How to Apply for Polaris Bank salary advance/ payday loan

Last Updated on 2023-07-16 by Admin

Polaris bank payday loan and salary advance loan offers customers the ability to get short term credit facility before their next salary arrived. Customers can access up to 50% of your next salary in advance

This kind of loan does not required any collateral to enable you bridging short-term funding gap.The Polaris bank Salary Advance is processed and disbursed in less than 1 minute using  USSD code *833*12#.

Disbursed funds can be accessed 24/7 via the ATM or your mobile device using our VULTe and USSD, To qualify for salary advance. you  must be employed  in  reputable organizations in both private and public sectors. Also your salary account must be domiciled with Polaris Bank

Features & Benefits of Polaris bank salary advance Loan

Polaris bank salary advance loan  has the following features as given below:

1.Quick access to funds for bridging short-term funding gap.
2.Access 50% of monthly net income upfront
3. 24 hours loan processing time
4. No collateral required
5. Minimal Documentation
6.Competitive pricing



You’re expected to pay back on the next payday
2.5% interest flat rate applies flat
1% management fee applies totaling 3.5%
You can access up to N500,000
There are no hidden charges involved

How do I Apply?

You can Apply for  polaris bank salary advance loan by Dialing  *833*12# from your mobile phone and follow the instructions to access the Payday loan/Salary Advance. It takes less than a minute


Visit any of our branches closest to you to complete a loan application form and submit same with other required documents


You can also:apply for polaris bank salary advance loan by

1.  Call Polaris Yes Center on 0700-7652747, 08069880000, 01-4482100 or 01-2705850.

2.  Call your relationship officer
3, Also login to you VULTe  App to Applyfor salary advance loan

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