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How to register and activate Access bank Ussd Code

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How to register and activate Access bank Ussd Code

Last Updated on October 13, 2025 by admin

The Access Bank USSD code is a convenient and innovative way for customers to perform banking transactions directly from their mobile phones without the need for internet connectivity.

This service is designed to cater to the needs of both urban and rural customers, allowing seamless access to banking services from anywhere at any time.

With the USSD code, users can complete a wide range of banking tasks such as checking account balances, transferring funds, buying airtime, and paying bills, all with just a few simple inputs.

This service is especially beneficial for individuals who may not have access to smartphones or stable internet connections, thereby promoting financial inclusion and bridging the gap in access to banking services.

This efficient service is supported on all major mobile network operators, ensuring widespread availability. Additionally, the system is secure and user-friendly, with various authentication steps that protect users’ financial information

In this article, we will cover all you need to know about Access Bank’s USSD code, including how to register, the benefits, the different transactions you can carry out

Read: How to Block Access Bank Account/ATM Card

What is Access bank USSD Code?

Access Bank’s USSD code is *901#. It is a convenient banking solution that allows you to perform various transactions directly from your mobile phone without needing an internet connection or visiting a physical branch.

With *901#, you can:

  • Check account balance: Dial *901*00#
  • Transfer funds: Dial *901*1*Amount*AccountNumber#
  • Buy airtime:
    • For yourself: *901*Amount#
    • For others: *901*Amount*PhoneNumber#
  • Pay bills: Use *901# and follow the prompts for bill payments
  • Open an account: Dial *901*0#
  • Access loans: Dial *901*11#

To get started, simply dial *901# on your phone and follow the prompts. You will need to create a 4-digit PIN to secure your transactions.

How to Register for Access Bank USSD Code

Registering for Access Bank’s USSD code (*901#) is a quick and easy process. You can do it right from your mobile phone. Here’s how:

  1. Dial *901#
  2. Select any service, for instance, transfer.
  3. Enter Account number.
  4. Enter Date of Birth in the format shown (DDMMYYYY)
  5. Create PIN, then submit OR.
  6. Dial *901*0#
  7. Enter Date of Birth in the format shown (DDMMYYYY)
  8. Create PIN, then submit.

How to transfer money from access bank

Transferring money from your Access Bank account using the USSD code *901# is quick and convenient. Here’s how you can do it:  

To transfer to another Access Bank account:

  1. Dial *901*AMOUNT*NUBAN Account Number# from your registered mobile number.

    • Replace “Amount” with the amount you want to transfer.
    • Replace “Account Number” with the 10-digit Access Bank account number of the recipient.
    • For example, to transfer ₦5,000 to account number 1234567890, dial *901*1*5000*1234567890#
  2. Confirm the recipient’s details. You’ll see the account name associated with the entered account number. Double-check that this is correct.

  3. Enter your 4-digit USSD PIN. This is the PIN you created when you registered for the *901# service.

  4. You’ll receive a confirmation message. This SMS will confirm the successful transfer, including the transaction ID and other details.

 

To transfer to an account in another bank:

  1. Dial *901*AMOUNT*NUBAN Account Number# from your registered mobile number.

    • Replace “Amount” with the amount you want to transfer.
    • Replace “Account Number” with the recipient’s account number in the other bank.
  2. Select the recipient’s bank. Choose the bank from the list displayed on your screen.

  3. Confirm the recipient’s details. You’ll see the account name (if available) associated with the entered account number. Double-check that this is correct.

  4. Enter your 4-digit USSD PIN.

  5. You’ll receive a confirmation message. This will confirm the successful transfer.

 

How to buy airtime from access bank ussd code

There are two ways to buy airtime using Access Bank’s USSD code (*901#):

1. Buying Airtime for Yourself:

  • Dial *901*Amount# from your phone. For example, to buy ₦500 airtime, dial *901*500#.

2. Buying Airtime for Someone Else (Third Party):

  • Dial *901*Amount*Phone Number#. from your phone. For example, to buy ₦1000 airtime for the number 08012345678, dial *901*1000*08012345678#.

How to check account balance from access bank ussd code

To check your Access Bank account balance using the USSD code, follow these steps:

  1. Dial *901* 00#: Using your phone linked to your Access Bank account, dial the code 90100#.
  2. Enter your PIN: You will be prompted to enter your 4-digit USSD PIN. If you haven’t created one yet, follow the instructions to create one.
  3. View Balance: Your account balance will be displayed on your phone screen immediately after authentication

How to pay bills from access bank ussd code

To pay bills using Access Bank’s USSD code (*901#), follow these steps:

  1. *Dial *901#: From your mobile phone linked to your Access Bank account, dial the code *901#.
  2. Select “Pay Bills”: Navigate through the menu and choose the option for “Pay Bills.”
  3. Choose Biller Category: Select the relevant category for the bill you want to pay (e.g., Cable TV, Electricity, Internet, etc.).
  4. Choose Biller: Select the specific biller from the list provided.
  5. Enter Details: Enter the required details, such as your customer ID or account number with the biller, and the amount you want to pay.
  6. Confirm Details: Double-check all the entered information for accuracy.
  7. Enter PIN: Enter your 4-digit USSD PIN to authorize the payment.
  8. Transaction Confirmation: You will receive a confirmation message indicating whether the payment was successful.

List of access bank ussd code

Service USSDCode
General Banking *901#
Check Balance *901*00#
Airtime Self *901*Amount#
Airtime Others *901*Amount*PhoneNumber#
Transfer Access Bank *901*1*Amount*AccountNumber#
Transfer Other Banks *901*2*Amount*AccountNumber#
Open Account *901*0#
Pay Bills *901*3#
Data Purchase *901*8#
BVN Verification *901*5#
Loan Services *901*11#
Cardless Withdrawal *901*12#
Hotlist ATM Card *901*11*1#
Update Bank Verification Number (BVN) *901*5*BVN#

How to block access bank account/card ussd

To block your Access Bank account or ATM card using USSD, follow these steps:

  • Dial *901*911# from any mobile phone.
  • Follow the prompts to:
    • Block your account
    • Block your ATM card
    • Report suspicious activity

This service works even if you’re not using the phone number linked to your account — useful in emergencies or if your phone is lost.

 

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