BDO Unibank

How to register for BDO Unibank online banking and Mobile App

Last Updated on December 2, 2023 by admin

BDO Unibank, one of the leading banks in the Philippines, recognizes this need and offers an innovative solution through its mobile and online banking services. BDO Unibank Mobile and Online Banking provide customers with a secure platform to conveniently access their accounts anytime, anywhere.

The service is seamless, secure and reliable, when carryout financial transaction on-the-go without stress. BDO Mobile App provides hassle-free banking likes monitor deposit, credit card, and loans, pay utility (electric, water, cable, postpaid phone, etc.) bills and other frequently paid services, transfer funds, reload your prepaid mobile, locate the nearest BDO branch or ATM.

BDO Unibank mobile banking is secure because it help Protect your accounts through Security Settings – Lock card usage or set transaction limits.It also help to Activate the One-Time PIN (OTP) Generator for web transactions to avoid SMS delays and enhance security.


This user-friendly platform ensures that you have full control over your finances at your fingertips. BDO Unibank ensures the highest level of security by implementing robust authentication procedures and encryption technologies to protect your personal information.

Also read: Banks and Online lenders in Philippines that offers Business Loans


Features And Benefits Of Bdo Unibank Mobile app

Customers that has BDO Unibank mobile app can benefit the following :

1 Branch and ATM Locator
2.Prepaid Mobile Reload for Globe, Touch Mobile, SMART Buddy, Talk & Text and Sun
3.Password Change
4. View your transactions for the last three months.
5. Pay Bills. Electric, water, phone, and credit card bills, loan amortizations, and a lot more.
6. Send Money. Fund Transfer to your own account or another person’s BDO account.
7. Quick Balance: Instantly see your account balance for Savings, Current, Credit Card, Cash Card, and Time Deposit accounts.
6. Get your One Time PIN instantly No need to wait for OTP over SMS.


Who are eligible to enroll in BDO Online and Mobile Banking?

BDO clients, at least 13 years old, with any of the following Individual or Joint OR accounts may enroll:

Read: 10 Philippines Banks that offer Personal Loans with Lowest Interest Rate

1. Savings Account
2. Current Account
3. Time Deposits
4. BDO Cash Card*
5. BDO Consumer Loans
6. Trust Account

How do I register for  BDO Unibank Mobile App?

TO enroll for BDO Unibank mobile banking follow the steps below.

1. Go to
2. Click “Enroll Now”
3. Fill-out the Online Enrollment Form, making sure to put a check on the Mobile Banking box, and then click “Submit”.
4. Take note of your ATM Activation Code in the acknowledgment page as you will use this to activate your Internet Banking account
5. Go to any BDO ATM, press “Other Services” > “Activate Electronic Banking”, and enter your ATM Activation Code.
6. Activate Mobile Banking on your SMART or Talk ‘N Text mobile phone after 24 hours from ATM activation.

Read: List of Best online Loan Apps registered in Philippines by securities and exchange commission

What is BDO Unibank Digital Banking

BDO Unibank online Banking gives account holder complete control over your banking needs whenever, wherever you need it. fastest, safest, and easiest way to keep track of your finances anytime, anywhere through your personal device,it can be access by mobile phone or laptop.

How do I register for BDO Unibank Online Banking?

To register for BDO Unibank Online Banking Go to
Click “Enroll Now!”

2. Fill-out the Online Enrollment Form, making sure to put a check on the Internet Banking box *, and then click Submit.
3. Take note of your ATM Activation Code in the acknowledgment page as you will use this to activate your Internet Banking account using your BDO ATM Debit Card
4.Activate your account at any BDO ATM within 45 days* You can also enroll in Mobile and/or Phone Banking by putting a check mark in their respective boxes.

How do I activate my BDO Online Banking account

1. Go to any BDO ATM
2. Press “Other Services” button
3. Select “Activate Electronic Banking”
4. Enter ATM Activation Code then press “Confirm” button
5. Choose receipt option
6. Enter your PIN
7. Get transaction receipt

Security Measures For Bdo Unibank Mobile And Online Banking

Ensuring the safety and security of customer information is a top priority for BDO Unibank. To safeguard against potential threats, stringent security measures are implemented for mobile and online banking services.

Firstly, BDO Unibank employs industry-leading encryption technologies to protect customer data during transmission. This ensures that personal and financial information remains confidential and cannot be intercepted by unauthorized parties.

Secondly, multi-factor authentication is utilized to verify the identity of customers accessing their accounts.This involves a combination of passwords, One-Time Passwords (OTP), and biometric authentication methods such as fingerprint or face recognition.

Additionally, BDO Unibank constantly monitors its systems for any suspicious activities or unauthorized access attempts. Advanced fraud detection systems are in place to identify potential threats, allowing prompt action to be taken if any suspicious activity is detected.

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

For Advertisement, Content marketing andsponsored post: contact :
Scroll to Top