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Wells Fargo Routing Number: How to find routing number and how to find it.

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Wells Fargo Routing Number and how to find it

Last Updated on September 5, 2025 by admin

Routing numbers are a vital component in the banking world, serving as essential identifiers for financial institutions within the United States.

These nine-digit codes play a crucial role in facilitating the seamless processing of a wide array of transactions, including direct deposits, electronic payments, and paper checks.

Each number serves as a unique fingerprint for a bank or credit union, ensuring that money flows accurately and efficiently between accounts.

Mistakes in inputting these numbers can lead to failed transactions or delays, causing frustration and potential financial penalties.

For instance, when setting up automatic bill payments or employer direct deposits, the correct routing number is required to accurately transfer funds into the designated account. Similarly, when sending or receiving wire transfers, using the right routing number ensures the transaction is processed without delay or error.

As digital banking continues to evolve, routing numbers remain a steadfast anchor in the banking infrastructure, underlining their enduring importance in maintaining the integrity and efficiency of the financial system.

Read: Chase Routing Number and how to Use it

How To Find Your Wells Fargo Routing Number

 

Finding your Wells Fargo routing number is an essential step when you’re managing your finances, whether you’re setting up direct deposit, automatic bill payments, or transferring money.

Your routing number is a nine-digit code that identifies your bank and location, allowing you to complete transactions smoothly. One of the easiest ways to find your Wells Fargo routing number is by looking at a physical check, if you have one.

You’ve got a few easy ways to find your Wells Fargo routing number, depending on how you access your account. Here’s the breakdown

Online Banking

  • Log in to Wells Fargo Online®
  • Select the account you want
  • Click on Routing Numbers below the account name and number

 Mobile App

  • Open the Wells Fargo app
  • Tap on your account
  • Scroll to find the routing number listed with your account details

 Paper Checks

  • Look at the bottom of your check:
    • The first 9-digit number on the left is your routing number
    • Followed by your account number and check number

Statements

  • Your account number is at the top of your paper or online statement
  • Routing numbers may not always appear here, so online or checks are more reliable

By State

Wells Fargo uses different routing numbers depending on your state. For example:

State Routing Number
California 121042882
Texas 111900659
Florida 063107513
New York 026012881

Wells Fargo Routing Numbers By State

Here’s a handy state-by-state list of Wells Fargo routing numbers .These numbers are used for direct deposits, electronic payments, and check processing. If you’re sending a wire transfer, use 121000248 regardless of your state.

Wells Fargo Routing Numbers by State

State Routing Number
Alabama 062000080
Alaska 125200057
Arizona 122105278
Arkansas 111900659
California 121042882
Colorado 102000076
Connecticut 021101108
Delaware 031100869
Florida 063107513
Georgia 061000227
Hawaii 121042882
Idaho 124103799
Illinois 071101307
Indiana 074900275
Iowa 073000228
Kansas 101089292
Kentucky 121042882
Louisiana 121042882
Maine 121042882
Maryland 055003201
Massachusetts 121042882
Michigan 091101455
Minnesota 091000019
Mississippi 062203751
Missouri 113105449
Montana 092905278
Nebraska 104000058
Nevada 321270742
New Hampshire 121042882
New Jersey 021200025
New Mexico 107002192
New York 026012881
North Carolina 053000219
North Dakota 091300010
Ohio 041215537
Oklahoma 121042882
Oregon 123006800
Pennsylvania 031000503
Rhode Island 121042882
South Carolina 053207766
South Dakota 091400046
Tennessee 064003768
Texas 111900659
Texas (El Paso) 112000066
Utah 124002971
Vermont 121042882
Virginia 051400549
Washington 125008547
Washington, D.C. 054001220
West Virginia 121042882
Wisconsin 075911988
Wyoming 102301092

Read: Type of Wells Fargo Credit card and how to apply 

Differences Between Routing Numbers And Account Numbers

 

Understanding the difference between routing numbers and account numbers is key to navigating your finances smoothly. Let’s break it down

 What Is a Routing Number?

  • Purpose: Identifies the bank or financial institution where your account is held.
  • Length: Always 9 digits.
  • Assigned by: The American Bankers Association (ABA).
  • Used for: Direct deposits, wire transfers, ACH payments, and electronic bill pay.
  • Public info: Can be found on your bank’s website or checks.

Think of it as your bank’s “address” in the financial system.

 What Is an Account Number? 

  • Purpose: Identifies your specific account within the bank.
  • Length: Typically 8–12 digits, but can be longer depending on the bank.
  • Assigned by: Your bank when you open an account.
  • Used for: Deposits, withdrawals, and all account-specific transactions.
  • Private info: Should be kept confidential to prevent fraud.

It’s like your “fingerprint” in the banking world—unique to you.

Side-by-Side Comparison

Feature Routing Number Account Number
Identifies Bank or institution Individual account
Length 9 digits 8–12+ digits
Public or Private Public Private
Used For Transfers between banks Transactions within account
Found On Checks, bank website Checks, statements

Why It Matters

When you set up a direct deposit or pay bills online, both numbers are needed:

  • The routing number tells the system where to send the money.
  • The account number tells it whose account to credit or debit.

Read: How to register for Wells Fargo Online banking and Mobile App

When You Need Your Wells Fargo Routing Number

 

Your Wells Fargo routing number is a crucial piece of information that you may require in a variety of banking situations. Whenever you wish to set up direct deposits, such as having your paycheck automatically deposited into your account, your employer will need your routing number.

This number directs the funds to the correct financial institution and specific account. Similarly, if you are looking to initiate an electronic transfer of funds, whether domestically or internationally, having the correct routing number ensures that the money reaches its intended destination without any hitches.

You’ll need your Wells Fargo routing number anytime you’re moving money electronically or setting up financial services. Here’s a breakdown of the most common situations:

Direct Deposits

  • Setting up your paycheck, government benefits, or tax refunds to go straight into your account.

Automatic Payments

  • Paying bills like utilities, mortgage, or subscriptions via ACH (Automated Clearing House) transfers.

Wire Transfers

  • Sending or receiving money domestically or internationally.
    • Use 121000248 for domestic wire transfers.
    • Use WFBUS6S for international wire transfers (SWIFT code).

Linking Accounts

  • Connecting your Wells Fargo account to apps like Venmo, PayPal, or investment platforms.

Employer or Government Forms

  • Filling out forms that require both your routing number and account number to set up payments.

Ordering Checks

  • Ensuring your checks are printed with the correct routing number for your region.

Read: How to Cancel Capital one Credit Card Account

Wells fargo routing number

The Wells Fargo routing number you need depends on the type of transaction and the state where you opened your account. Here’s a quick guide to help you out

 Most Common Routing Numbers 

Transaction Type Routing Number
Domestic Wire Transfers 121000248
International Transfers SWIFT Code: WFBUS6S
California (ACH/Checks) 121042882

 

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