Polaris bank mobile app and internet banking

How to create and register for polaris bank internet banking and mobile app

Last Updated on January 31, 2024 by admin

Polaris bank Internet banking, also known as online banking or e-banking, refers to the system that allows customers to perform various financial transactions and manage their accounts through a secure online platform provided by their bank.

The Internet Banking of polaris  bank, allow customer access a wide range of banking services, including checking your account balances, transferring funds, paying bills, and much more. The bank has unveiled their new mobile app known as  “VULTe” that make your Banking just got smarter & easier, flexibility, and control,  they also provided a solution that meets customers needs.

Customers can now Pay bills (Bet9Ja, DSTV/GoTV, Startimes, EKEDC etc) anywhere, anytime, transfer money as well top up their airtime for self, family & friends from the comfort of their home or office without visiting the banking hall.

Read: Polaris bank transfer code: How to register, transfer Money,pay bills,Open account and buy airtime

On the other hand, The  “VULTe enable account holder Hide/show balance, Reset/Change PIN etc (under Profile Settings) customers can also use this app to increased default transaction limits at registration, Self-service option for transaction limit increase

Whether your forgot your card at home or you prefer to get things done without carrying it around.We got you covered. With VULTe you can still withdraw cash from the ATM and make POS payments without your card.

How to Register for Polaris  Bank (InternetBanking) PolarisXperience

The Polaris bank Internet Banking Sign-Up is a straight forward process. all you need is to visit their website :

1.Visit  polarisbanklimited.com

2. Then click on Polaris xperience
3. Then click on New User? Register Here
4. Enter your Account Number
5. Email Address
6. Mobile Number
7. Then click continue to complete the registration process.

Also you can visit any Polaris bank branch nearest to you to complete the internet banking registration process

How to activate Polaris bank mobile App ” VULTe app”

To register or activate your Polaris bank Vulte app kindly follow the steps below.

I.Visit the Android PlayStore or iOS Store
2.Download “ Polaris bank VULTe” app
3.After a successful download, login with your existing credentials which comprise of your account number, phone number and facial capture.

You can also read: How to check Polaris [Skye] bank Account Balance and Bank statement of Account

More ways VULTe makes your life easier.


1.Transfer money instantly from your account in any bank to any other bank account in Nigeria.

2. Receive your card right in the comfort of your home or office. Just tell us where you want it and we’ll deliver.

3. Fund your account with your card
Move money easily to your account from any of your cards (Visa card, Mastercard, or Verve card) linked to any Nigerian bank account.

4. Cardless withdrawals & payments

Whether you forgot your card at home or you prefer to get things done without carrying it around, we got you covered.
With VULTe, you can withdraw cash from the ATM and make POS payments without your card.


The internet banking can be use for the following transaction:

1. Make payments and transfer within and outside the bank
2. Initiate international funds transfer
3. Set standing instructions
4. Pay bills such as cable TV, Internet subscriptions, Utility, Transport and Toll
5. Top-up airtime
6. Request for cheque book
7. Block your lost or stolen cards and lots more

Read: How to activate/create Access bank Mobile app, Enroll for ussd code and transfer limit

How much is my daily transaction limit?

Your transaction limit depends on your account/wallet tier. These limits are defined by CBN and may change from time to time.

Tier 1
Daily transaction limit is ₦30,000.00
Maximum single deposit of ₦50,000.00
Maximum cumulative account balance of ₦300,000.00

Tier 2
Daily transaction limit is ₦100,000.00
Maximum single deposit limit of ₦100,000.00
Maximum cumulative account balance of ₦500,000.00

Tier 3
Default daily transaction limit is ₦500,000.00. However, to increase it to ₦5,000,000.00 by CBN regulation, you will be required execute a one-time indemnity on VULTe and enter your PIN and token when your daily (cumulative) transaction is above ₦500,000.
Unlimited Maximum single deposit limit
Unlimited Maximum cumulative account balance


How to contact Polaris bank Vulte customer care

1.On the home page, tap the Menu bar at the top left corner.
2.Select the “Contact Us” option.
3.Select the Complaint or Enquiry option and follow the prompts to send your message.
4.Alternatively, tap the social media icon, email yescenter@polarisbanklimited.com or call 07007652747, 08069880000, 014482100, 01270585.


How to Reset and change  Vulte Polaris bank PIN

To Reset PIN
1.Tap the Menu bar at the top left corner of the Home page.
2.Tap Settings
3.Select Reset Transaction PIN and follow the prompts to reset your PIN.

To Change PIN
1.Tap the Menu bar at the top left corner of the Home page.
2. Tap Settings
3.Select Change Transaction PIN and follow the prompts to change your PIN.

How do I sign up on VULTe?

To sign up on VULTe, simply follow the steps below:

1.Download “VULTe” app from Play/App Store for free.
2, Launch the app and follow the prompt to complete your registration

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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