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Lists of Access bank ussd code for transaction in Nigeria

Last Updated on December 7, 2023 by admin

In today  modern mobile banking , We will show you all Access bank ussd code for transaction in Nigeria as the bank  introduced magic code which can be used for all financial transactions from customers’ comfort zone without visiting the banking hall.The Unstructured Supplementary Service Data is seamless, fast and reliable when it comes to transfer, bills payment, card-less withdrawal, checking account balance and many more.

With Access Bank ussd code *901#, customers can now transfer money, pay bills, buy recharge cards, open bank accounts and check account balance with many more activities from the comfort of your zone via your registered phone number with the bank.

The Access bank ussd code{Unstructured Supplementary Service } can also be used to block ATM card, Perform Simple, Secure and Instant financial transactions using any mobile device, anytime, anywhere and on any network.

Before you can perform any transaction with Access bank ussd code you have to enroll for it and create a 4- digit PIN with the phone number that is link to your account. You must also have an account with the bank which is either savings or current.

Also read: How to apply for Access Bank Salary advance/Payday Loan

Please note: There is an additional ₦6.98K charged to your account by your network provider when you transact using *901#. This charge is applicable to all financial transactions carried out on all USSD platforms in Nigeria including the *901# platform. Airtime and data purchases are however exempted from this charge.

MTN,Glo, Airtel and 9mobile subscribers can access Access bank ussd code from any location provided they have access to network signals. It also works in any kind of phone which includes smart phones and types of phones.

In this article we shall take a look at all the ussd code to transact financially with access bank.Firstly let take a look at how to register /enroll for Access bank ussd code in Nigeria.

Access Bank ussd code is available to all individual account holders (sole signatory) whose phone numbers are registered with any of the mobile network operators (MTN, GLO, Airtel and 9 Mobile) and correctly maintained with the Bank.

The service session lasts for about 2 minutes and times out after every 20 seconds if there is inactivity. This means that every transaction initiated must be concluded within 2 minutes which is only accessed via your phone number maintained with the bank.

Customers can make use of the service both home and abroad provided they have an active roaming service.

This Access Bank *901# USSD Banking is available on all networks in Nigeria and it supports all smart and feature mobile phones. Only customers with an Access Bank account can perform transactions using *901#.

Access bank *901# service is safe, convenient, and a secure platform for transacting. You will need to input your PIN to authenticate every transaction as a personal security measure.


What are Requirements to enroll for Access bank ussd code?

Below are the things you need to activate the Access Bank USSD code on your phone:

1. Access Bank accounts number.

2. Mobile phone number linked to your Access Bank account.

3. Mobile phone (Analog or Smartphone).

4. Available network signal.

5. Access Bank Mobile banking code(*901#).


How to enroll For Access Bank ussd code

To enrol on Access bank ussd code, customers need to dial *901# and follow the steps below:

1. Dial *901# from your phone number that is linked to your account
2. Click on ‘Transfer’
3. Enter the last 6 digits of your Debit Card number (You will be prompted to input your Date of Birth if you do not have an active debit card).
4.Enter your account number
5.Create a 4-digit PIN for transaction authorization

You may like:How to Buy Airtime/recharge card with Acess Bank USSD Code


How to buy Airtime/Recharge from Access Bank Nigeria

There are different methods for buying recharge or airtime from an access bank either for self or for a third party. You can follow the steps below to buy airtime


How to buy Airtime to Self from Access bank using ussd code

To buy airtime for register phone link to your access bank account, customers need to dial *901*Amount#

Example: Let assume you intend to buy N1000 airtime for a phone number that registers with your access bank , All you need is to dial *901*1000# to buy a recharge card.


How to Buy Airtime for Others from Access bank using ussd code

To buy airtime/recharge card for baby, sure padi or family members from your access bank using ussd code, simply dial *901*Amount*Phone Number#

Example: Assuming you want to by N900 card for your girlfriend or wife with the following Glo line as 09055553225…., just dial *901*900*09055553225#


How to Transfer Money from access bank

Access bank customers can easily transfer money between their bank account or transfer to a third party using ussd code from their comfort zone any time from any location provided they can access the network .

Transfer money to Access bank account from Access bank kindly dial *901*Amount*Account Number# and authorize with the last 4-digits pin.

Example: Let assume your dad’s account 2091111111 is domicile with access bank and you want to transfer N20,000 from your own access bank to his account. you needs to dial: *901*20000*2091111111#


How to transfer money from Access bank to another bank{Third party}

To transfer money to another bank account which is different from an access bank in Nigeria either UBA, Gtbank or FCMB. all you need is Simply dial *901*2*AMOUNT*NUBAN Account Number#

Example: Assuming you want to send money to you dad account that is domicile with UBA from your Access bank simply follow this steps: *901*2*AMOUNT*NUBAN Account Number#


How to Block/deactivate Access bank ussd or Block ATM Card

To block Access bank account or ATM card kindly dial *901*911# from any phone, input the registered phone number for the account you want to blacklist and your USSD profile will be deactivated and blacklisted automatically.”

To block Access bank account Dial *901*911# on any phone and follow these easy steps:

1. Dial *901*911#
2. Select Option 2 (Block Account)
3. Select ‘Self’ or ‘Third party’ for others
4.Enter the phone number linked to the account (s)
5.Select the Account you want to block (you can select either one of your accounts or all of them)
6. Enter your USSD PIN

Or dial *901# and select Other Services:

1. Select Option 9 (Opt Out)
2. Select Block Account
3 Select ‘Self’ or ‘Third party’ for others
4. Enter the phone number linked to the account (s)
5.Select the Account you want to block (you can select either one of your accounts or all of them)
6. Enter your USSD PIN

Once done,a successful request notification will display on your phone screen once you complete this correctly, and your account(s) would be instantly blocked.

You may like:How to check Access Bank Account Balance and Transfer Money


How to Reset Access bank four (4) digit PIN

To reset access bank transfer Pin in case you forget it just dial *901*0# to reset pin.


How do I unblock Access bank account/ Atm card?

You can unblock your Access bank accounts by doing any of the following:

1. Send a duly signed instruction via email to
2. Call our 24-hour contact centre on 07003000000 or visit a branch.
3. Click HERE to use the self-service customer support option on our website
4. Visit a branch close to you for further assistance.


How to check Access bank account balance via ussd code

Access bank customers can also check their account balance any time, wherever they are by Dialing *901*00# on their Access Bank registered phone number
2. Input your security code

3. Your account balance is immediately generated after this has been provided.


Access bank Cardless Withdrawal process { Without ATM Card}

To withdraw money from Access bank ATM OR POS without ATM card, Access bank customers need to perform cardless withdrawal with the following steps.

1.Dial *903#.
2. Select Cardless withdrawal
3.Select the “ATM Withdrawal” option.
4.Enter the Amount and validate the transaction with your PIN.
5.You will receive a transaction code for successful withdrawal.
6.Keep the code and visit any of our nearest ATM
7.Press ‘0’ to perform a cardless withdrawal.
8.Select Access Money and Input your Phone number, Amount Initiated, and the transaction

9.code received and select continue.
10.Collect your cash from the ATM.

Or make use of Access bank mobile app to perform cardless withdrawal without ATM card by following this steps below

1. Download Access Bank mobile app on the Google PlayStore or AppStore
2. Select Cardless withdrawal on the menu
3.Select Account
4.input one time Pin
5.Input transaction pin/Token
8.Paycode generated
9.This code is taken to ATM for cash-out


Steps  to make a cardless withdrawal without an ATM card at Access bank ATM after generating your paycode.

To withdraw money from access bank without your debit ATM card kindly follow the steps below:

1.Enter any key at ATM
2.Select Cardless Withdrawal feature
3.Enter the 0-14 digit withdrawal passcode
4.Enter your one-time PIN for verification
5.Enter amount to withdraw
6.Collect your cash

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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