How To Borrow Airtime on Airtel -Extra Credit

Last Updated on April 18, 2024 by admin

In today’s fast-paced world, staying connected is more crucial than ever, and running out of airtime at a critical moment can be frustrating. Airtel, a leading telecommunications provider in Nigeria , offers a convenient solution with its Airtime Borrowing Service which allows you to get airtime loan for phone call, getting data and use for sms

The service offers subscribers a lifeline in moments of need. Whether you need to make an urgent call or send a crucial message, borrowing call credit ensures you stay connected without interruptions.

We all know how frustrated it is when out of airtime during an emergency call. The good news is that Airtel Nigeria offers a quick and easy way to borrow airtime, when the need arises and pay back later.

This article will explain to you how to borrow airtime from Airtel .eligibility requirements to qualify and repayment


You can also read How to Borrow data/MB from Airtel Nigeria high-speed (3G) (4G)

Eligibility requirements to borrow airtime from airtel

Before you can borrow airtime, you will be accessed From usage patterns to account history, these criteria play a role in determining which borrowing options you can access.

1.You must have a registered SIM.
2.Your line must have been active for at least three months.
3.You should have a good usage history on your monthly recharge
4. it is important that you recharge at least N250 per month.
5.You must not have any outstanding loans that are in a pending from your previous loan


How to Borrow Airtime from Airtel?

To borrow airtime from Airtel, follow these steps:

1. Dial 303# on your Airtel phone.
2. Select the option to borrow airtime.
3. Choose the amount of airtime you want to borrow.
4. Confirm your request by following the prompts on the screen.
5. The borrowed airtime will be credited to your account, and the amount borrowed will be deducted the next time you recharge your phone.

Please note that there may be a 15% service fee charged for borrowing airtime.

Who is qualified to use Airtel Extra Credit?

Airtel Extra Credit has a few requirements to ensure responsible borrowing. Here’s who qualifies to use it:

  • Airtel Prepaid Customers: Only customers with Airtel prepaid SIM cards and register with NIN can access Airtel Extra Credit.
  • Minimum Customer Tenure: You need to be an Airtel customer for at least 3 months
  • Good Repayment History: You must have a clean record of repaying any previous Airtel loans, including the principal amount and service charges.
  • Minimum Monthly Recharge: Airtel considers your average monthly recharge amount. You’ll likely need to maintain a minimum recharge of around

How to Check Airtel borrow me airtime Eligibility

There’s a quick and easy way to check your eligibility for Airtel borrow airtime, also known as Airtel Extra Credit:

1. Dial *303#, clicking on ‘My Account’ and selecting ‘1’ to ‘Check eligibility’.Or
2. Send SMS keyword: STATUS to 303

Following this prompt will tell you if you’re eligible to borrow and potentially the maximum amount you can borrow.

benefits of borrow airtime from airtel

  • Emergency Lifeline: When you run out of airtime unexpectedly, Airtel Extra Credit ensures you can still make important calls, send texts, or access the internet if you need to.
  • Convenient: Borrowing airtime is a quick and easy process, typically done with USSD codes or through the Airtel app.
  • Flexibility: You can borrow various amounts of airtime, depending on your needs and eligibility.
  • All-Purpose: The borrowed airtime can be used for calls, SMS, and data services across the Airtel network.

Frequently Asked Questions

Q;1. How can I request airtime credit on Airtel?

A:To request airtime credit on Airtel, simply initiate the borrowing process by dialing *303# from your Airtel mobile phone.

Q:2.How to Repayment borow airtime from Airtel

A: The borrowed airtime is to be repaid within a specified timeframe, which varies based on the amount borrowed.the amount will be deducted on your next recharge

Q:3. Are there any fees associated with borrowing airtime from Airtel?

A: Airtel Nigeria charges a service fee for borrowing airtime through their Airtel Extra Credit service. This fee is a percentage of the amount you borrow and is applied at the time you borrow. Here’s the breakdown:

  • Standard Charge: A 15% service charge applies to most borrowed amounts.
  • Exception: There’s a slightly lower service charge for borrowing the smallest amount For N25, the service charge is 10%.

For example:

  • If you borrow N100, you’ll be credited with N85 (N100 – N15 service fee). You’ll then repay N115 (N100 loan + N15 service fee) on your next recharge.
  • If you borrow N25, you’ll be credited with N20 (N25 – N5 service fee) and repay N30 (N25 loan + N5 service fee) on your next recharge

Q;4. How can I check my airtime balance?

A: To check call credit balance on airtel simply Dial *310# to view all your Airtel airtime balance

Meet Ogbeide Frank, popularly known as perere, a blogger who loves writing about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies

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About admin

Ogbeide Frank loves writing and research about finance and Tech. He studied Business administration at the Ambrose Alli University Ekpoma and Mobile Communication at Orange College Malaysia .Frank have worked as a banker and consultant in variety of Nigeria agencies For Advertisement, Content marketing and sponsored post: contact :
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3 thoughts on “How To Borrow Airtime on Airtel -Extra Credit

  1. I want to unsuscribe from airtel extra credit but I can’t cause anytime I dial * doesn’t give me the option of unsuscribe. .and I don’t know what else to do…I borrowed 100naira last month..and I paid it back the next month but they deducted 66 naira and credited me with 33…and that not what I wanted…pls help

  2. You must have active plan before you can unsubscribe from it. so try and renew and unsubscribe when your plan is still active.

  3. Please note: there are criteria that will enable you borrow Airtel data and credit

    The requirements are:
    You must be Prepaid Airtel Customers with registered SIM.

    You will be considered based on monthly recharge frequency and average spend.

    You will have to paid up any previous loan and associated charges.

    You need to have been an AIRTEL subscriber for at least 2 months. In addition, you have to be a loyal and consistent subscriber using an average of N200 monthly.

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