Last Updated on 2023-08-30 by Admin
Do you know that you need a routing number for the for the purposes of setting up direct deposits to credit funds into the account either for payroll or social security, or to setup payment drafts to draw funds out of the account
By using the right Routing number can also be used for other banking activities such as bill payments, direct deposits, and automated online payments. it also help to send or receive a domestic or international wire transfer
In the US, banks and other financial institutions use routing numbers to identify themselves. They’re made up of 9 digits, and sometimes called routing transit numbers, ABA routing numbers, or RTNs.
The Federal Reserve Banks need routing numbers to process Fedwire funds transfers. The ACH network also needs them to process electronic funds transfers – like direct deposits and bill payments.
The ACH routing number will have to be included for sending an ACH transfer to any Bank of America account.
To send a domestic ACH transfer, you’ll need to use the ACH routing number which differs from state to state
For the purpose of this content will shall discuss on various state bank of America Routing number and how to find your BOA routing number.
What are routing numbers used for?
Routing numbers are used for all sorts of financial transactions. You might need one if you want to do any of the following:
1.Set up a direct deposit, or pay bills automatically from your Bank of America account
2. Have payments like a salary or pension deposited into your account
3. Pay in a check
4. Make a wire transfer or ACH payment to someone in the US
What is a Routing Number?
A routing number (also known as ABA which stands for American Bankers Association or RTN which stands for Routing Transit Number) is a nine-digit number that is used by banks or other financial institutions to identify where your account was opened in order to send or receive money.
Bank Of America Routing Numbers and swift code For Local & International Wire Transfer
Wire transfer 026009593
SWIFT Code (USD$) BOFAUS3N
SWIFT Code (Foreign currency) BOFAUS6S
Bank of America Routing Numbers – All States
State Routing number
9.District of Columbia 054001204
10. Florida (East) 063100277/
11.Florida (West) 063100277
15.Illinois (North) 071000505
16.Illinois (South) 081904808
17.Illinois, Chicago Metro 081904808/
29.Missouri (East) 081000032/
30.Missouri (West) 081000033
35.New Jersey 021200339
36.New Mexico 107000327
37.New York 021000322
38.North Carolina 053000196
39.North Dakota 051000017
44.Rhode Island 011500010
45.South Carolina 053904483
46.South Dakota 051000017
48.Texas (North) 111000025
48.Texas (South) 111000025/
54.West Virginia 051000017
How to find Bank of America routing number and account number
1. Online Banking or on the mobile app.
you to find your account number and the related routing numbers for both wire transfers and ACH transactions. Just sign in and follow these simple steps.
1.Sign in to Online Banking.
2.From the Accounts tab, select your checking or savings account.
3.Then , click on the Information and Services tab.
4.Click on Show Account number.
5.Full account number and routing numbers will be displayed.
2, Find Your Bank of America Routing Number on a Check
To find your Bank of America routing number on your check, all you need to do is see the “bottom-left corner” of your check.
The routing number on a check for most banks in the U.S. is situated at the bottom-left corner, followed by an account number and a check number