Last Updated on June 29, 2024 by admin
Nigeria’s most valuable bank brand which cater for the financial services needs of its customers has unveiled cardless withdrawal, meaning depositors can now withdraw money from the account in ATM without their debit card.
Cardless service has helped to close the gap when customer misplace their card’s or malfunctioning ,at worst when the card isw withheld by Atm machine.
First bank depositors can now send money to their business associate who doesn’t have bank account, they can also use this service to send money to their relatives. All that is require is to generate the paycode and forward it to them.
Nigerian Bank’s ATMs are now equipped with cardless functionality that makes it easier for non-bank customers to deposit or withdraw money from the ATMs without a Debit card. This is a direct testament to its value proposition of putting their customers first.
Since its establishment in 1894, FirstBank has consistently built relationships with customers focusing on the fundamentals of good corporate governance, strong liquidity, optimized risk management and leadership that gave birth to Fintech
You can also read:First Bank Money transfer: How to transfer money and check account balance
Benefits of first bank Cardless Withdrawal
First Bank’s cardless withdrawal service, offered through its ATMs and the FirstMobile app, provides several benefits:
Convenience:
- Withdraw cash even if you forget or misplace your debit card.
- Initiate a withdrawal in seconds using your mobile phone.
- Accessible at all FirstBank ATMs nationwide.
Security:
- Eliminates the need to carry your physical card, reducing the risk of theft or loss.
- Transactions are secured with a one-time PIN sent to your registered mobile number.
- No risk of card skimming as you don’t need to insert your card.
Accessibility:
1. You can withdraw cash anytime, day or night, as long as the ATM is operational.
2. Even non-First Bank customers can receive cash through this service if someone sends them a code.
First bank cardless withdrawal
First Bank’s cardless withdrawal, also known as PayAttitude, allows you to withdraw cash from a FirstBank ATM without using your physical debit card. This is convenient if you’ve forgotten your card at home or want to send money to someone without a bank account.
Withdraw money with frst bank mobile App
- The person with the FirstBank account initiates the cardless withdrawal either through the FirstMobile app or by dialing a USSD code on their phone.
- The app or USSD service will generate a unique code.
- The account holder shares this code with the person who needs the cash.
- The recipient goes to a FirstBank ATM, selects the ‘PayAttitude’ option, enters the phone number of the sender, the amount, and the received code to withdraw the cash.
How to Withdraw money with frst bank ussd code
While FirstBank primarily promotes the app for cardless withdrawals, some users have reported being able to initiate withdrawals via USSD. However, this method might not be consistently available or supported. To try:
- Dial *894*Amount#: Replace “Amount” with the desired withdrawal amount.
- Follow Prompts: If the option is available, you’ll be prompted to enter the recipient’s phone number.
- Generate Code: A code will be sent to the recipient’s phone, which they can use at the ATM.
How to Withdraw Money at the ATM Machine
Also Read: FirstBank *894#: How to buy Airtime and check account Balance
For First Bank’s ATM
1 Locate any First Bank ATM
2 Press “Enter” button on the ATM
3 Select the “Cardless Withdrawal option
4 Enter “Reference Code” received on your mobile phone
5 Enter “ Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
6 Press “Enter “ button to proceed
7 Collect your Cash
For Other Bank’s ATM
1 Locate any Other Banks ATM
2 Press “Enter” button on the ATM
3 Select the “PayCode” option
4 Enter “PayCode number” received on your mobile phone
5 Enter pre-selected “Cash-Out PIN Number” selected on Internet Banking when initiating request
6 Enter “Amount” (This should be same selected when initiating request on Internet Banking, USSD, Mobile Banking)
7 Press “Enter “ button to proceed
8 Collect your Cash
Also read: How to transfer money from First bank and check account balance
FAQS
Q: What is First Bank cardless withdrawal?
A: First Bank cardless withdrawal, also known as PayAttitude, allows you to withdraw cash from a FirstBank ATM without using your physical debit card.
Q: How does it work?
A: The person with the FirstBank account initiates the withdrawal via the FirstMobile app or USSD code. They receive a unique code, which they share with the recipient. The recipient then enters the code at a FirstBank ATM to withdraw the cash.
Q: Who can use this service?
A: Both FirstBank account holders and non-FirstBank customers can use this service.
Q: Do I need a smartphone to use this service?
A: While the FirstMobile app is the primary way to initiate withdrawals, there might be limited USSD options available. If you don’t have a smartphone, you can ask someone with the app to help you initiate the withdrawal.
Q: Is there a fee for using this service?
A: Standard ATM withdrawal fees may apply, depending on your account type and the amount withdrawn.
Q: What is the maximum amount I can withdraw?
A: The maximum amount you can withdraw depends on your daily withdrawal limit and the available funds in the sender’s account.
Q: Can I withdraw money from any ATM?
A: Yes you can withdraw cash from FirstBank ATMs. and other bank ATM
Q: What if I lose the code or it expires?
A: If you lose the code or it expires, the sender can generate a new one through the app or USSD code.
Q: Is this service safe?
A: Yes, First Bank’s cardless withdrawal service is secure. It uses unique codes and PIN verification to protect your transaction
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My account was backed by me I don’t have ATM card
And I have been receiving debit so I want to unblock the account
Visit the nearest Branch to unblock your account and explain to the customer rep