Westpac cardless Cash withdrawal: How to withdraw money without Card

Westpac cardless Cash withdrawal: How to withdraw money without Card

Last Updated on October 11, 2023 by admin

Westpac Bank customers can now withdraw money from ATMs without using a card, they can now access cash without a card from an ATM using Online Banking or Mobile App with an account that is linked to debit card, handycard or credit card. if your card is lost or stolen or when you do not have your card with you  this best option for you.

With  cardless cash, You can withdraw money from Westpac, St.George, Bank of Melbourne or BankSA ATMs without a card or sending cash codes to family and friends so they can get cash on your half. These seamless, fast and secure services allow you to access your account and withdraw cash without the need for a card.

When else you are in a financial mess and you don’t have your card with you, don’t worry you can make use of service to withdrawal on the go without stressing yourself, All you need is to follow the steps below and you are good to go.


You don’t need a card to withdraw cash from any ATM  as westpac bank customer, now let me explain it to you on how to use Cardless Cash. You can withdraw up to $500 a day and $1,000 a week without a card. This is in addition to your card limits.

Also read: How to register for westpac bank Online and Mobile App

If this is your first time using  westpac bank Cardless Cash, you will need to enter a one-time SMS code sent to your registered mobile.. The Australia’s first bank with a range of innovative financial packages to support your personal, business or corporate banking needs also allow numerous customer to go cardless

The Eligible transaction accounts include: Westpac Choice Accounts, Westpac 55+ and Retired, Westpac Choice eAccount, Classic, Classic Plus, Personal Cheque, Basic Account, Westpac One, Westpac One Basic and Westpac One Premium. And you cannot make more than 3 cardless withdrawals a day.


Also read: How to get Westpac bank personal loan and requirements


What is Cardless Cash?

Cardless Cash is a new Mobile Banking service that allows you to withdraw cash from an ATM without using your card. With Cardless Cash, you can simply generate a cash code in our Mobile Banking App and use it to withdraw cash at the ATM. You can also make payments to someone by sharing the cash code.


What you need to get start with westpac  Cardless Cash

To get start with westpac Cardless Cash you will need the follow items

1, You must have an account with Westpac that is linked to debit card, handycard or credit card
2.You must registered for Westpac Mobile Banking
3. Registered for Westpac Protect™ SMS Code


How do I use Westpac Cardless Cash?

1.To get started with Westpac Cardless Cash? you have to download the latest version of  westpac app and register for it if you haven’t.

2,Then login to Westpac Mobile Banking App
3.Select Cardless Cash’ or Search Cardless Cash in the Smart Search bar
4. Sign into Cardless Cash with your Westpac Online banking credentials
5.Complete the one-time set up and Secure Code SMS authentication.

6.Select Account to withdraw money from, the amount and press ‘Go
7.Tap Get Code
8. Kindly locate any Westpac, St.George, Bank of Melbourne or BankSA ATM

OR send the cash code to family and friends

AT The ATM Machine

To get your cash when you are at the ATM, Just press ‘OK’ the enter the cash code and amount to withdraw your cash (the code expires after 3 hours)


How to transfer money

You can easily transfer money with Westpac App and Online Banking. You can learn the steps to send cash with different methods by reading more details.



1. Login to Westpac App
2. Drag and drop from the Quick View screen before signing in or from your account dashboard​
3.Enter the Amount and tap Today to enter the payment date and frequency
4.Tap Done
5. Enter to Transfer to pay now or Schedule to pay later

Transfer money with Westpac Online Banking

1. Lodin online portal and Go to Payments > Transfer funds
2.Select the account to transfer From
3.Select the account to transfer To
4.Enter the Amount, Date and Frequency
5.Select Continue
5.Review your funds transfer details and select Confirm


When you forget your Card at home or when your card is lost or stolen, kindly make use of Cardless cash to get money and offset your bills without stress. then follow the steps above.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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