National Housing Fund (NHF)

How to Check National Housing Fund NHF Monthly Contributions and Retrieve number

Last Updated on November 25, 2023 by admin

The National Housing Fund (NHF) is a government initiative established in Nigeria with the aim of providing affordable housing for citizens. It is managed by the Federal Mortgage Bank of Nigeria (FMBN) and serves as a pool of funds from which mortgage loans are disbursed to eligible contributors. The NHF operates on a contributory basis, where both public and private sector employees contribute 2.5% of their monthly income towards the fund.

The primary objective of the NHF is to ensure that Nigerians have access to decent and affordable housing options. By providing long-term mortgage loans at low-interest rates, it aims to bridge the housing deficit gap in the country and improve living conditions for its citizens. Through collaboration with Primary Mortgage Banks (PMBs), these funds are channeled into various housing projects across Nigeria.

The federal mortgage bank of Nigeria FMBN was established with the aim of providing home for all citizen in the country.The Act 3 of 1992 established the National Housing Fund (NHF) which  empower the mortgage institution to collect per month, 2.5% of the basic salary of each employee in Nigeria as The National Housing Funds Collection (NHF) contribution.

The package include Home Renovation Loan, Rent-To-Own Housing scheme, NHF Loan
Estate Development Loan, Capital Market.

in Our today discussion we shall be discussing how to Retrieve NHF Number and Check Monthly Contributions.

The Federal Mortgage Bank of Nigeria introduce ussd code that enable you carry out your Mortgage financial transaction at a go without visiting any mortgage intuition for verification because most time we want to find out if our contribution are remitted.

The magic USSD CODE number that perform all assignment is *219#…This code will enable you to check contact details,statement of account request, business board and mortgage calculator from the comfort of your office or home

What is ussd code?

The Unstructured Supplementary Service Data (USSD) banking is a type of banking that enables you carry-out bank transactions by simply dialling a short code on your phone. It does not require the use of internet/web. The USSD is a Global System for Mobile (GSM) communication technology.

You can also read: How to apply for federal mortgage housing funds NHF loan- Application Process

How to Retrieve National House Fund NHF Number

If you’ve previously registered your Mobile Number with FMBN, you can retrieve your NHF Number while on the go.

To commence, take the following steps:

1. Dial *219# and send
2. Type 3 and send
To quit the service, click on the “Cancel” button.

How to Check NHF Monthly Contributions

Subscribers can verify the status of their contribution for a specific month in the current year.
This is to ensure that your contribution(s) for the month has been remitted to the scheme.

To commence, take the following steps:


1. Dial *219# and send
2. Type 2 and send
3. Type 1 and send
4. Type the exact month i.e 1 to 12 and send

Please NOTE: In each submenu, you can type 00 to go “Back” to the previous screen or click on the “Cancel” button to quit the service.

Mobile App

You can also download the FMBN Mobile app from googple play store and IOS

Then create account with your information details and enjoy all transaction from your comfort zone.


Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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