How to borrow MTN Data and Airtime

Last Updated on 2023-10-05 by Admin

Whether it’s urgent communication or online endeavors, having enough airtime and data is crucial. But what if you find yourself in a pinch with insufficient balance? Fear not, as we’re here to reveal the secrets of borrowing MTN airtime and data like a seasoned pro. Read on to discover how you can tap into this convenient feature and stay connected even when your balance is running low.

Whenever you need to complete your download or search for information on google and you don’t have data, simply borrow immediately and payback  on your next recharge.You can borrow data multiple times as long as you are still within your credit limit.

Your credit limit in a month can either increase or decrease but this is based on your recharge activities in the previous months.You can increase your credit limit by increasing your spend from month to month.

You will be charged a service fee of 15.36% (including VAT) on any data bundle you borrow. The service charge will be applied on the data bundle loaned and your main account will be debited with a bundle amount plus service fee.

Read: Glo Borrow me credit- How to borrow airtime for self and other from Glo

Who Can Use The MTN XtraByte Service?

MTN XtraByte service is available to all MTN Prepaid customers that have registered their their number and have been on the MTN network for more than 3 months also recharge N200 monthly for 3 months

Also customers  MUST:

1. Be a Prepaid customer
2. Have registered your number.
3.Have been on the MTN network for more than 3 months
4. Have spent at least N200 monthly for 3 months
5. Have between N0 and N75 in your main account
6. Paid up any outstanding XtraByte loan request

How to borrow MTN DATA

Borrow Data via *303# Menu:

• Dial *303# and select XtraByte.
• The system will then display all the data bundles that you can borrow.
• You can then select your preferred data plan from the list.
• After selecting your preferred data plan, the system will then send you a message with the amount plus the applicable service fee for you to confirm the transaction.
• Bundle fee + applicable service charge will be debited from your main account on your next recharge

Borrow Data via 303 IVR:

• Dial 303 and the system will play an announcement for you to select your preferred language, either English, Igbo, Hausa or Yoruba.
• Upon selecting your preferred language, you will be required to select either XtraTime or XtraByte.
• Once you select XtraByte, the system will then play out all the data amount that you can borrow.
• You can then select your preferred data plan from the list.
• After selecting your preferred data plan, the system will then send you a message with the amount plus the applicable service fee for you to confirm the transaction.
• Bundle fee + applicable service charge will be debited from your main account on your next recharge

Note: You will be charged a service fee of 15% (including VAT) depending on the amount you want to borrow.

How to borrow MTN Airtime

Borrowing via *303# Menu:

• Dial *303# and select XtraTime
• You can then select your preferred amount from the list
• After selecting your preferred amount, the system will then send you a message with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
• Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Borrowing via 303 IVR:

•  Dial 303 and the system will play an announcement for you to select your preferred language, either English, Igbo Hausa or Yoruba.
• Upon selecting your preferred language, you will be required to select either XtraTime or XtraByte.
• Once you select XtraTime, the system will then play out all the airtime amount that you can borrow.
• You can then select your preferred amount from the list
• After selecting your preferred amount, the system will then play an announcement with the amount you are about to borrow and the applicable service fee for you to confirm the transaction.
• Once you confirm your transaction, the system will deduct the service fee, credit your XtraTime account with the remaining airtime balance and send you a successful notification message.

Note: You will be charged a sefrvice fee of 15% on every amount you borrow.

Also read: Glo Borrow Me Data- How to borrow data from Glo and borrow for other

What is the charged for using MTN XtraByte?

Customers will be charged a service fee of 15.36% (including VAT) on any data bundle you borrow. The service charge will be applied on the data bundle loaned and your main account will be debited with bundle amount plus service fee.

 How to check MTN Data balance

You can check your XtraByte data balance in the following ways;
1. From the *323# menu, select ‘My Account’ then select ‘2’ to view your account balance.
2.From 323 IVR menu: Simply dial 323, follow the voice prompt, press 5 and your account balance will be sent to you in an SMS.
3.From SMS: Text Balance to 323

How to check MTN Account balance

To view your mtn Account balance kindly dial *310# to view your balance on the go.