top of your paper or online statement
- Routing numbers may not always appear here, so online or checks are more reliable
By State
Wells Fargo uses different routing numbers depending on your state. For example:
| State | Routing Number |
|---|---|
| California | 121042882 |
| Texas | 111900659 |
| Florida | 063107513 |
| New York | 026012881 |
Wells Fargo Routing Numbers By State
Here’s a handy state-by-state list of Wells Fargo routing numbers .These numbers are used for direct deposits, electronic payments, and check processing. If you’re sending a wire transfer, use 121000248 regardless of your state.
Wells Fargo Routing Numbers by State
| State | Routing Number |
|---|---|
| Alabama | 062000080 |
| Alaska | 125200057 |
| Arizona | 122105278 |
| Arkansas | 111900659 |
| California | 121042882 |
| Colorado | 102000076 |
| Connecticut | 021101108 |
| Delaware | 031100869 |
| Florida | 063107513 |
| Georgia | 061000227 |
| Hawaii | 121042882 |
| Idaho | 124103799 |
| Illinois | 071101307 |
| Indiana | 074900275 |
| Iowa | 073000228 |
| Kansas | 101089292 |
| Kentucky | 121042882 |
| Louisiana | 121042882 |
| Maine | 121042882 |
| Maryland | 055003201 |
| Massachusetts | 121042882 |
| Michigan | 091101455 |
| Minnesota | 091000019 |
| Mississippi | 062203751 |
| Missouri | 113105449 |
| Montana | 092905278 |
| Nebraska | 104000058 |
| Nevada | 321270742 |
| New Hampshire | 121042882 |
| New Jersey | 021200025 |
| New Mexico | 107002192 |
| New York | 026012881 |
| North Carolina | 053000219 |
| North Dakota | 091300010 |
| Ohio | 041215537 |
| Oklahoma | 121042882 |
| Oregon | 123006800 |
| Pennsylvania | 031000503 |
| Rhode Island | 121042882 |
| South Carolina | 053207766 |
| South Dakota | 091400046 |
| Tennessee | 064003768 |
| Texas | 111900659 |
| Texas (El Paso) | 112000066 |
| Utah | 124002971 |
| Vermont | 121042882 |
| Virginia | 051400549 |
| Washington | 125008547 |
| Washington, D.C. | 054001220 |
| West Virginia | 121042882 |
| Wisconsin | 075911988 |
| Wyoming | 102301092 |
Read: Type of Wells Fargo Credit card and how to apply
Differences Between Routing Numbers And Account Numbers
Understanding the difference between routing numbers and account numbers is key to navigating your finances smoothly. Let’s break it down
What Is a Routing Number?
- Purpose: Identifies the bank or financial institution where your account is held.
- Length: Always 9 digits.
- Assigned by: The American Bankers Association (ABA).
- Used for: Direct deposits, wire transfers, ACH payments, and electronic bill pay.
- Public info: Can be found on your bank’s website or checks.
Think of it as your bank’s “address” in the financial system.
What Is an Account Number?
- Purpose: Identifies your specific account within the bank.
- Length: Typically 8–12 digits, but can be longer depending on the bank.
- Assigned by: Your bank when you open an account.
- Used for: Deposits, withdrawals, and all account-specific transactions.
- Private info: Should be kept confidential to prevent fraud.
It’s like your “fingerprint” in the banking world—unique to you.
Side-by-Side Comparison
| Feature | Routing Number | Account Number |
|---|---|---|
| Identifies | Bank or institution | Individual account |
| Length | 9 digits | 8–12+ digits |
| Public or Private | Public | Private |
| Used For | Transfers between banks | Transactions within account |
| Found On | Checks, bank website | Checks, statements |
Why It Matters
When you set up a direct deposit or pay bills online, both numbers are needed:
- The routing number tells the system where to send the money.
- The account number tells it whose account to credit or debit.
Read: How to register for Wells Fargo Online banking and Mobile App
When You Need Your Wells Fargo Routing Number
Your Wells Fargo routing number is a crucial piece of information that you may require in a variety of banking situations. Whenever you wish to set up direct deposits, such as having your paycheck automatically deposited into your account, your employer will need your routing number.
This number directs the funds to the correct financial institution and specific account. Similarly, if you are looking to initiate an electronic transfer of funds, whether domestically or internationally, having the correct routing number ensures that the money reaches its intended destination without any hitches.
You’ll need your Wells Fargo routing number anytime you’re moving money electronically or setting up financial services. Here’s a breakdown of the most common situations:
Direct Deposits
- Setting up your paycheck, government benefits, or tax refunds to go straight into your account.
Automatic Payments
- Paying bills like utilities, mortgage, or subscriptions via ACH (Automated Clearing House) transfers.
Wire Transfers
- Sending or receiving money domestically or internationally.
- Use 121000248 for domestic wire transfers.
- Use WFBUS6S for international wire transfers (SWIFT code).
Linking Accounts
- Connecting your Wells Fargo account to apps like Venmo, PayPal, or investment platforms.
Employer or Government Forms
- Filling out forms that require both your routing number and account number to set up payments.
Ordering Checks
- Ensuring your checks are printed with the correct routing number for your region.
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Wells fargo routing number
The Wells Fargo routing number you need depends on the type of transaction and the state where you opened your account. Here’s a quick guide to help you out
Most Common Routing Numbers
| Transaction Type | Routing Number |
|---|---|
| Domestic Wire Transfers | 121000248 |
| International Transfers | SWIFT Code: WFBUS6S |
| California (ACH/Checks) | 121042882 |
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