How to pay bills from Gtbank {electricity,Dstv/Gotv}

Last Updated on 2024-04-15 by Admin

With the Gtbank Bill payment, you can pay your utility bills without going through the hassles of writing cheques and carrying cash around such as Visa fees, make church payments, Quickteller payments, electricity, betting etc.

Since  the convenience of digital banking services availability, paying bills has become more efficient and hassle-free. Guaranty Trust Bank (GTBank) offers a range of convenient options for customers to easily settle their bills, from utilities to subscriptions.

In this article, we will explore the various methods of paying bills through GTBank, including online banking, the mobile app, ussd code and ATMs..

Read: How to apply for Gtbank quickcredit and Salary Advance and Requirements


Benefits of Using GTBank for Bill Payments


Here is the benefits of using GTBank for bill payments:

Convenience and Time-Saving

  • No Physical Visits: Pay bills from anywhere with internet access, avoiding queues and trips to payment centers.
  • 24/7 Availability: GTBank’s online platforms are always available, allowing you to pay bills outside standard business hours.
  • Multiple Payment Options: Choose from internet banking, mobile app, USSD codes, and other convenient channels.
  • Scheduled Payments: Set up recurring payments for regular bills to ensure you never miss a due date.

Security and Reliability

  • Secure Transactions: GTBank uses robust security measures to protect your financial information and transactions.
  • Transaction Records: Get receipts and track your bill payment history for easy reference.
  • Reputation: GTBank is a trusted and well-established financial institution in Nigeria.

Efficiency and Control

  • Quick Updates: Your payments are often reflected with the biller quickly, avoiding potential disconnections or late fees.
  • Bill Payment Variety: Pay a wide range of utility bills (electricity, water, cable TV, etc.), school fees, taxes, and more, all from one platform.
  • Budget Management: Easily track your bill payments within your overall GTBank account, helping with budgeting.


How to pay bills with gtbank


1. GTBank Internet Banking

  • Visit the GTBank website and access Internet Banking
  •  Find the  “Bill Payments” section.
  • Select Biller: Choose the biller you want to pay (e.g., PHCN, DSTV, etc.).
  • Enter Details: Fill in the required details like customer ID/account number, amount, etc.
  • Confirm and Pay: Review the information and finalize your payment with password

2. GTBank Mobile App (GTWorld)

  •  Open the GTWorld app and log in with your credentials.
  •  Locate the “Bill Payments” or similar section within the app.
  •  Select the biller, enter the necessary details, and confirm the payment.with passwold

3. USSD Code

  • Dial: *737*32*AmountBillerCode# (e.g., *737*32*1000*1234# to pay a sample bill of 1000 Naira with a biller code of 1234).
  • Follow Prompts: Follow the on-screen instructions to complete the payment. Note that you’ll need the specific biller code for your intended payment.
  • Enter your PIN to  confirmed the bills payment

Important Notes.

  • Fees: There may be small transaction fees associated with some bill payments.
  • First-time Setup: You may need to register billers the first time you pay them, especially using internet banking or the mobile app

How to Pay for your Electricity Bills


You can now pay your electricity bills anywhere and anytime by simply dialing any of the disco codes below Eg. *737*50*7500*95#. The following are short code to pa for electricity bill using Gtbank mobile phone ussd that is linked to your account.

Service Disco Code

1. Port Harcourt Prepaid *737*50*Amount*95#
2.Port Harcourt Postpaid *737*50*Amount*96#
3.Eko Prepaid *737*50*Amount*151#
4.Eko Postpaid *737*50*Amount*152#
5.Ibadan Prepaid *737*50*Amount*137#
6.Kano Prepaid *737*50*Amount*93#
7.Kano Postpaid *737*50*Amount*94#


How to pay bills with ATM

Here’s a step-by-step guide on how to pay bills using an ATM, along with important considerations:

General Process

  1. Insert Card: Insert your debit card (linked to your  savings account) into the ATM.
  2. Enter PIN: Enter your 4-digit ATM PIN.
  3. Bill Payment Option: Look for Bill Payments
  4. Select Biller: Choose the relevant biller (like your electricity provider, cable company, etc.) from a list or menu.
  5. Account Information: Enter your customer account number or identifier associated with the biller.
  6. Amount: Enter the amount you want to pay.
  7. Confirmation: Verify all the details are correct (biller name, account number, amount) and confirm the payment.
  8. Receipt: Take the printed receipt for your records.

Important Notes:

  • Supported Billers: Not all ATMs may support bill payments from every biller. It’s best to check with your bank beforehand or look for specific bill payment sections on their ATMs.
  • Fees: There may be service fees for paying bills via an ATM.
  • Cash Payments: Some ATMs might allow you to pay bills using cash, but this depends on the bank and the specific ATM.
  • Account Balance: Ensure you have sufficient funds in your account to cover the bill payment.

Please Note:

If you experience problems in the use of this service or would like further information about online bill payment,

Please email your queries or request to or dial our contact centre GTConnect on 0700 GTCONNECT (0700 482666328), 01-4480000, 08029002900, 08039003900 and follow the voice prompt or press 2 and 0 to speak to an Agent.


Q1: What types of bills can I pay using GTBank?

  • A: GTBank allows you to pay a wide range of bills, including:
    • Utilities: Electricity, water, waste management
    • Subscriptions: Cable TV (DSTV, GOTV, etc.), internet services
    • Telecommunications: Airtime and data top-ups
    • Government Payments: Taxes, levies
    • Travel: Flight tickets
    • School Fees
    • And more

Q2: How can I pay my bills with GTBank?

  • A: You have several options:
    • Internet Banking: Log in to GTBank’s internet banking platform.
    • Mobile App (GTWorld): Use the GTWorld app on your smartphone.
    • USSD: Dial *737# and follow the prompts for bill payments.
    • GTBank ATMs: Select the bill payment option at select ATMs (availability may vary).

Q3: Do I need to register billers before paying them?

  • A: For many common billers, they are likely pre-registered in the GTBank system. However, you might need to register a biller for the first time, especially when using internet banking or the mobile app. The platform will guide you through this one-time process.

Q4: Are there any fees associated with GTBank bill payments?

  • A: There might be small transaction fees depending on the billing service and the payment method you choose. GTBank should clearly display any applicable fees before you finalize the payment.

Q5: How quickly will my bill payment be reflected?

  • A: GTBank typically processes bill payments quickly. Payments to major billers may reflect nearly instantly, while others could take a few hours or up to a business day in some cases.

Q6: I’m having trouble paying a bill with GTBank. What should I do?

  • A: If you encounter issues, here’s what you can do:
    • Double-check details: Make sure you entered the biller code and your account information correctly.
    • Customer Care: Contact GTBank’s customer care on GTConnect
      Tel: +234 1 448 0000
      Tel: +234 700 4826 66328
      Tel: +234 802 900 2900
      Tel: +234 803 900 3900
      Tel: +234 813 985 6000
    • Branch visit: Visit a GTBank branch for assistance.

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