GTBank Ussd *737*: How to create or reset 4 digit PIN and Transfer money from your Phone

How to create/register for GTBank ussd transfer code *737# and reset 4 digit PIN

Last Updated on April 28, 2024 by admin

With the advent of technology and the increasing need for convenient banking solutions, Guaranty Trust Bank has introduced its Mobile Banking platform, offering customers a seamless and secure  banking experience.

Gtbank Mobile Banking provides customers with easy access to their accounts, allowing them to perform various financial transactions from the comfort of their homes or offices.

Whether it is checking account balances, transferring funds between accounts, or paying bills, Gtbank ussd mobile Banking offers a range of services that cater to the diverse needs of its customers.

GTBank’s USSD transfer service, accessed through the code *737#, provides customers with a convenient and secure way to conduct banking transactions on their mobile devices. This article serves as a comprehensive guide on how to create and register for this service transfer code, as well as how to reset your 4-digit PIN for added security,

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*How to create/register for  a  Gtbank 737  ussd Transfer PIN*

To create your 4-digit PIN and transfer money using GTBank’s *737# transfer code, you can follow these steps:

1. Dial *737*5#
2. Select active debt card or no active debit card
3. without a debit card either date of birth and other information
4. Select 1 if you have active debit card
5. Input the last 6 digits of your Debit Card.
6. Create your 4-digit PIN.
7. PIN is save and successful

How to Reset Gtbank PIN

Here are the primary ways to reset your GTBank PIN for service

1. Dial *737# from the mobile number associated with your GTBank account.
2. Select option 7 for Create/Reset PIN.
3. Then choose the option reset your PIN
4. Enter your GTBank NUBAN account number.
5. Follow the instructions on the screen to enter any 4-digit PIN of your choice.
6. Confirm the PIN by entering it again.

7. Once your PIN is successfully created or reset, you can proceed to transfer money.


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How to transfer Money with GtBank

GTBank offers several convenient ways to transfer money, depending on your needs and the recipient’s bank:

 Transfer money GTbank To GTbank USSD CODE

To initiate a transfer to a GTBank account, all you need to do, dial the USSD short code *737*1* followed by the amount to be transferred and then the NUBAN account number of the beneficiary. Then you need to use the last four digits of your GTBank Naira MasterCard to authenticate each transaction.

Example: *737*1*Amount*NUBAN Account No#

  To transfer money to Other Banks Account

1. Dial *737# from the mobile number associated with your GTBank account.

2. Select option 2 for Transfer Funds.

3. Select the recipient’s bank or enter the bank code if necessary.

4. Enter the recipient’s account number.

5. Enter the amount you want to transfer.

6. Enter your 4-digit PIN to confirm the transaction.

7. Review the transaction details and confirm.

8. The transfer will be processed, and you will receive a confirmation message.

Please note that standard transfer charges may apply, and the mobile number must be registered with GTBank to use the *737# transfer service.


Transferring Money WithGTBank Mobile App (GTWorld):

    1. Download and log in to the GTWorld app on your smartphone.
    1. Locate the “Transfer” or “Send Money” option.
    2. Choose “Transfer to GTBank  or other bank Account.”
    3. Enter the recipient’s account number or phone number linked to their account.
    4. Input the transfer amount and a description (optional).
    5. Confirm and submit the transfer using your GTWorld PIN or fingerprint.
  • GTBank Internet Banking:

    1. Log in to your GTBank online banking account.
    2. Navigate to the “Transfers” section.
    3. Select “Transfer to GTBank or other bank Account.”
    4. Enter the recipient’s account number.
    5. Input the transfer amount and a description (optional).
    6. Choose the transfer account
    7. Confirm and submit the transfer using your online banking password.
  • GTBank Branch:

    1. Visit a GTBank branch.
    2. Inform the teller you want to make a cash transfer
    3. Provide the recipient’s name and account number.
    4. Give the teller the amount you want to transfer (if depositing cash, provide the funds).
    5. Complete the transaction as instructed by the teller.


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How to buy Airtime & Data Top-up from Gtbank

Method 1 Gtbank USSD

Buy Airtime for Self

To buy airtime for self from your gtbank bank follow the steps below:

1. Dial *737#
2, Enter Amount
3.Enter your PIN

Or Just Dial *737*amount# on your phone

Example: Let Asume you want to top your phone with 700 airtime simply dial *737*700#) to buy airtime.

Buy Airtime for a Friend

To buy airtime from Gtbank using ussd code to friends and family just follow this steps:

1. Dial *737#
2.Enter Amount airtime value you want to buy
3.Enter Recipient’s number
4. Input your Pin

Or just dial *737*Amount*Recipient’s number# (Example: let assume you want to send your brother uduka airtime of 400 with phone number 090555555555; all you need is to dial *737*400*090555555555#} one done the beneficiary will receive the airtime


Method 2: GTBank Mobile App (GTWorld)

  1. Log in to GTWorld: Open the GTWorld app and log in to your mobile banking account.
  2. Locate “Airtime Top-Up”: Find the section for “Airtime & Data” or “Airtime Top-Up”. It will likely be in the main menu or under “Payments”.
  3. Follow the Prompts: Select your network, choose between airtime or data, enter the mobile number for top-up, and select the amount or data bundle you wish to purchase.
  4. Confirm and Pay: Review the details and confirm with your GTWorld app PIN or authentication method.

Method 3: GTBank Internet Banking

  1. Log in: Access your GTBank Internet Banking account through their website.
  2. Find “Bill Payments”: Navigate to the section for “Bill Payments”, “Airtime/Data”, or something similar.
  3. Select the Service: Choose “Airtime Top-Up” or “Data Purchase”.
  4. Input Details:Enter the mobile number you want to recharge, select your network provider, and specify the amount or data bundle.
  • Confirm and Pay: Review the details and confirm with your online banking password.

How to check Gtbank Account balance

GTBank offers multiple easy ways to check your account balance. Here’s how:

*1. USSD Code (737#)

  • Dial 7376*1#: From your GTBank-linked phone number, dial the code 7376*1#.
  • Follow the Prompt: Select the option to check your account balance.
  • View Balance: Your account balance will be displayed on the screen.

2. GTBank Mobile App (GTWorld)

  • Log In: Open the GTWorld mobile banking app and log in to your account.
  • Dashboard Balance: Your account balance is usually prominently displayed on the app’s main dashboard.

3. GTBank Internet Banking

  • Log In: Visit the GTBank website and log in to your GTBank internet banking account.
  • Account Overview: Your account balance will be visible on your online banking dashboard or within the “Accounts” section.

4. ATM

  • Insert Card and PIN: Visit a GTBank ATM, insert your GTBank debit card, and enter your PIN.
  • Balance Enquiry: Choose the “Balance Enquiry” option from the ATM’s menu. Your balance will be displayed on the screen or printed on a receipt.

5. Visit a GTBank Branch

  • Verification: Visit a GTBank branch and ask a customer service representative to check your balance. Be prepared to provide identification.


Gtbank Salary Advance

To apply for  gtbank salary advance  as a customers who’s account domicile with the bank and earn above NGN10,000 as government staff or earn above NGN20,000 and private employee  should   dial *737*8*2# from your registered phone number with the bank to apply.

Withdraw Cash without your Gtbank Debit Card

GTBank offers a convenient cardless withdrawal service using the USSD code or mobile app. Here’s how it works:

method 1:

Cardless Withdrawal Using ussd code

With Gtbank 737, your cash withdrawals just got easier, you don’t need any  debit card before you can withdraw cash all you need is cardless .

  1. To withdraw money from gtbank without your ATM card   dial *737*3*Amount# and follow the prompt
  2. generate your withdrawal code
  3. authenticate your request with your 737 created pin.
  4. Enter the withdrawal code generated into any GTBank ATM to retrieve cash.

Method 2: Cardless Withdrawal Using GTWorld App

  1. Log in to GTWorld: Open the GTWorld app and log in to your mobile banking account.

  2. Find “Cardless Withdrawal”: Locate the “Cardless Withdrawal” option. It might be in the main menu or under additional services.

  3. Follow the Prompts: Select “GTBank” as the withdrawal bank, enter the amount you want to withdraw, and generate a withdrawal code.

  4. Withdraw at ATM: Follow steps 5-9 from the USSD method above.

Gtbank One Time Password (OTP)

You can now generate Your Gtbank OTP using *737*7# to make a quick transaction on-the-go without your banking token.


Gtbank Bills Payment

Gtbank customers can pay any kind of billing including electricity, StarTimes Subscription,Swift Network Subscription with 737 Checkout Dial *737# and select bills payment then select the kid of kids you want to pay from prompt message


How to Card Hotlist Gtbank

To block or hotlist your gtbank card from further transactions simply dial *737*51*10# and follow the screen message to block your ATM card.


How can I unblock GTBank mobile banking?

You can  reactivate your GTBank account in 4 easy steps. Step 1 – Dial *737*11# on your mobile number registered with the Bank. Step 4 – Complete your account reactivation by initiating a transaction e.g buying at least N100 airtime.

All Gtbank Code for transaction

737 Service    737 Code
Account Opening *737*0#
Airtime (Self) *737*Amount#
Airtime (3rd Party) *737*Amount*PhoneNo#
Transfers (GTBank) *737*1*Amount*Nuban#
Transfers (Other Banks) *737*2*Amount*Nuban#
Cardless Withdrawal *737*3*Amount#
Fast Track Deposit *737*48*Amount*Nuban#
Data Purchase *737*4#
Account Balance/ No/ BVN *737*6*1#
Loan Balance *737*6*2#
Card Status *737*6*3#
Cheque Book Status *737*6*4#
Generate OTP *737*7#
Airtime Advance *737*8*1
Give             *737*32*Amount*Church Code#
Edu *737*31*Amount*School Code#
Checkout *737*35*Amount*Merchant Code#
Total Cashout *737*50*Amount*50#
StarTimes Subscription *737*37*Amount*SmartcardNo
Swift Network Subscription *737*50*Amount*4#
Salary Advance *737*8*2#
Bills Payment Menu *737*50#
Enable/Disable Account Balance on GeNS *737*51*1#
Card Hotlist *737*51*10#
Cable TV *737*SmartCardNo#
Spend To Save *737*51*24#
Mini Statement *737*51*30#
3rd Party Statement *737*51*33#
QuickCredit Request *737*51*51#
QuickCredit Liquidation *737*51*55#
Reference Confirmation *737*51*54#
Account Blacklist *737*51*74#


Q: What can I do with 737 USSD Banking?

A:  Send money to other GTBank and Other Bank Accounts

  • Buy Airtime & Data for Self and others on all major networks
  • Check Account Number, Balances and BVN on the go
  • Generate One Time Passcode (OTP)
  • Pay bills
  • Perform Cardless ATM withdrawal
  • Fastrack Cash Deposit etc.

Q; Can non-GTBank customers make use of this service?

A: No, this service is only available to GTBank account holders

Q: Who can use Gtbank 737 USSD Banking Service?

A: Any personal account holder with any mobile phone can use 737 Banking as the product is phone agnostic.

Q: What is the charge for gtbank money transfer?

A: The charge for GTBank transfer is ₦20 & ₦50 for other Banks transfer per transaction.

Q: Daily cumulative limit allowed for Gtbank ussd code?

A: A daily cumulative limit of N200,000 is allowed for transfers to GTBank and other bank accounts.

Q: What is the Code for transfers to other banks account in Gtbank ?
A: Simply dial *737*2*amount*account no#

Q: What is the code for transfers to a GTBank account via ussd code?
A: Simply dial *737*1*amount*account no#

Q: What is the code for Buying airtime for others from gtbank using ussd code?
A: Simply dial *737*amount*recipient’s mobile no#

Q: What is the charge for gtbank using ussd code service?
A: The service is free

Q: What is the limit for Airtime Purchase on gtbank using ussd code?
A: This is subject to a daily cumulative limit of 10,000 (Self & 3 rd Party)

Q: What is the code for buying airtime for self in Gtbank using usd code
A: Simply dial *737*amount#

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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3 thoughts on “How to create/register for GTBank ussd transfer code *737# and reset 4 digit PIN”

  1. To create your gtbank 737 pin take the following steps

    Dial *737#
     Input “7” to select “Create/Change your PIN” option
     Enter ”1” if you have an active debit card
     Enter “ last 6 digits of your Naira Master Card”
     Enter your preferred PIN
     Enter ”2” if you do not have an active debit card
     Enter your “Account Number”
     Enter your “Date of Birth”
     Enter your preferred PIN

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