Citizens Bank : How to deposit mobile check

Last Updated on December 18, 2023 by admin

Before you can successfully deposit a check at Citizens Bank, it is important to gather all the necessary materials and information. By having everything prepared in advance, you can ensure a smooth and efficient transaction. Here are the key elements to consider:

What is Mobile check deposit

Mobile deposit is a convenient feature of the  Mobile Banking App that makes it simple to quickly and securely deposit checks using your smartphone or tablet. You just take a photo of the front and back of your check and follow the clear instructions that you’ll see on-screen.

 

How to deposit check on Citizens bank

It’s simple to deposit checks with mobile deposit. From the Bank Mobile Banking App, here’s all you need to do:

  • Tap mobile deposit.
  • Pick the account you’re depositing to and enter the check amount.
  • Photograph both sides of your endorsed check with your smartphone or tablet camera, following the clear on-screen instructions.
  • Review your deposit information and then submit your deposit.
  • Look for the confirmation that your deposit was received.
  • You can view the deposit in Account History and see the details of your deposit and check images in View Recent Activity.

Who can use  Mobile check Deposit

To be eligible for this service, you must meet the following criteria:

  • Have a personal or small business checking or savings account in good standing.
  • Be enrolled in Online and Mobile Banking.

If you meet this criteria when you attempt to enroll, you will be presented with the Mobile Deposit Service Agreement. In order to complete enrollment, you MUST accept the Agreement.

And You can make mobile deposits into most personal and small business checking, savings, and money market accounts.

 

What kind of Check is not acceptable for Mobile deposit in United states

The following items are not eligible to be deposited  in United states:

  • Checks payable to any person or entity other than the owner(s) of the account into which the check is being deposited.
  • Checks containing an alteration to any of the fields on the front of the check, or which you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn.
  • Checks payable to two or more persons jointly, not alternatively, unless deposited into an account jointly owned by all payees.
  • Checks previously converted to a substitute check, as defined in the Account Agreements, are “image replacement documents” that purport to be substitute checks.
  • Checks drawn on a financial institution located outside the United States.
  • Checks that are remotely created checks, as defined in the Account Agreement.

 

  • Checks not payable in United States currency.
  • Checks dated more than six (6) months prior to the date of deposit.
  • Checks prohibited by the Bank’s current procedures related to this Service or which are otherwise not acceptable under the Account Agreement governing your Bank account.
  • Checks payable on sight or payable through Drafts.
  • Checks with any endorsement on the back other than that specified in this Agreement.
  • Checks that have previously been negotiated, submitted through this Service, or through a remote deposit capture service offered at any other financial institution.
  • Money Orders or Postal Money Orders.
  • Travelers Checks.
Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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About admin

Ogbeide Frank loves writing and research about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies For Advertisement, Content marketing and sponsored post: contact : kokobest04@gmail.com
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