How to Borrow data from Airtel Nigeria

Last Updated on 2024-04-16 by Admin

If you are in the middle of an important video call or trying to send crucial work files, and your data runs out. In such emergency situations, Data Borrowing can be a lifesaver, helping you stay online until you can recharge your data plan.

Airtel Credit Loan Service allows you to borrow data when you run out to enable you to browse urgently when you don’t have data, The service enables you to reload your phone for data at times of emergency and pay back later. 15% service charge applies.

This service is available to all airtel customer who has register their phone SIM and must be Prepaid Customers

To enable you borrow data ,Customer’s will be considered based on monthly recharge frequency and average spending and also you should have paid up any previous loan and associated charges

Airtel’s Data Borrowing service allows customers to top up their data balance when they need it the most. Whether it’s for urgent emails, navigating through maps, or just scrolling endlessly, this service ensures you stay connected without disruptions.

How can I check if I am eligible to borrow data from Airtel

You can check if you are eligible for Airtel data loan service in three different methods they are:

1.Dialling *303#, clicking on ‘My Account’ and selecting ‘1’ to ‘Check eligibility’.
2.Sending SMS keyword: STATUS to 303
3.Dialling 303 then follow the voice prompt to confirm if you are eligible or not.

The system will inform you if you qualify for the Airtel Credit Loan Service.

Important Note: Even if you meet some requirements, Airtel reserves the right to determine eligibility based on their internal criteria.


Here’s who is qualified to use Airtel’s Credit Loan Service (this information may vary slightly based on your specific country):

General Requirements:

  • Prepaid Airtel Customer: You cannot have a postpaid plan.
  • Registered SIM: Your SIM card needs to be registered with Airtel.
  • Active Line: The line should be in use for at least 3 months.
  • Good Repayment History: You must have a record of repaying previous loans on time.

Eligibility Factors:

  • Monthly Recharge Frequency: Airtel considers how often you recharge your account. Customers who recharge regularly are more likely to be eligible.
  • Average Spend: Customers who spend more on recharges and data have a higher chance of qualifying for the service.

How to Borrow Data from Airtel

Here’s a step-by-step guide on how to borrow data from Airtel (this may vary slightly depending on your specific country):

Main Method

  1. The Code: Dial the Airtel USSD code *303# on your Airtel phone.
  2. Choose Data: Select the “Borrow Data” option from the menu that appears.
  3. Find Your Bundle: You’ll see a list of data bundles you’re eligible to borrow. Choose the one that suits your needs.
  4. Confirm: Follow the prompts to confirm the transaction. The borrowed data will be credited to your account.


  • Service Fee: A standard 15% service charge will apply, deducted when you next recharge.
  • Repayment: The borrowed data cost (and the service fee) will be automatically deducted from your next recharge.
  • Eligibility: Availability and the amount you can borrow depends on your Airtel usage history and other criteria.

Please note the borrow data loan will be recovered when you recharge your account via any channel.


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